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For the year ending 2025-12-31, FITBM made $22,003M in revenue. $2,376M in net income. Net profit margin of 10.80%.

Income Overview

Revenue
$22,003M
Net Income
$2,376M
Net Profit Margin
10.80%
EPS
$3.53
Unit: Million (M) dollars
Revenue Breakdown
    • Interest and fees on loans and l...
    • Interest on deposits
    • Compensation and benefits
    • Others

Unit: Million (M) dollars (except for numbers of shares and EPS)
Income Statement
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Interest and fees on loans and leases
7,466 7,477 7,334 4,954
Interest on securities
1,785 1,839 1,770 1,517
Interest on other short-term investments
652 1,110 656 116
Total interest income
9,903 10,426 9,760 6,587
Interest on deposits
2,952 3,736 2,929 447
Interest on federal funds purchased
-11 15 6
Interest on other short-term borrowings
-157 247 108
Interest on short-term borrowings
215 ---
Interest on long-term debt
754 892 742 417
Total interest expense
3,921 4,796 3,933 978
Net interest income
5,982 5,630 5,827 5,609
Provision for credit losses
662 530 515 563
Service charges on deposits
--577 589
Net interest income after provision for credit losses
5,320 5,100 5,312 5,046
Wealth and asset management revenue
704 647 581 570
Commercial payments revenue
630 608 --
Consumer banking revenue
571 555 --
Capital markets fees
415 424 --
Commercial banking revenue
349 377 624 565
Card and processing revenue
--416 409
Leasing business revenue
--208 237
Mortgage banking net revenue
227 211 250 215
Other noninterest income
126 12 207 265
Securities gains, net
13 15 18 -82
Securities losses, net - non-qualifying hedges on mortgage servicing rights
--0 -2
Total noninterest income
3,035 2,849 2,881 2,766
Compensation and benefits
2,815 2,763 2,694 2,554
Technology and communications
516 474 464 416
Net occupancy expense
349 339 331 307
Equipment expense
169 153 148 145
Loan and lease expense
146 132 121 131
Marketing expense
142 115 126 118
Card and processing expense
92 84 84 80
Other noninterest expense
915 973 1,237 968
Total noninterest expense
5,144 5,033 5,205 4,719
Income (loss) before income taxes (fte)
3,211 2,916 2,988 3,093
Applicable income tax expense
689 602 639 647
Net income
2,522 2,314 2,349 2,446
Dividends on preferred stock
146 159 137 116
Net income available to common shareholders
2,376 2,155 2,212 2,330
Average common shares outstanding - basic (in shares)
668,139,706 682,160,985 684,172,079 688,633,659
Average common shares outstanding - diluted (in shares)
672,502,856 687,300,837 687,678,291 694,952,038
Earnings per share - basic (in dollars per share)
3.56 3.16 3.23 3.38
Earnings per share - diluted (in dollars per share)
3.53 3.14 3.22 3.35
Unit: Million (M) dollars (except for numbers of shares and EPS)

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Interest and fees on loansand leases$7,466M (-0.15%↓ Y/Y)Interest on securities$1,785M (-2.94%↓ Y/Y)Interest on othershort-term investments$652M (-41.26%↓ Y/Y)Total interest income$9,903M (-5.02%↓ Y/Y)Net interest income$5,982M (6.25%↑ Y/Y)Wealth and assetmanagement revenue$704M (8.81%↑ Y/Y)Commercial paymentsrevenue$630M (3.62%↑ Y/Y)Consumer banking revenue$571M (2.88%↑ Y/Y)Capital markets fees$415M (-2.12%↓ Y/Y)Commercial banking revenue$349M (-7.43%↓ Y/Y)Mortgage banking netrevenue$227M (7.58%↑ Y/Y)Other noninterestincome$126M (950.00%↑ Y/Y)Securities gains, net$13M (-13.33%↓ Y/Y)Total interestexpense$3,921M (-18.24%↓ Y/Y)Net interest incomeafter provision for...$5,320M (4.31%↑ Y/Y)Total noninterestincome$3,035M (6.53%↑ Y/Y)Provision for creditlosses$662M (24.91%↑ Y/Y)Interest on deposits$2,952M (-20.99%↓ Y/Y)Interest on long-termdebt$754M (-15.47%↓ Y/Y)Interest on short-termborrowings$215M Income (loss) beforeincome taxes (fte)$3,211M (10.12%↑ Y/Y)Total noninterestexpense$5,144M (2.21%↑ Y/Y)Net income$2,522M (8.99%↑ Y/Y)Applicable income taxexpense$689M (14.45%↑ Y/Y)Compensation and benefits$2,815M (1.88%↑ Y/Y)Other noninterestexpense$915M (-5.96%↓ Y/Y)Technology andcommunications$516M (8.86%↑ Y/Y)Net occupancyexpense$349M (2.95%↑ Y/Y)Equipment expense$169M (10.46%↑ Y/Y)Loan and leaseexpense$146M (10.61%↑ Y/Y)Marketing expense$142M (23.48%↑ Y/Y)Card and processingexpense$92M (9.52%↑ Y/Y)Net incomeavailable to common...$2,376M (10.26%↑ Y/Y)Dividends on preferredstock$146M (-8.18%↓ Y/Y)

FIFTH THIRD BANCORP (FITBM)

FIFTH THIRD BANCORP (FITBM)