For the year ending 2025-12-31, FULTP had -$2,262K decrease in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 391,609 |
| Provision for credit losses | 35,698 |
| Depreciation and amortization of premises and equipment | 28,276 |
| Net amortization of investment securities premiums | -1,378 |
| Accretion (amortization) of loan discounts | 47,750 |
| Investment securities losses, net | -2 |
| Gain on sales of mortgage loans held for sale | 8,788 |
| Proceeds from sales of mortgage loans held for sale | 528,935 |
| Originations of mortgage loans held for sale | 510,845 |
| Intangible amortization | 22,462 |
| Amortization of debt issuance costs | 321 |
| Business combination, bargain purchase, gain recognized, amount | 0 |
| Gain (loss) on disposition of property plant equipment | -1,440 |
| Sale and leaseback transaction, gain (loss), net | 606 |
| Stock-based compensation | 13,326 |
| Net change in deferred income tax | 4,168 |
| Net change in accrued salaries and benefits | 665 |
| Net change in life insurance cash surrender value | 16,196 |
| Other changes, net | -131,276 |
| Total adjustments | -87,126 |
| Net cash provided by operating activities | 304,483 |
| Proceeds from sales of afs investment securities | 14,966 |
| Proceeds from principal repayments and maturities of afs investment securities | 716,270 |
| Proceeds from principal repayments and maturities of htm investment securities | 107,501 |
| Purchase of afs investment securities | 654,245 |
| Purchase of htm investment securities | 132,024 |
| Net change in frb and fhlb stock | -18,565 |
| Net change in loans | 101,795 |
| Net purchases of premises and equipment | 20,146 |
| Settlement of bank owned life insurance | 2,947 |
| Proceeds from sale-leaseback transaction | 11,323 |
| Net cash received for acquisition | 0 |
| Net change in tax credit investments | 45,541 |
| Net cash (used in) provided by investing activities | -82,179 |
| Net change in demand and savings deposits | 603,635 |
| Net change in time deposits and brokered deposits | -143,661 |
| Net change in other borrowings | -484,994 |
| Repayments of senior debt and subordinated debt | 0 |
| Net proceeds from issuance of common stock | 7,709 |
| Dividends paid | 141,207 |
| Acquisition of treasury stock | 66,048 |
| Net cash (used in) provided by financing activities | -224,566 |
| Net increase in cash and cash equivalents | -2,262 |
| Cash and cash equivalents at beginning of year | 1,063,871 |
| Cash and cash equivalents at end of year | 1,061,609 |
FULTON FINANCIAL CORP (FULTP)
FULTON FINANCIAL CORP (FULTP)