The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 12,461 | 27,488 |
| Provision (credit) for credit losses | 1,501 | 3,608 |
| Credit for unfunded loans | -82 | -264 |
| Depreciation and amortization | 1,697 | 3,349 |
| Net amortization (accretion) of securities | -294 | -181 |
| Available for sale security losses | -960 | -1,334 |
| Realized gains on equity securities | 33 | 56 |
| Gain on debt extinguishment | 0 | - |
| (gain) loss on premises and equipment sales and disposals, net | -35 | 113 |
| Stock compensation expense | 645 | 1,287 |
| Earnings on bank owned life insurance | 852 | 1,531 |
| Income recognized from death benefit on bank owned life insurance | 0 | 111 |
| Origination of loans held for sale | 28,275 | 38,327 |
| Proceeds from loans held for sale | 26,183 | 40,213 |
| Net gains on sale of loans | 559 | 655 |
| Net change in other assets and liabilities | 2,675 | 6,353 |
| Net cash from operating activities | 10,712 | 29,688 |
| Proceeds from maturities and repayments of securities available for sale | 20,306 | 33,680 |
| Proceeds from sales of securities available for sale | 28,750 | 23,901 |
| Purchases of securities available for sale | 49,196 | 45,983 |
| Proceeds from sales of equity securities | 15 | 55 |
| Purchase of equity securities | 15 | 57 |
| Proceeds from sales of equity securities-Sbic Funds | 100 | 910 |
| Purchase of equity securities-Sbic Funds | 493 | 2,465 |
| Proceeds from redemption of restricted stock | 5,603 | 11,945 |
| Purchase of restricted stock | 7,012 | 7,337 |
| Loan originations and payments, net | -35,145 | -29,458 |
| Purchase of portfolio loans | 0 | 8,044 |
| Proceeds from loans held for sale previously classified as portfolio loans | 120 | 3,445 |
| Proceeds from boli death benefit | 0 | 460 |
| Purchase of company owned life insurance | 0 | 15,000 |
| Proceeds from land, building and equipment sales | 0 | 298 |
| Additions to premises and equipment | 1,680 | 5,092 |
| Net cash from investing activities | -38,647 | -38,742 |
| Net change in deposits | 4,098 | 129,638 |
| Net change in short-term borrowings | 32,000 | -102,000 |
| Redemption of subordinated debentures | 0 | - |
| Cash dividends paid | 6,369 | 12,727 |
| Cash paid for withholding taxes on share-based awards | 189 | 855 |
| Net cash from financing activities | 29,540 | 14,056 |
| Net change in cash and cash equivalents | 1,605 | 5,002 |
| Cash and cash equivalents at beginning of period | 85,738 | - |
| Cash and cash equivalents at end of period | 92,345 | - |
FARMERS NATIONAL BANC CORP OH (FMNB)
FARMERS NATIONAL BANC CORP OH (FMNB)