Financial insights of FMCC

MyFinsight

For the quarter ending 2025-09-30, FMCC made $5,739M in revenue. -$16M in net income. Net profit margin of -0.28%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Net revenues	5,739	5,916	5,852	5,838
(provision) benefit for credit losses	175	783	280	-191
Salaries and employee benefits	423	453	423	424
Professional services, technology, and occupancy	293	295	253	-
Benefit for (decrease in) credit enhancement recoveries	-	-	-	-4
Credit enhancement expense	489	511	540	616
Legislative and regulatory assessments	839	825	817	780
Other expense	72	74	55	359
Non-interest expense	2,116	2,158	2,088	2,183
Income before income tax expense	3,448	2,975	3,484	3,846
Income tax expense	675	588	690	741
Net income	2,773	2,387	2,794	3,105
Amounts attributable to senior preferred stock	2,789	2,408	2,828	3,167
Net income (loss) attributable to common stockholders	-16	-21	-34	-62

Net income (loss) per common share - basic (in dollars per share)	0	-0.01	-0.01	-0.02
Net income (loss) per common share - diluted (in dollars per share)	0	-0.01	-0.01	-0.02
Weighted average common shares outstanding - basic (in shares)	3,234,000,000	3,234,000,000	3,234,000,000	3,234,000,000
Weighted average common shares outstanding - diluted (in shares)	3,234,000,000	3,234,000,000	3,234,000,000	3,234,000,000