Financial insights of HBANP

MyFinsight

Income Overview

Net Income
$2,087M
EPS
$1.39
Unit: Million (M) dollars

Income Statement	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Loans and leases	8,092	7,481	6,811	4,816
Taxable	1,023	1,251	1,016	576
Tax-exempt	132	112	104	74
Held-to-maturity securities-taxable	423	385	401	351
Other securities-taxable	47	42	53	27
Other	593	650	531	125
Total interest income	10,310	9,921	8,916	5,969
Deposits	3,282	3,572	2,497	363
Short-term borrowings	50	69	179	46
Long-term debt	987	935	801	287
Total interest expense	4,319	4,576	3,477	696
Net interest income	5,991	5,345	5,439	5,273
Provision for credit losses	463	420	402	289
Net interest income after provision for credit losses	5,528	4,925	NaN	NaN
Payments and cash management revenue	NaN	620	585	NaN
Service charges on deposit accounts	NaN	NaN	NaN	384
Insurance income-Wealth And Asset Management Revenue	NaN	364	328	NaN
Card and payment processing income	NaN	NaN	NaN	374
Customer deposit and loan fees	NaN	334	312	NaN
Capital markets and advisory fees	NaN	327	248	252
Trust and investment management services	NaN	NaN	NaN	249
Mortgage banking income	NaN	130	109	144
Leasing revenue	NaN	79	112	126
Payments And Cash Management Revenue	664	NaN	NaN	NaN
Wealth And Asset Management Revenue	409	NaN	NaN	NaN
Customer Deposit And Loan Fees	390	NaN	NaN	NaN
Capital Market Fees	346	NaN	NaN	NaN
Insurance income-Insurance Revenue	NaN	77	74	NaN
Mortgage Banking Income	141	NaN	NaN	NaN
Insurance income	NaN	NaN	NaN	117
Bank owned life insurance income	NaN	NaN	66	56
Insurance Revenue	81	NaN	NaN	NaN
Gain on sale of loans	NaN	NaN	14	57
Leasing Revenue	66	NaN	NaN	NaN
Net gains (losses) on sales of securities	NaN	-21	-7	0
Gains Losses On Sales Of Securities	-58	NaN	NaN	NaN
Other Noninterest Income	136	130	80	222
Noninterest income	2,175	2,040	1,921	1,981
Personnel costs	2,995	2,701	2,529	2,401
Outside data processing and other services	772	665	605	610
Equipment	268	267	263	269
Net occupancy	232	221	246	246
Marketing	NaN	116	115	91
Professional services	155	99	99	77
Marketing	127	NaN	NaN	NaN
Deposit and other insurance expense	65	114	302	67
Amortization of intangibles	46	47	50	53
Lease financing equipment depreciation	13	15	27	45
Other noninterest expense	342	317	338	342
Total noninterest expense	5,015	4,562	4,574	4,201
Income before income taxes	2,688	2,403	NaN	NaN
Provision for income taxes computed at the statutory rate	564	NaN	NaN	NaN
Lihtc credits and benefits, net of amortization-US	69	NaN	NaN	NaN
Research and development credits-US	24	NaN	NaN	NaN
Investment tax credits-US	37	NaN	NaN	NaN
Other-US	1	NaN	NaN	NaN
Tax-exempt income	35	NaN	NaN	NaN
Other	7	NaN	NaN	NaN
Changes in valuation allowance-US	-7	NaN	NaN	NaN
Domestic state and local income taxes, net of federal effect	49	NaN	NaN	NaN
Foreign jurisdictions-Foreign Country	2	NaN	NaN	NaN
Changes in unrecognized tax benefits	10	NaN	NaN	NaN
Provision for income taxes	459	443	413	515
Income after income taxes	2,229	1,960	NaN	NaN
Income attributable to non-controlling interest	18	20	20	11
Net income attributable to huntington	2,211	1,940	1,951	2,238
Dividends on preferred shares	124	134	142	113
Impact of preferred stock redemptions and repurchases	0	5	-8	0
Net income applicable to common shares	2,087	1,801	1,817	2,125

Basic EPS	1.41	1.24	1.26	1.47
Diluted EPS	1.39	1.22	1.24	1.45
Basic Average Shares	1,478,945,000	1,451,421,000	1,446,449,000	1,441,279,000
Diluted Average Shares	1,504,836,000	1,476,442,000	1,468,016,000	1,465,220,000

Unit: Million (M) dollars (except for numbers of shares and EPS).

MyFinsight

Income Overview

Net Income
$2,087M
EPS
$1.39
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$2,087M
EPS
$1.39
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$2,087MEPS$1.39Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$2,087MEPS$1.39Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$2,087M
EPS
$1.39
Unit: Million (M) dollars

Net Income
$2,087M
EPS
$1.39
Unit: Million (M) dollars