Financial insights of FRST

MyFinsight

For the year ending 2025-12-31.

Income Overview

Net Income
$80,005K
EPS
$2.49
Unit: Thousand (K) dollars

Income Statement	2025-12-31
Interest and fees on loans	188,905
Interest and dividends on taxable securities	7,209
Interest and dividends on tax exempt securities	360
Interest and dividends on other earning assets	3,968
Total interest and dividend income	200,442
Interest on deposits	79,437
Interest on other borrowings	9,577
Total interest expense	89,014
Net interest income	111,428
Provision for credit losses	12,289
Net interest income after provision for credit losses	99,139
Account maintenance and deposit service fees	5,664
Income from bank-owned life insurance	1,785
Gains on panacea financial holdings investment	32,342
Mortgage banking income	32,387
Gains on sale of loans	1,929
Gain on sale-leaseback	50,573
Loss on sales of investment securities	-14,777
Gains on other investments	159
Consumer program derivative income	1,340
Other noninterest income	948
Total noninterest income	112,350
Salaries and benefits	79,059
Occupancy expenses	6,864
Furniture and equipment expenses	7,488
Amortization of intangible assets	602
Virginia franchise tax expense	2,307
Fdic insurance assessment	3,731
Data processing expense	10,676
Marketing expense	2,156
Telephone and communication expense	1,272
Loss (gain) on bank premises and equipment and assets held for sale	-191
Professional fees	10,877
Fraud losses	232
Miscellaneous lending expenses	2,599
Other operating expenses	10,881
Total noninterest expenses	138,935
Income (loss) before income taxes	72,554
Income tax expense (benefit)	14,713
Net income (loss)	57,841
Net loss attributable to noncontrolling interests	-3,602
Net income (loss) attributable to primis' common stockholders	61,443
Unrealized gain on available-for-sale securities	9,161
Less reclassification adjustment for losses on available-for-sale securities included in net income	-14,719
Other comprehensive income, before tax	23,880
Income tax expense related to other comprehensive income	5,318
Other comprehensive income, net of tax	18,562
Comprehensive income (loss)	80,005

Basic EPS	2.49
Diluted EPS	2.49
Basic Average Shares	24,668,000
Diluted Average Shares	24,683,000

MyFinsight

Income Overview

Net Income
$80,005K
EPS
$2.49
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$80,005K
EPS
$2.49
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$80,005KEPS$2.49Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$80,005KEPS$2.49Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$80,005K
EPS
$2.49
Unit: Thousand (K) dollars

Net Income
$80,005K
EPS
$2.49
Unit: Thousand (K) dollars