For the year ending 2025-12-31, FIBK had $413,100K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Income before income tax | 391,700 |
| Income tax benefit | 89,600 |
| Net income | 302,100 |
| Provision for loan, lease, and other losses | 26,800 |
| Net loss (gain) on disposal of premises and equipment | -8,400 |
| Depreciation and amortization | 50,800 |
| Net (discount) premium amortization on investment securities | 200 |
| Net (gain) loss on investment securities transactions | 0 |
| Realized and unrealized net gains on mortgage banking activities | 1,500 |
| Net gains and write-downs of oreo and other assets pending disposal | 500 |
| Gain (loss) on extinguishment of debt | 100 |
| Valuation allowance for loans held-for-sale | 6,000 |
| Deferred income tax expense (benefit) | 11,300 |
| Life insurance, corporate or bank owned, change in value | 11,100 |
| Stock-based compensation expense | 13,300 |
| Payment for origination, loan, mortgage, held-for-sale | 66,700 |
| Proceeds from sale, loan, mortgage, held-for-sale | 67,600 |
| Gain on sale of consumer credit card loans | -4,300 |
| Gain on sale of branches, net | -62,700 |
| Decrease (increase) in accrued interest receivable | -13,400 |
| Decrease (increase) in other assets | -73,000 |
| (decrease) increase in accrued interest payable | -9,500 |
| (decrease) increase in accounts payable and accrued expenses | -111,500 |
| Net cash provided by operating activities | 305,600 |
| Payments to acquire debt securities, available-for-sale | 1,437,000 |
| Held-to-maturity | 349,700 |
| Available-for-sale | 1,390,100 |
| Payments for (proceeds from) short-term investments | -72,500 |
| Proceeds from company-owned life insurance settlements | 1,100 |
| Proceeds from sales of consumer credit card loans | 81,300 |
| Net change in loans held for investment | -2,159,900 |
| Proceeds from sale of oreo | 900 |
| Net cash distributed in sale of branches | 279,100 |
| Capital expenditures, net of sales | 27,800 |
| Net cash provided by investing activities | 2,311,600 |
| Net decrease in deposits | -285,700 |
| Net decrease in securities sold under repurchase agreements | -44,300 |
| Proceeds from (repayments of) other debt | -1,567,500 |
| Repayments of other long-term debt | 112,600 |
| Proceeds on long-term debt | 0 |
| Payments of debt issuance costs | 2,800 |
| Proceeds from issuance of subordinated long-term debt | 125,000 |
| Purchase and retirement of common stock | 121,900 |
| Dividends paid to common stockholders | 194,300 |
| Net cash used in financing activities | -2,204,100 |
| Net increase (decrease) in cash and cash equivalents | 413,100 |
| Cash and cash equivalents at beginning of period | 896,600 |
| Cash and cash equivalents at end of period | 1,309,700 |
FIRST INTERSTATE BANCSYSTEM INC (FIBK)
FIRST INTERSTATE BANCSYSTEM INC (FIBK)