Financial insights of GLBZ

MyFinsight

For the quarter ending 2025-09-30.

Income Statement	2025-09-30	2025-06-30
Interest and fees on loans	3,126	2,909
Interest and dividends on securities	719	732
Interest on deposits with banks and federal funds sold	92	236
Total interest income	3,937	3,877
Interest on deposits	1,044	942
Interest on short-term borrowings	62	199
Total interest expense	1,106	1,141
Net interest income	2,831	2,736
Provision (release) of credit loss allowance	44	79
Net interest income after credit loss provision	2,787	2,657
Service charges on deposit accounts	37	34
Mortgage commissions	192	-
Other fees and commissions	297	142
Income on life insurance	45	44
Total noninterest income	571	220
Salary and benefits	1,865	2,026
Occupancy and equipment expenses	249	256
Legal, accounting and other professional fees	478	278
Data processing and item processing services	219	224
Fdic insurance costs	46	44
Advertising and marketing related expenses	45	30
Loan collection costs	19	7
Telephone costs	20	25
Other expenses	330	362
Total noninterest expenses	3,271	3,252
Income (loss) before income taxes	87	-375
Income tax benefit	-38	-163
Net income (loss)	125	-212

Basic EPS	0.04	-0.07
Diluted EPS	0.04	-0.07
Basic Average Shares	2,919,695	2,900,681
Diluted Average Shares	2,919,695	2,900,681

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.