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For the quarter ending 2026-01-31, HOVVB had $59,140K increase in cash & cash equivalents over the period. $132,118K in free cash flow.

Cash Flow Overview

Change in Cash
$59,140K
Free Cash flow
$132,118K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Sale of mortgage loans
    • Inventories
    • Acquisitions of business, net of...
    • Others
Negative Cash Flow Breakdown
    • Origination of mortgage loans
    • Accounts payable, accrued intere...
    • Investment in and advances to un...
    • Others

Cash Flow
2026-01-31
2025-10-31
2025-07-31
Net income
20,859 -667 64,532
Depreciation
3,271 5,350 8,513
Stock-based compensation
1,579 2,547 14,124
Amortization of debt discounts, premiums and deferred financing costs
2,374 400 -1,777
Gain on sale of property and assets
25 -416 951
Gain on consolidation of joint venture
26,830 18,856 0
Loss (gain) on extinguishment of debt
--33,512 399
Gain on inventory contributed to joint venture
0 -1 22,683
Income from unconsolidated joint ventures
3,440 12,678 33,759
Noncontrolling interest in consolidated joint ventures
-0 -
Distributions of earnings from unconsolidated joint ventures
0 948 3,460
Inventory impairments and land option write-offs
2,359 19,430 20,141
Inventories
-180,663 -137,229 45,586
Receivables, deposits and notes
12,207 -7,676 2,163
Origination of mortgage loans
336,756 482,009 1,279,416
Sale of mortgage loans
357,659 500,923 1,297,796
Deferred tax assets
-6,834 8,797 -20,244
Accounts payable, accrued interest and other liabilities
-52,017 -28,073 -8,328
Customers deposits
-4,478 8,595 -6,159
State income tax payable
1,041 3,127 -8,384
Net cash provided by (used in) operating activities
140,886 169,074 19,205
Proceeds from sale of property and assets
33 283 1,523
Purchase of property, equipment, and other fixed assets
8,768 5,086 17,011
Investment in and advances to unconsolidated joint ventures, net of reimbursements
51,903 644 49,572
Distributions of capital from unconsolidated joint ventures
0 75 4,425
Acquisitions of business, net of cash acquired
-31,517 --
Net cash used in investing activities
-29,121 -5,372 -60,635
Proceeds from mortgages and notes
20,413 12,015 152,747
Payments related to mortgages and notes
26,628 38,717 191,384
Proceeds from model sale leaseback financing programs
7,440 14,601 36,978
Payments related to model sale leaseback financing programs
4,832 7,573 13,806
Proceeds from land bank financing programs
12,831 26,824 159,819
Payments related to land bank financing programs
24,964 25,596 85,117
Net payments related to mortgage warehouse lines of credit
-24,832 -15,550 -21,504
Proceeds from issuance of unsecured and senior secured notes
-900,000 -
Payments related to senior and senior secured notes, senior secured term loans and senior unsecured term loans
-880,332 26,588
Preferred dividends paid
2,669 2,668 8,007
Treasury stock purchases
9,000 -58 30,302
Deferred financing costs from land banking financing programs and note issuances
384 22,931 3,353
Net cash used in financing activities
-52,625 -39,869 -30,517
Net increase (decrease) in cash and cash equivalents, and restricted cash and cash equivalents
59,140 123,833 -71,947
Cash and cash equivalents, and restricted cash and cash equivalents balance, beginning of period
318,647 266,761 -
Cash and cash equivalents, and restricted cash and cash equivalents balance, end of period
377,787 318,647 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Sale of mortgageloans$357,659K Inventories-$180,663K Net income$20,859K Deferred tax assets-$6,834K Depreciation$3,271K Amortization of debtdiscounts, premiums and...$2,374K Inventory impairments andland option...$2,359K Stock-based compensation$1,579K State income taxpayable$1,041K Net cash provided by(used in) operating...$140,886K Canceled cashflow$435,753K Net increase(decrease) in cash and cash...$59,140K Canceled cashflow$81,746K Origination of mortgageloans$336,756K Accounts payable,accrued interest and...-$52,017K Gain onconsolidation of joint venture$26,830K Receivables, deposits andnotes$12,207K Customers deposits-$4,478K Income fromunconsolidated joint ventures$3,440K Gain on sale ofproperty and assets$25K Proceeds from mortgagesand notes$20,413K Proceeds from land bankfinancing programs$12,831K Proceeds from model saleleaseback financing...$7,440K Acquisitions of business, netof cash acquired-$31,517K Proceeds from sale ofproperty and assets$33K Net cash used infinancing activities-$52,625K Net cash used ininvesting activities-$29,121K Canceled cashflow$40,684K Canceled cashflow$31,550K Payments related tomortgages and notes$26,628K Payments related to landbank financing...$24,964K Net paymentsrelated to mortgage...-$24,832K Investment in and advancesto unconsolidated...$51,903K Treasury stock purchases$9,000K Payments related to modelsale leaseback...$4,832K Preferred dividends paid$2,669K Deferred financing costsfrom land banking...$384K Purchase of property,equipment, and other fixed...$8,768K

HOVNANIAN ENTERPRISES INC (HOVVB)

HOVNANIAN ENTERPRISES INC (HOVVB)