The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 2,735 | 3,915 | 4,890 | 7,286 |
| Depreciation and amortization | 1,143 | 1,212 | 1,148 | 2,504 |
| Provision for credit losses | 10,581 | 17,712 | 12,799 | 8,062 |
| Noncash operating lease cost | 200 | 199 | 197 | 205 |
| Net (accretion) amortization of securities (discounts) and premiums | -3 | -2 | 1 | 19 |
| Accrued interest receivable | - | 1,748 | -421 | -1,186 |
| Other | 332 | 794 | 1,221 | - |
| Gain on sale of loans, net | 1,452 | 2,190 | 1,854 | 2,329 |
| Originations of strategic program loans held-for-sale | 1,671,625 | 1,444,255 | 1,699,949 | 2,575,192 |
| Proceeds from sale of strategic program loans held-for-sale | 1,684,337 | 1,454,665 | 1,690,769 | 2,519,908 |
| Change in fair value of bfg | -200 | 400 | 200 | 700 |
| Impairment (recovery) of sba servicing asset | 144 | 202 | 507 | 215 |
| Operating lease liabilities | - | -274 | -273 | -347 |
| Stock-based compensation expense | 659 | 1,087 | 1,131 | 1,361 |
| Accrued interest payable | - | -1,887 | 773 | 2,252 |
| Noncash change in credit enhancement asset | 967 | 11,197 | 8,745 | 2,358 |
| Deferred income taxes | -250 | 863 | 867 | 1,462 |
| Other assets | 4,769 | 8,572 | 685 | -3,248 |
| Additions to servicing asset | - | - | - | 755 |
| Other liabilities | -1,398 | 1,263 | 3,858 | -3,019 |
| Net cash provided by (used in) operating activities | 19,709 | 8,077 | 3,453 | -39,954 |
| Net increase in loans receivable | 27,891 | 45,410 | 98,707 | 44,059 |
| Purchase of investment securities available-for-sale | - | 0 | 0 | - |
| Purchase of lease pools | 4,859 | 16,664 | 6,882 | 20,816 |
| Purchase of bank premises and equipment, net | 21 | 6 | 21 | 192 |
| Purchase of assets subject to operating leases | 0 | 0 | -615 | 6,163 |
| Proceeds from sales of loans held-for-investment | 25,884 | 38,381 | 67,482 | - |
| Proceeds from sales of assets subject to operating leases | 30 | 0 | -420 | 888 |
| Proceeds from maturities of securities available-for-sale | - | 0 | 2,500 | - |
| Proceeds from maturities and paydowns of securities held-to-maturity | 541 | 693 | 635 | 1,325 |
| Purchase of fhlb stock | 141 | 1 | 0 | 90 |
| Payment of taxes related to net share settlement of equity awards | - | 0 | 273 | 243 |
| Net cash used in investing activities | -6,457 | -23,007 | -34,798 | -69,107 |
| Common stock repurchased | - | 0 | 0 | 0 |
| Repayment of ppp liquidity facility | - | 0 | 0 | 0 |
| Net increase (decrease) in deposits | -79,705 | 72,251 | 47,136 | 90,222 |
| Proceeds from exercise of stock options | 0 | 452 | 9 | 20 |
| Net cash (used in) provided by financing activities | -79,705 | 72,703 | 46,872 | 89,999 |
| Net change in cash and cash equivalents and restricted cash | -66,453 | 57,773 | 15,527 | -19,062 |
| Cash, cash equivalents and restricted cash, beginning of the period | 163,400 | 105,627 | 109,162 | - |
| Cash, cash equivalents and restricted cash, end of the period | 96,947 | 163,400 | 105,627 | - |
Finwise Bancorp (FINW)
Finwise Bancorp (FINW)