Financial insights of FOA

MyFinsight

For the year ending 2025-12-31, FOA made $497,432K in revenue. $48,027K in net income. Net profit margin of 9.65%.

Income Statement	2025-12-31	2024-12-31
Total revenues	497,432	338,171
Salaries, benefits, and related expenses	145,770	138,360
Loan production and portfolio related expenses	54,303	36,205
Loan servicing expenses	31,162	31,323
Marketing and advertising expenses	48,608	39,429
Amortization and depreciation	38,595	38,947
General and administrative expenses	51,093	59,462
Total expenses	369,531	343,726
Impairment of other assets	0	-
Other, net	-14,804	-6,931
Gain on extinguishment of debt	-	56,193
Impairment of intangibles and other assets	-	891
Net income from continuing operations before income taxes	113,097	42,816
Provision for income taxes from continuing operations	3,519	2,398
Net income from continuing operations	109,578	40,418
Net loss from discontinued operations	-	-4,727
Net income (loss)	-	35,691
Net loss from discontinued operations attributable to noncontrolling interest	-	-2,719
Net income from continuing operations attributable to noncontrolling interest	61,355	22,922
Net income from continuing operations attributable to controlling interest	48,223	-
Preferred stock dividends	196	-
Net income (loss) attributable to controlling interest	-	15,488
Net income from continuing operations attributable to holders of class a common stock	48,027	-

Basic EPS	4.72	1.57
Diluted EPS	3.74	1.18
Basic Average Shares	9,537,237	9,850,903
Diluted Average Shares	26,930,745	23,406,233