Financial insights of FOA

MyFinsight

For the quarter ending 2025-09-30, FOA made $80,848K in revenue. -$9,515K in net income. Net profit margin of -11.77%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Total revenues	80,848	177,376	165,695	290,073
Salaries, benefits, and related expenses	37,245	36,974	33,930	31,083
Loan production and portfolio related expenses	25,527	9,462	11,330	6,946
Loan servicing expenses	8,168	7,525	7,741	7,772
Marketing and advertising expenses	11,231	12,265	10,731	10,325
Depreciation and amortization	9,643	9,654	9,658	9,777
General and administrative expenses	12,780	13,180	12,979	14,405
Total expenses	104,594	89,060	86,369	80,308
Impairment of other assets	0	0	-	-
Other, net	-4,809	-6,361	2,367	-1,592
Net income (loss) from continuing operations before income taxes	-28,555	81,955	81,693	208,173
Provision for income taxes from continuing operations	130	2,132	1,943	4,425
Net income (loss) from continuing operations	-28,685	79,823	79,750	203,748
Net loss from discontinued operations	-1,172	0	-4,750	-
Net income (loss)	-29,857	79,823	75,000	203,748
Net income (loss) from continuing operations attributable to noncontrolling interest	-19,807	44,900	47,513	119,545
Net loss from discontinued operations attributable to noncontrolling interest	-535	0	-2,722	-
Net income (loss) attributable to controlling interest	-9,515	34,923	30,209	84,203

Basic earnings per share (in usd per share)	-1.05	3.16	2.97	8.48
Basic weighted average shares outstanding (in shares)	9,066,190	11,041,337	10,177,266	9,924,671
Diluted earnings per share (in usd per share)	-1.27	2.13	2.43	7.5
Diluted weighted average shares outstanding (in shares)	19,235,795	30,137,247	30,167,024	23,159,304