Financial insights of HBANL

MyFinsight

For the year ending 2025-12-31, HBANL made $22,509M in revenue. $2,087M in net income. Net profit margin of 9.27%.

Income Overview

Revenue
$22,509M
Net Income
$2,087M
Net Profit Margin
9.27%
EPS
$1.39
Unit: Million (M) dollars
Revenue Breakdown
Loans and leases
Deposits
Personnel costs
Others

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Loans and leases	8,092	7,481	6,811	4,816
Taxable	1,023	1,251	1,016	576
Tax-exempt	132	112	104	74
Held-to-maturity securities-taxable	423	385	401	351
Other securities-taxable	47	42	53	27
Other	593	650	531	125
Total interest income	10,310	9,921	8,916	5,969
Deposits	3,282	3,572	2,497	363
Short-term borrowings	50	69	179	46
Long-term debt	987	935	801	287
Total interest expense	4,319	4,576	3,477	696
Net interest income	5,991	5,345	5,439	5,273
Provision for credit losses	463	420	402	289
Net interest income after provision for credit losses	5,528	4,925	-	-
Payments and cash management revenue	-	620	585	-
Service charges on deposit accounts	-	-	-	384
Insurance income-Wealth And Asset Management Revenue	-	364	328	-
Card and payment processing income	-	-	-	374
Customer deposit and loan fees	-	334	312	-
Capital markets and advisory fees	-	327	248	252
Trust and investment management services	-	-	-	249
Mortgage banking income	-	130	109	144
Leasing revenue	-	79	112	126
Payments And Cash Management Revenue	664	-	-	-
Wealth And Asset Management Revenue	409	-	-	-
Customer Deposit And Loan Fees	390	-	-	-
Capital Market Fees	346	-	-	-
Insurance income-Insurance Revenue	-	77	74	-
Mortgage Banking Income	141	-	-	-
Insurance income	-	-	-	117
Bank owned life insurance income	-	-	66	56
Insurance Revenue	81	-	-	-
Gain on sale of loans	-	-	14	57
Leasing Revenue	66	-	-	-
Net gains (losses) on sales of securities	-	-21	-7	0
Gains Losses On Sales Of Securities	-58	-	-	-
Other noninterest income	-	130	80	222
Other Noninterest Income	136	-	-	-
Noninterest income	2,175	2,040	1,921	1,981
Personnel costs	2,995	2,701	2,529	2,401
Outside data processing and other services	772	665	605	610
Equipment	268	267	263	269
Net occupancy	232	221	246	246
Marketing	-	116	115	91
Professional services	155	99	99	77
Marketing	127	-	-	-
Deposit and other insurance expense	65	114	302	67
Amortization of intangibles	46	47	50	53
Lease financing equipment depreciation	13	15	27	45
Other noninterest expense	342	317	338	342
Total noninterest expense	5,015	4,562	4,574	4,201
Income before income taxes	2,688	2,403	-	-
Provision for income taxes computed at the statutory rate	564	-	-	-
Lihtc credits and benefits, net of amortization-US	69	-	-	-
Research and development credits-US	24	-	-	-
Investment tax credits-US	37	-	-	-
Other-US	1	-	-	-
Tax-exempt income	35	-	-	-
Other	7	-	-	-
Changes in valuation allowance-US	-7	-	-	-
Domestic state and local income taxes, net of federal effect	49	-	-	-
Foreign jurisdictions-Foreign Country	2	-	-	-
Changes in unrecognized tax benefits	10	-	-	-
Provision for income taxes	459	443	413	515
Income after income taxes	2,229	1,960	-	-
Income attributable to non-controlling interest	18	20	20	11
Net income attributable to huntington	2,211	1,940	1,951	2,238
Dividends on preferred shares	124	134	142	113
Impact of preferred stock redemptions and repurchases	0	5	-8	0
Net income applicable to common shares	2,087	1,801	1,817	2,125

Average common sharesbasic (in shares)	1,478,945,000	1,451,421,000	1,446,449,000	1,441,279,000
Average common sharesdiluted (in shares)	1,504,836,000	1,476,442,000	1,468,016,000	1,465,220,000
Net incomebasic (in usd per share)	1.41	1.24	1.26	1.47
Net incomediluted (in usd per share)	1.39	1.22	1.24	1.45

MyFinsight

Income Overview

Revenue
$22,509M
Net Income
$2,087M
Net Profit Margin
9.27%
EPS
$1.39
Unit: Million (M) dollars
Revenue Breakdown
Loans and leases
Deposits
Personnel costs
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$22,509M
Net Income
$2,087M
Net Profit Margin
9.27%
EPS
$1.39
Unit: Million (M) dollars
Revenue Breakdown
Loans and leases
Deposits
Personnel costs
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$22,509MNet Income$2,087MNet Profit Margin9.27%EPS$1.39Unit: Million (M) dollarsRevenue BreakdownLoans and leasesDepositsPersonnel costsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$22,509MNet Income$2,087MNet Profit Margin9.27%EPS$1.39Unit: Million (M) dollarsRevenue BreakdownLoans and leasesDepositsPersonnel costsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$22,509M
Net Income
$2,087M
Net Profit Margin
9.27%
EPS
$1.39
Unit: Million (M) dollars
Revenue Breakdown
Loans and leases
Deposits
Personnel costs
Others

Revenue
$22,509M
Net Income
$2,087M
Net Profit Margin
9.27%
EPS
$1.39
Unit: Million (M) dollars
Revenue Breakdown
Loans and leases
Deposits
Personnel costs
Others