MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

FIRST CITIZENS BANCSHARES INC DE (FCNCP)

FIRST CITIZENS BANCSHARES INC DE (FCNCP)

|||

Cash Flow Overview

Free Cash flow
$678M
Unit: Million (M) dollars
Positive Cash Flow Breakdown
    • Net increase in demand and other...
    • Proceeds from maturities of inve...
    • Net (increase) decrease in inter...
    • Others
Negative Cash Flow Breakdown
    • Purchases of investment securiti...
    • Net increase in loans
    • Repurchase of class a common sto...
    • Others
Cash Flow
2025-09-30
2025-06-30
Net income
568
1,058
Provision for credit losses
191
269
Deferred tax benefit
-30
-74
Depreciation, amortization, and accretion, net
91
193
Gross realized gain on sale of investment securities available for sale
1
-
Gross realized loss on sale of investment securities available for sale
2
-
Net realized loss on sale of investment securities available for sale
-1
-
Net realized gain on sale of marketable equity securities
1
-
Realized gain on sale of investment securities, net
0
-
Fair value adjustment on marketable equity securities, net
13
-3
Gain on sale of loans, net
8
4
Gain on sale of operating lease equipment, net
3
13
Loss on sale of premises and equipment, net
0
-
Gain on other real estate owned, net
8
-7
Loss on extinguishment of debt
0
0
Origination of loans held for sale
333
678
Proceeds from sale of loans held for sale
366
771
Impairment of premises and equipment
0
5
Net change in other assets
-155
241
Net change in other liabilities
-55
-290
Other operating activities
-5
-49
Net cash provided by operating activities
916
957
Net (increase) decrease in interest-earning deposits at banks
1,386
-4,820
Purchases of marketable equity securities
0
-
Proceeds from sales of investments in marketable equity securities
0
-
Purchases of investment securities available for sale
4,566
2,910
Proceeds from maturities of investment securities available for sale
2,830
2,972
Proceeds from sales of investment securities available for sale
0
1,196
Purchases of investment securities held to maturity
171
218
Proceeds from maturities of investment securities held to maturity
316
282
Net decrease in securities purchased under agreements to resell
217
-142
Net increase in loans
3,667
1,320
Proceeds from sales of loans
74
146
Net increase in credit balances of factoring clients
265
127
Purchases of operating lease equipment
137
385
Proceeds from sales of operating lease equipment
71
124
Purchases of premises and equipment
238
229
Proceeds from sales of other real estate owned
10
10
Other investing activities
191
272
Net cash used in investing activities
-3,801
-5,439
Net decrease in time deposits
-168
-2,010
Net increase in demand and other interest-bearing deposits
3,427
6,885
Net increase (decrease) in securities sold under agreements to repurchase
-48
104
Repayment of long-term borrowings
3
352
Proceeds from issuance of long-term borrowings
597
1,242
Repurchase of class a common stock
896
1,231
Cash dividends paid
39
82
Other financing activities
0
1
Net cash provided by financing activities
2,870
4,557
Change in cash and due from banks
-15
75
Cash and cash equivalents at beginning of period
814
-
Cash and cash equivalents at end of period
874
-
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase indemand and other...$3,427M Net income$568M Proceeds from sale ofloans held for sale$366M Proceeds from issuance oflong-term borrowings$597M Provision for creditlosses$191M Net change in otherassets-$155M Depreciation, amortization,and accretion, net$91M Net cash provided byfinancing activities$2,870M Net cash provided byoperating activities$916M Canceled cashflow$1,154M Canceled cashflow$455M Change in cash and duefrom banks-$15M Canceled cashflow$3,786M Proceeds from maturitiesof investment...$2,830M Net (increase)decrease in...$1,386M Proceeds from maturitiesof investment...$316M Net increase incredit balances of...$265M Net decrease insecurities purchased under...$217M Proceeds from sales ofloans$74M Proceeds from sales ofoperating lease equipment$71M Proceeds from sales ofother real estate...$10M Repurchase of class a commonstock$896M Net decrease in timedeposits-$168M Net increase(decrease) in securities...-$48M Cash dividends paid$39M Repayment of long-termborrowings$3M Origination of loans held forsale$333M Net change in otherliabilities-$55M Deferred tax benefit-$30M Fair valueadjustment on marketable...$13M Gain on other realestate owned, net$8M Gain on sale of loans,net$8M Other operatingactivities-$5M Gain on sale ofoperating lease...$3M Net cash used ininvesting activities-$3,801M Canceled cashflow$5,169M Purchases of investmentsecurities available for...$4,566M Net increase inloans$3,667M Purchases of premises andequipment$238M Other investingactivities$191M Purchases of investmentsecurities held to maturity$171M Purchases of operatinglease equipment$137M