FIRST UNITED CORP MD (FUNC)
2025-06-30 | ||||
---|---|---|---|---|
Provision for income tax expense | 1,975 | |||
Trust Department | 2,386 | |||
Service Charges | 577 | |||
Other Service Charges | 214 | |||
Miscellaneous Other Service | 61 | |||
Debit Card Income | 983 | |||
Brokerage Commissions | 370 | |||
Bank Owned Life Insurance | 349 | |||
Total other income | 4,940 | |||
Net gains on sales of residential mortgage loans | 146 | |||
Net gains | 146 | |||
Total other operating income | 5,086 | |||
Professional services | 589 | |||
Other | 1,083 | |||
Occupancy expense of premises | 675 | |||
Marketing expense | 196 | |||
Contract labor | 166 | |||
Salaries and employee benefits | 7,319 | |||
Data processing expense | 1,600 | |||
Fdic premiums | 267 | |||
Equipment expense | 565 | |||
Telephone | 96 | |||
Investor relations | 132 | |||
Other real estate owned expense, net | 208 | |||
Contributions | 78 | |||
Total other operating expenses | 12,974 | |||
Credit loss expense/(credit) - off-balance sheet credit exposures | 132 | |||
Credit loss expense - loans | 728 | |||
Total credit loss expense | 860 | |||
Interest on short-term borrowings | 21 | |||
Interest on long-term borrowings | 1,355 | |||
Time deposits | 1,639 | |||
Savings | 45 | |||
Interest-bearing transaction accounts | 5,104 | |||
Total interest on deposits | 6,788 | |||
Total interest expense | 8,164 | |||
Other | 744 | |||
Interest and fees on loans | 22,294 | |||
Interest on investment securities exempt from federal income tax | 57 | |||
Interest on investment securities taxable | 1,776 | |||
Total investment income | 1,833 | |||
Total interest income | 24,871 | |||
Net interest income | 16,707 | |||
Net interest income after provision for credit losses | 15,847 | |||
Income before income tax expense | 7,959 | |||
Net income | 5,984 | |||
Earnings per share, basic | 0.92 | |||
Earnings per share, diluted | 0.92 | |||
Weighted average number of shares outstanding, basic | 6,489,000 | |||
Weighted average number of shares outstanding, diluted | 6,506,000 |