For the year ending 2025-12-31, FLG-PA has $87,512M in assets. $79,368M in debts.
| Balance Sheets | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and due from banks | 553 | - | - | - |
| Interest-earning deposits and other securities with financial institutions | 5,341 | - | - | - |
| Due from one to five years | 1,359 | - | - | - |
| Due from five to ten years | 1,467 | - | - | - |
| Cash and cash equivalents | - | 15,430 | 11,475 | 2,032 |
| Due after ten years | 12,875 | - | - | - |
| Debt securities available-for-sale (434 and 1,168 pledged at december 31, 2022 and 2021, respectively) | - | - | - | 9,060 |
| Debt securities available-for-sale | 15,701 | 10,402 | 9,145 | - |
| Equity investments with readily determinable fair values, at fair value | 65 | 14 | 14 | 14 |
| Total securities | - | 10,416 | 9,159 | - |
| Loans held for sale | 265 | 899 | 1,182 | - |
| Loans and leases held for investment, net of deferred loan fees and costs | 60,732 | 68,272 | 84,619 | - |
| Total securities | - | - | - | 9,074 |
| Loans held for sale, at fair value | - | - | - | 1,115 |
| Less allowance for credit losses on loans and leases | 1,030 | 1,201 | 992 | - |
| Loans and leases held for investment, net of deferred loan fees and costs | - | - | - | 69,001 |
| Total loans and leases held for investment, net | 59,702 | 67,071 | 83,627 | - |
| Less allowance for credit losses on loans and leases | - | - | - | 393 |
| Total loans and leases held for investment, net | - | - | - | 68,608 |
| Federal home loan bank stock and federal reserve bank stock, at cost | - | 1,146 | 1,392 | 1,267 |
| Premises and equipment, net | 477 | 562 | 652 | 491 |
| Core deposit and other intangibles | 381 | 488 | 625 | 287 |
| Goodwill | - | - | 0 | 2,426 |
| Mortgage servicing rights | - | - | - | 1,033 |
| Mortgage servicing rights | - | 26 | 1,111 | - |
| Bank-owned life insurance | - | 1,605 | 1,580 | 1,561 |
| Other assets | 5,027 | 2,517 | 3,254 | 2,250 |
| Total assets | 87,512 | 100,160 | 114,057 | 90,144 |
| Interest-bearing checking and money market accounts | 18,233 | 20,780 | - | 22,511 |
| Savings accounts | 14,864 | 14,282 | - | 11,645 |
| Certificates of deposit | 20,843 | 27,324 | - | 12,510 |
| Non-interest-bearing accounts | 12,060 | 13,484 | - | 12,055 |
| Total deposits | 66,000 | 75,870 | 81,526 | 58,721 |
| Federal home loan bank advances | - | - | - | 20,325 |
| Total wholesale borrowings | - | - | - | 20,325 |
| Federal home loan bank and federal reserve bank advances | - | - | 20,250 | - |
| Wholesale borrowings | - | 13,400 | - | - |
| Junior subordinated debentures | - | 582 | 579 | 575 |
| Subordinated notes | - | 444 | 438 | 432 |
| Total borrowed funds | - | 14,426 | 21,267 | 21,332 |
| Borrowed funds | 12,184 | - | - | - |
| Other liabilities | 1,184 | 1,696 | 2,897 | 1,267 |
| Total liabilities | 79,368 | 91,992 | 105,690 | 81,320 |
| Preferred stock - series b | 1 | 1 | - | - |
| Preferred stock - series a and d | 503 | 503 | 503 | 503 |
| Common stock at par 0.01 (916,666,666 and 666,666,666 shares authorized 422,931,277 and 422,416,178 shares issued and 415,982,036 and 414,934,628 shares outstanding, respectively) | 4 | 4 | 7 | 7 |
| Paid-in capital in excess of par | 9,303 | 9,282 | 8,231 | 8,130 |
| Accumulated deficit | -988 | -763 | 443 | 1,041 |
| Treasury stock, at cost (24,212,052 and 25,423,427shares, respectively) | - | - | - | 237 |
| Treasury stock, at cost (6,949,241 and 7,481,550 shares, respectively) | 190 | 219 | 218 | - |
| Net unrealized loss on securities available for sale, net of tax of 249 and 225, respectively | - | -653 | -581 | -626 |
| Net unrealized loss on pension and post-retirement obligations, net of tax of 14 and 12, respectively | - | 35 | 28 | 46 |
| Net unrealized gain on cash flow hedges, net of tax of (18) and , respectively | - | 48 | 10 | 52 |
| Accumulated other comprehensive loss, net of tax | -489 | -640 | -599 | -620 |
| Total stockholders equity | 8,143 | 8,167 | 8,367 | 8,824 |
| Total liabilities, mezzanine and stockholders equity | 87,512 | 100,160 | 114,057 | 90,144 |
FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG-PA)
FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG-PA)