| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 1,626 | 1,058 |
| Provision for loan and lease losses | 473 | - |
| Benefit for off-balance sheet credit exposure | -13 | - |
| Provision for credit losses | 460 | 269 |
| Deferred tax benefit | -104 | -74 |
| Depreciation, amortization, and accretion, net | 284 | 193 |
| Gross realized gain on sale of investment securities available for sale | 1 | - |
| Gross realized loss on sale of investment securities available for sale | 2 | - |
| Net realized loss on sale of investment securities available for sale | -1 | - |
| Net realized gain on sale of marketable equity securities | 1 | - |
| Realized gain on sale of investment securities, net | 0 | - |
| Fair value adjustment on marketable equity securities, net | 10 | -3 |
| Gain on sale of loans, net | 12 | 4 |
| Gain on sale of operating lease equipment, net | 16 | 13 |
| Loss on sale of premises and equipment, net | 0 | - |
| Gain on other real estate owned, net | 1 | -7 |
| Loss on extinguishment of debt | 0 | 0 |
| Origination of loans held for sale | 1,011 | 678 |
| Proceeds from sale of loans held for sale | 1,137 | 771 |
| Impairment of premises and equipment | 5 | 5 |
| Net change in other assets | 86 | 241 |
| Net change in other liabilities | -345 | -290 |
| Other operating activities | -54 | -49 |
| Net cash provided by operating activities | 1,873 | 957 |
| Net (increase) decrease in interest-earning deposits at banks | -3,434 | -4,820 |
| Purchases of marketable equity securities | 0 | - |
| Proceeds from sales of investments in marketable equity securities | 0 | - |
| Purchases of investment securities available for sale | 7,476 | 2,910 |
| Proceeds from maturities of investment securities available for sale | 5,802 | 2,972 |
| Proceeds from sales of investment securities available for sale | 1,196 | 1,196 |
| Purchases of investment securities held to maturity | 389 | 218 |
| Proceeds from maturities of investment securities held to maturity | 598 | 282 |
| Net decrease in securities purchased under agreements to resell | 75 | -142 |
| Net increase in loans | 4,987 | 1,320 |
| Proceeds from sales of loans | 220 | 146 |
| Net increase in credit balances of factoring clients | 392 | 127 |
| Purchases of operating lease equipment | 522 | 385 |
| Proceeds from sales of operating lease equipment | 195 | 124 |
| Purchases of premises and equipment | 467 | 229 |
| Proceeds from sales of other real estate owned | 20 | 10 |
| Other investing activities | 463 | 272 |
| Net cash used in investing activities | -9,240 | -5,439 |
| Net decrease in time deposits | -2,178 | -2,010 |
| Net increase in demand and other interest-bearing deposits | 10,312 | 6,885 |
| Net increase (decrease) in securities sold under agreements to repurchase | 56 | 104 |
| Repayment of long-term borrowings | 355 | 352 |
| Proceeds from issuance of long-term borrowings | 1,839 | 1,242 |
| Repurchase of class a common stock | 2,127 | 1,231 |
| Cash dividends paid | 121 | 82 |
| Other financing activities | 1 | 1 |
| Net cash provided by financing activities | 7,427 | 4,557 |
| Change in cash and due from banks | 60 | 75 |
| Cash and cash equivalents at beginning of period | 814 | - |
| Cash and cash equivalents at end of period | 874 | - |
FIRST CITIZENS BANCSHARES INC DE (FCNCP)
FIRST CITIZENS BANCSHARES INC DE (FCNCP)