EXFY: the cash flow

MyFinsight

For the year ending 2025-12-31, EXFY had $13,790K increase in cash & cash equivalents over the period. $20,072K in free cash flow.

Cash Flow	2025-12-31
Net loss	-21,389
Depreciation and amortization	8,460
Reduction of operating lease right-of-use assets	575
Loss on impairment, receivables and sale or disposal of equipment	-603
Stock-based compensation	26,578
Amortization of debt issuance costs	133
Deferred tax assets	5
Accounts receivable, net	355
Settlement assets, net	2,054
Prepaid expenses	-6,501
Other current assets	6,852
Other assets	135
Accounts payable	91
Accrued expenses and other liabilities	9,727
Operating lease liabilities	-588
Settlement liabilities	-1,300
Other liabilities	89
Net cash provided by operating activities	20,089
Purchase of property and equipment	17
Software development costs	3,538
Net cash used in investing activities	-3,555
Principal payments of finance leases	140
Principal payments of outstanding debt	0
Payments for debt issuance costs	153
Repurchases of early exercised stock options	0
Proceeds from common stock purchased under matching plan	6,321
Proceeds from issuance of common stock on exercise of stock options	323
Payments for employee taxes withheld from stock-based awards	0
Repurchase and retirement of common stock	9,095
Net cash used in financing activities	-2,744
Net increase (decrease) in cash and cash equivalents and restricted cash	13,790
Cash and cash equivalents and restricted cash, beginning of period	90,834
Cash and cash equivalents and restricted cash, end of period	104,624

Unit: Thousand (K) dollars (except for numbers of shares and EPS).