For the year ending 2025-12-31, FAF had -$330,800K decrease in cash & cash equivalents over the period. $762,500K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Total revenues | 612,200 |
| Other expenses | 111,100 |
| Income before income taxes and equity in undistributed earnings of subsidiaries | 501,100 |
| Income taxes | 121,900 |
| Equity in undistributed earnings (losses) of subsidiaries | 246,000 |
| Net income | 625,200 |
| Provision for policy losses and other claims | 326,600 |
| Depreciation and amortization | 216,200 |
| Amortization of premiums and accretion of discounts on debt securities, net | 45,200 |
| Net investment losses | 20,900 |
| Share-based compensation | 68,400 |
| Equity in earnings of affiliates, net | 7,200 |
| Dividends from equity method investments | 9,900 |
| Claims paid, including assets acquired, net of recoveries | 358,400 |
| Net change in income tax accounts | 149,600 |
| (increase) decrease in accounts and accrued income receivable | 57,400 |
| Increase (decrease) in accounts payable and accrued liabilities | 74,800 |
| Increase (decrease) in deferred revenue | 3,300 |
| Other, net | -34,100 |
| Cash provided by operating activities | 950,800 |
| Acquisitions/dispositions, net of cash acquired/divested | 2,500 |
| Net decrease (increase) in deposits with banks | 9,500 |
| Purchases of debt securities | 2,857,900 |
| Proceeds from sales of debt securities | 1,263,300 |
| Proceeds from maturities of debt securities | 688,400 |
| Purchases of equity securities | 115,200 |
| Proceeds from sales of equity securities | 50,800 |
| Net change in other investments | 11,300 |
| Advances under secured financing agreements | 45,342,100 |
| Collections of secured financings receivable | 45,046,000 |
| Capital expenditures | 188,300 |
| Proceeds from sales of property and equipment | 600 |
| Proceeds from insurance settlement | 2,800 |
| Cash (used for) provided by investing activities | -1,455,900 |
| Net change in deposits | 244,600 |
| Borrowings under secured financing agreements | 44,061,600 |
| Repayments of secured financings payable | 43,799,800 |
| Net proceeds from issuance of unsecured senior notes | 0 |
| Repayment of senior unsecured notes | 0 |
| Repayments of other notes and contracts payable | 3,700 |
| Net activity related to noncontrolling interests | -3,200 |
| Net proceeds in connection with share-based compensation | 7,000 |
| Repurchases of company shares | 122,300 |
| Payments of cash dividends | 223,000 |
| Cash provided by (used for) financing activities | 161,200 |
| Effect of exchange rate changes on cash | 13,100 |
| Net (decrease) increase in cash and cash equivalents | -330,800 |
| Cash and cash equivalents at beginning of period | 1,718,100 |
| Cash and cash equivalents at end of period | 1,387,300 |
First American Financial Corp (FAF)
First American Financial Corp (FAF)