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For the year ending 2025-12-31, FGRS had $919,331K increase in cash & cash equivalents over the period.

Cash Flow Overview

Change in Cash
$919,331K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from loan sales, net of...
    • Proceeds from debt-Nonrelated Pa...
    • Proceeds from issuance of common...
    • Others
Negative Cash Flow Breakdown
    • Principal payments on debt-Nonre...
    • Originations of loans held for s...
    • Purchases of loans held for sale
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Cash Flow
2025-12-31
Net income (loss)
134,281
Gain on servicing asset, net
24,567
Gain on sale of loans, net
173,732
Loss (gain) on sale of digital assets
-3,215
Income (loss) from fund and equity method investments
-1,246
Amortization of deferred financing costs
1,020
Amortization of internally developed software
16,254
Impairment of internally developed software costs
0
Impairment of digital assets
0
Other asset impairment charge
0
Services exchanged for issuance of warrants
9,499
Noncash dissolution of subsidiary
0
Stock-based compensation expense
62,364
Losses on repurchased loans
-2,425
Deferred income taxes, net
26,037
Proceeds from loan sales, net of repurchases
6,617,808
Originations of loans held for sale
3,620,890
Purchases of loans held for sale
3,269,400
Principal payments on loans held for sale
429,151
Accounts receivable, net
33,042
Other assets
28,097
Accounts payable and other liabilities
-38,930
Net cash provided by (used in) operating activities
62,568
Capitalization of internally developed software costs
20,649
Investment contributions
2,477
Purchases of digital assets
5,734
Proceeds from sales of digital assets
11,347
Note receivable issued to related parties
0
Payment on note receivable from related parties
0
Realized losses on futures
6,292
Purchases of marketable securities
102,174
Proceeds from sale of marketable securities
0
Principal payments on marketable securities
63,907
Other investing activities
-797
Net cash used in investing activities
-61,275
Proceeds from debt-Nonrelated Party
5,886,495
Proceeds from debt-Related Party
152,139
Principal payments on debt-Nonrelated Party
5,953,760
Principal payments on debt-Related Party
0
Payments of deferred financing costs
1,319
Proceeds from issuance of common stock in connection with initial public offering, net of underwriting discounts and commissions
663,443
Proceeds from servicing activity on behalf of third-party loan owners
167,202
Fees paid in connection with the initial public offering
8,761
Net proceeds from issuance of preferred stock
0
Distributions to shareholders
0
Common stock repurchase and retirement
0
Proceeds from exercises of stock options
12,759
Other financing activities
-160
Net cash provided by financing activities
918,038
Net increase in cash, cash equivalents, and restricted cash
919,331
Cash, cash equivalents, and restricted cash, beginning of period
347,447
Cash, cash equivalents, and restricted cash, end of period
1,266,778
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds fromdebt-Nonrelated Party$5,886,495K Proceeds from loan sales,net of repurchases$6,617,808K Proceeds from issuance ofcommon stock in...$663,443K Proceeds from servicingactivity on behalf of...$167,202K Proceeds fromdebt-Related Party$152,139K Proceeds from exercisesof stock options$12,759K Principal payments onloans held for sale$429,151K Net income (loss)$134,281K Stock-based compensationexpense$62,364K Amortization of internallydeveloped software$16,254K Services exchanged forissuance of warrants$9,499K Loss (gain) on sale ofdigital assets-$3,215K Losses on repurchasedloans-$2,425K Income (loss) from fundand equity method...-$1,246K Amortization of deferredfinancing costs$1,020K Net cash provided byfinancing activities$918,038K Net cash provided by(used in) operating...$62,568K Canceled cashflow$5,964,000K Canceled cashflow$7,214,695K Net increase incash, cash...$919,331K Canceled cashflow$61,275K Principal payments ondebt-Nonrelated Party$5,953,760K Fees paid inconnection with the initial...$8,761K Payments of deferredfinancing costs$1,319K Other financingactivities-$160K Originations of loans held forsale$3,620,890K Purchases of loans held forsale$3,269,400K Gain on sale of loans,net$173,732K Accounts payable andother liabilities-$38,930K Accounts receivable, net$33,042K Other assets$28,097K Deferred income taxes,net$26,037K Gain on servicingasset, net$24,567K Principal payments onmarketable securities$63,907K Proceeds from sales ofdigital assets$11,347K Other investingactivities-$797K Net cash used ininvesting activities-$61,275K Canceled cashflow$76,051K Purchases of marketablesecurities$102,174K Capitalization of internallydeveloped software costs$20,649K Realized losses onfutures$6,292K Purchases of digitalassets$5,734K Investment contributions$2,477K

Figure Technology Solutions, Inc. (FGRS)

Figure Technology Solutions, Inc. (FGRS)