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Cash Flow Overview

Change in Cash
$1,115M
Unit: Million (M) dollars
Positive Cash Flow Breakdown
    • Proceeds from sales, calls and m...
    • Contractholder account deposits
    • Interest credited/index credits ...
    • Others
Negative Cash Flow Breakdown
    • Purchases of investment securiti...
    • Contractholder account withdrawa...
    • Change in valuation of derivativ...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net earnings
276
321
-86
389
Depreciation and amortization
219
215
221
227
Equity in earnings of unconsolidated affiliates
1
-2
-1
26
Loss on sales of investments and other assets and asset impairments, net
-22
-26
-125
-55
Gain on the sale of businesses
0
14
-
-
Interest credited/index credits to contractholder account balances
858
49
-135
-271
Change in market risk benefits, net
32
73
-315
43
Deferred policy acquisition costs and deferred sales inducements
292
284
330
311
Charges assessed to contractholders for mortality and admin
46
115
82
83
Non-cash lease costs
32
32
35
31
Operating lease payments
34
34
34
33
Distributions from unconsolidated affiliates, return on investment
48
33
56
36
Stock-based compensation cost
23
23
24
23
Change in nav of limited partnerships, net
88
106
118
105
Change in valuation of derivatives, equity securities, preferred securities, and other assets, net
354
-66
78
236
Change in derivative collateral liabilities
319
-396
105
49
Change in reinsurance recoverable
-8
-14
10
-7
Change in future policy benefits
98
197
732
430
Change in funds withheld from reinsurers
837
787
629
1,041
Net increase in trade receivables
98
-7
-4
2
Net increase (decrease) in reserve for title claim losses
11
4
-7
12
Net change in income taxes
-59
167
473
60
Net change in other assets and other liabilities
-60
192
38
25
Net cash provided by operating activities
1,871
875
1,506
1,311
Proceeds from sales, calls and maturities of investment securities
7,496
2,973
4,876
3,658
Fundings of notes receivable
-
-
16
-
Additions to property and equipment and capitalized software
-
-
147
-
Additions to property and equipment, capitalized software and title plants
36
-86
-
38
Purchases of investment securities
8,007
4,079
6,678
5,049
Net proceeds from (purchases of) sales and maturities of short-term investment securities
-
-
-1,298
-
Net proceeds from sales and maturities of short-term investment securities
675
-1,274
-
-211
Other acquisitions/disposals, net of cash acquired
-
-
62
-
Acquisitions and dispositions
39
-133
-
51
Additional investments in unconsolidated affiliates
268
264
886
520
Distributions from unconsolidated affiliates, return of investment
221
122
364
150
Net other investing activities
13
8
-9
-3
Net cash used in investing activities
29
-945
-2,608
-2,058
Borrowings
0
-
0
-
Debt offering
0
0
0
0
F&g credit agreement repayments, net
-
-
0
-
Debt costs/equity issuance additions
-
-
11
-
Debt service payments
0
0
0
0
Dividends paid
138
140
140
135
Subsidiary dividends paid to non-controlling interest shareholders
19
20
19
17
Exercise of stock options
-
-
0
4
Subsidiary repurchases of own equity
93
21
-
0
Net change in secured trust deposits
-214
-70
3
111
Purchase of additional share in consolidated subsidiaries
-
-
11
-
Payment of contingent consideration for prior period acquisitions
7
14
3
2
Payment for shares withheld for taxes on share-based compensation
-
-
27
-
Contractholder account deposits
1,768
2,669
2,584
3,491
F&g repurchases of f&g stock
-
-
0
-
Contractholder account withdrawals
2,447
2,557
2,117
2,216
Purchases of treasury stock
60
78
30
43
F&g common stock offering
0
0
0
0
Other financing activities
-3
3
-
8
Net cash (used in) provided by financing activities
-785
-99
244
969
Net increase (decrease) in cash and cash equivalents
1,115
-169
-858
222
Cash and cash equivalents at beginning of period
2,467
2,636
3,494
3,479
Cash and cash equivalents at end of period
3,582
2,467
2,636
3,494
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Interest credited/indexcredits to...$858M (41.12%↑ Y/Y)Change in fundswithheld from reinsurers$837M (-47.92%↓ Y/Y)Change in derivativecollateral liabilities$319M (235.79%↑ Y/Y)Proceeds from sales,calls and maturities...$7,496M (16.20%↑ Y/Y)Net earnings$276M (-26.60%↓ Y/Y)Depreciation andamortization$219M (-44.70%↓ Y/Y)Change in future policybenefits$98M (-82.12%↓ Y/Y)Net change in otherassets and other...-$60M (-340.00%↓ Y/Y)Distributions fromunconsolidated affiliates,...$48M (-53.85%↓ Y/Y)Non-cash lease costs$32M (-50.77%↓ Y/Y)Change in market riskbenefits, net$32M (-69.52%↓ Y/Y)Stock-based compensationcost$23M (-43.90%↓ Y/Y)Loss on sales ofinvestments and other assets...-$22M (37.14%↑ Y/Y)Net increase(decrease) in reserve for...$11M (164.71%↑ Y/Y)Change in reinsurancerecoverable-$8M (-300.00%↓ Y/Y)Net proceeds fromsales and maturities...$675M (-61.43%↓ Y/Y)Distributions fromunconsolidated affiliates,...$221M (22.78%↑ Y/Y)Net cash provided byoperating activities$1,871M (-37.86%↓ Y/Y)Net cash used ininvesting activities$29M (100.68%↑ Y/Y)Canceled cashflow$972M Canceled cashflow$8,363M Net increase(decrease) in cash and cash...$1,115M (638.65%↑ Y/Y)Canceled cashflow$785M Change in valuation ofderivatives, equity...$354M (329.87%↑ Y/Y)Deferred policyacquisition costs and...$292M (-54.73%↓ Y/Y)Net increase intrade receivables$98M (512.50%↑ Y/Y)Change in nav of limitedpartnerships, net$88M (-30.16%↓ Y/Y)Net change in incometaxes-$59M (-13.46%↓ Y/Y)Charges assessed tocontractholders for mortality...$46M (-72.12%↓ Y/Y)Operating lease payments$34M (-50.72%↓ Y/Y)Equity in earnings ofunconsolidated affiliates$1M (-90.00%↓ Y/Y)Contractholder accountdeposits$1,768M (-67.85%↓ Y/Y)Net change insecured trust deposits-$214M (27.21%↑ Y/Y)Purchases of investmentsecurities$8,007M (-30.20%↓ Y/Y)Additional investments inunconsolidated affiliates$268M (-75.34%↓ Y/Y)Acquisitions anddispositions$39M (333.33%↑ Y/Y)Additions to property andequipment, capitalized...$36M (-52.00%↓ Y/Y)Net other investingactivities$13M (85.71%↑ Y/Y)Net cash (used in)provided by financing...-$785M (-174.76%↓ Y/Y)Canceled cashflow$1,982M Contractholder accountwithdrawals$2,447M (-44.76%↓ Y/Y)Dividends paid$138M (-49.08%↓ Y/Y)Subsidiary repurchases ofown equity$93M (933.33%↑ Y/Y)Purchases of treasurystock$60M (-66.29%↓ Y/Y)Subsidiary dividends paidto...$19M (-26.92%↓ Y/Y)Payment of contingentconsideration for prior period...$7M (-68.18%↓ Y/Y)Other financingactivities-$3M (70.00%↑ Y/Y)

Fidelity National Financial, Inc. (FNF)

Fidelity National Financial, Inc. (FNF)