MyFinsight
Home
Blog
About
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Income Overview
Net Income
$5,354K
EPS
$1.19
Unit: Thousand (K) dollars
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Income Statement
2025-09-30
2025-06-30
Loans, including fees
22,923
21,425
Taxable interest
4,336
4,524
Tax exempt interest
268
269
Dividend income
200
189
Interest-earning deposits in other banks
1,948
2,193
Total interest income
29,675
28,600
Deposits
8,736
8,918
Fhlb overnight borrowings and advances
2,205
2,181
Subordinate notes
541
263
Total interest expense
11,482
11,362
Net interest income
18,193
17,238
Provision for credit losses - loans
1,251
704
Provision for (reversal of) credit losses - unfunded commitments
-53
-69
Total provision for credit losses
1,198
635
Net interest income after credit loss expense
16,995
16,603
Wealth management fees
2,264
2,419
Loan service charges
243
294
Gain on sale of loans
170
132
Deposit service charges and fees
662
613
Other service charges and fees
576
480
Debit card income
606
608
Increase in cash surrender value of life insurance
115
116
Other
175
441
Total noninterest income
4,811
5,103
Salaries and employee benefits
9,133
8,864
Net occupancy
1,231
1,146
Marketing and advertising
439
353
Legal and professional
680
537
Data processing
1,468
1,514
Pennsylvania bank shares tax
137
137
Fdic insurance
-495
-409
Atm/debit card processing
347
344
Telecommunications
125
109
Nonservice pension
17
17
Other
1,076
959
Total noninterest expense
15,148
14,389
Income before income taxes
6,658
7,317
Income tax expense
1,304
1,409
Net income
5,354
5,908
Basic EPS
1.2
1.32
Diluted EPS
1.19
1.32
Basic Average Shares
4,474,000
4,461,000
Diluted Average Shares
4,498,000
4,471,000
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Income Statement
Loans, including fees
$22,923K
Taxable interest
$4,336K
Interest-earning deposits in
other banks
$1,948K
Tax exempt interest
$268K
Dividend income
$200K
Total interest income
$29,675K
Net interest income
$18,193K
Wealth management fees
$2,264K
Deposit service charges
and fees
$662K
Debit card income
$606K
Other service charges
and fees
$576K
Loan service charges
$243K
Other
$175K
Gain on sale of loans
$170K
Increase in cash
surrender value of life...
$115K
Total interest
expense
$11,482K
Net interest income
after credit loss...
$16,995K
Total noninterest
income
$4,811K
Total provision for
credit losses
$1,198K
Provision for (reversal
of) credit losses -...
-$53K
Deposits
$8,736K
Fhlb overnight
borrowings and advances
$2,205K
Subordinate notes
$541K
Income before income
taxes
$6,658K
Total noninterest
expense
$15,148K
Provision for credit
losses - loans
$1,251K
Net income
$5,354K
Income tax expense
$1,304K
Salaries and employee
benefits
$9,133K
Data processing
$1,468K
Net occupancy
$1,231K
Other
$1,076K
Legal and
professional
$680K
Fdic insurance
-$495K
Marketing and advertising
$439K
Atm/debit card processing
$347K
Pennsylvania bank shares tax
$137K
Telecommunications
$125K
Nonservice pension
$17K
Buy us a coffee
FRANKLIN FINANCIAL SERVICES CORP PA (FRAF)
FRANKLIN FINANCIAL SERVICES CORP PA (FRAF)