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For the year ending 2025-12-31, HIG had -$57M decrease in cash & cash equivalents over the period. $5,753M in free cash flow.

Cash Flow Overview

Change in Cash
-$57M
Free Cash flow
$5,753M
Unit: Million (M) dollars
Positive Cash Flow Breakdown
    • Fixed maturities, afs
    • Amortization of deferred policy ...
    • Increase in insurance liabilitie...
    • Others
Negative Cash Flow Breakdown
    • Fixed maturities, afs
    • Additions to deferred policy acq...
    • Mortgage loans
    • Others

Cash Flow
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Net income
3,836 3,111 2,504 1,815
Net realized losses
-100 -61 -188 -627
Amortization of deferred policy acquisition costs
2,516 2,282 2,044 1,835
Additions to deferred policy acquisition costs
2,624 2,408 2,159 1,947
Depreciation and amortization
396 356 510 625
Loss on extinguishment of debt
-0 0 -9
Loss on sale of business
--0 0
Other operating activities, net
148 329 213 109
Increase in reinsurance recoverables
63 54 155 473
Net change in accrued and deferred income taxes
-42 100 29 80
Increase in insurance liabilities
2,272 3,058 1,819 2,199
Increase (decrease) in premiums receivable
419 458 708 562
Net change in other assets and other liabilities
282 268 7 149
Cash provided by operating activities
5,922 5,909 4,220 4,008
Fixed maturities, afs
10,352 10,808 6,806 14,996
Proceeds from sale and maturity of fair value option, fixed maturity securties
109 50 2 2
Proceeds from sale and maturity of marketable securities
240 401 2,173 1,213
Mortgage loans
1,598 740 1,036 973
Limited partnerships and other alternative investments
291 238 295 349
Fixed maturities, afs
12,769 14,023 9,105 14,255
Payments for the purchase of fair value option fixed maturity securties
17 52 0 216
Equity securities, at fair value
97 44 1,183 1,371
Mortgage loans
2,021 1,025 1,055 1,596
Limited partnerships and other alternative investments
1,025 664 966 1,095
Net proceeds from (payments for) derivatives
12 -35 129 -54
Net additions of property and equipment
169 145 215 175
Net payments for short-term investments
149 80 69 160
Other investing activities, net
89 7 21 -4
Proceeds from businesses sold, net of cash transferred
--0 0
Net cash used for investing activities
-3,758 -3,768 -2,431 -1,277
Deposits and other additions to investment and universal life-type contracts
127 108 96 88
Withdrawals and other deductions from investment and universal life-type contracts
116 115 100 102
Net decrease in securities loaned or sold under agreements to repurchase
---0
Repayment of debt
-0 0 600
Proceeds from the issuance of debt
--0 0
Net issuance (return of) shares under incentive and stock compensation plans, including related excise tax benefit
-18 22 6 -19
Treasury stock acquired, including related excise tax paid
1,615 1,514 1,400 1,550
Payments for repurchase of preferred stock and preference stock
21 21 21 21
Dividends paid on common stock
592 556 528 506
Net cash used for financing activities
-2,235 -2,076 -1,947 -2,710
Effect of exchange rate on cash, cash equivalent, restricted cash, and restricted cash equivalent, including discontinued operation
14 -20 3 -14
Net increase (decrease) in cash and restricted cash, including cash classified within assets held for sale
---155 7
Less net decrease in cash classified as assets held for sale
--0 0
Net increase (decrease) in cash and restricted cash
-57 45 -155 7
Cash and restricted cash beginning of period
234 189 344 337
Cash and restricted cash end of period
177 234 189 344
Unit: Million (M) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$3,836M (23.30%↑ Y/Y)Amortization of deferredpolicy acquisition...$2,516M (10.25%↑ Y/Y)Increase in insuranceliabilities$2,272M (-25.70%↓ Y/Y)Depreciation andamortization$396M (11.24%↑ Y/Y)Other operatingactivities, net$148M (-55.02%↓ Y/Y)Net realized losses-$100M (-63.93%↓ Y/Y)Net change inaccrued and deferred...-$42M (-142.00%↓ Y/Y)Cash provided byoperating activities$5,922M (0.22%↑ Y/Y)Effect of exchange rateon cash, cash...$14M (170.00%↑ Y/Y)Canceled cashflow$3,388M Net increase(decrease) in cash and...-$57M (-226.67%↓ Y/Y)Canceled cashflow$5,936M Fixed maturities, afs$10,352M (-4.22%↓ Y/Y)Mortgage loans$1,598M (115.95%↑ Y/Y)Limited partnershipsand other...$291M (22.27%↑ Y/Y)Proceeds from sale andmaturity of marketable...$240M (-40.15%↓ Y/Y)Proceeds from sale andmaturity of fair value...$109M (118.00%↑ Y/Y)Deposits and otheradditions to investment...$127M (17.59%↑ Y/Y)Additions to deferredpolicy acquisition...$2,624M (8.97%↑ Y/Y)Increase (decrease) inpremiums receivable$419M (-8.52%↓ Y/Y)Net change in otherassets and other...$282M (5.22%↑ Y/Y)Increase in reinsurancerecoverables$63M (16.67%↑ Y/Y)Net cash used forinvesting activities-$3,758M (0.27%↑ Y/Y)Canceled cashflow$12,590M Net cash used forfinancing activities-$2,235M (-7.66%↓ Y/Y)Canceled cashflow$127M Fixed maturities, afs$12,769M (-8.94%↓ Y/Y)Mortgage loans$2,021M (97.17%↑ Y/Y)Limited partnershipsand other...$1,025M (54.37%↑ Y/Y)Net additions ofproperty and equipment$169M (16.55%↑ Y/Y)Net payments forshort-term investments$149M (86.25%↑ Y/Y)Equity securities, atfair value$97M (120.45%↑ Y/Y)Other investingactivities, net$89M (1171.43%↑ Y/Y)Payments for the purchaseof fair value...$17M (-67.31%↓ Y/Y)Net proceeds from(payments for)...$12M (134.29%↑ Y/Y)Treasury stock acquired,including related excise...$1,615M (6.67%↑ Y/Y)Dividends paid on commonstock$592M (6.47%↑ Y/Y)Withdrawals and otherdeductions from investment...$116M (0.87%↑ Y/Y)Payments for repurchaseof preferred stock...$21M (0.00%↑ Y/Y)Net issuance(return of) shares under...-$18M (-181.82%↓ Y/Y)

HARTFORD INSURANCE GROUP, INC. (HIG)

HARTFORD INSURANCE GROUP, INC. (HIG)