The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income (loss) | 232,690 |
| Depreciation | 643,450 |
| Accretion of premiums and discounts | 154,869 |
| Provision for credit losses | 540,000 |
| Amortization of core deposit intangible | 184,000 |
| Accretion of loan credit and yield adjustment | 40,987 |
| Gain on sale of reo | 345,258 |
| Increase in cash surrender value of boli | 656,124 |
| Esop compensation expense | 29,575 |
| Change in other assets | 44,519 |
| Change in accrued interest receivable | -30,989 |
| Deferred income tax benefit | -556,360 |
| Contribution to charitable foundation | 1,869,380 |
| Change in accounts payable and accrued expenses | -486,873 |
| Net cash flows from operating activities | 1,245,094 |
| Redemption from boli | 2,697,344 |
| Merger of wholly owned subsidiaries | 567,362 |
| Proceeds from maturities of certificates of deposit | 1,350,000 |
| Purchase of certificates of deposit | 870,000 |
| Proceeds from repayment of available-for-sale securities | 17,011,562 |
| Repayment of held-to-maturity securities | 5,697,985 |
| Change in loans receivable | 27,519,723 |
| Proceeds from sale of reo | 484,158 |
| Purchase of premises and equipment | 1,043,108 |
| Net cash flows from investing activities | -2,759,144 |
| Change in deposit accounts | -35,741,164 |
| Change in advances from borrowers for taxes and insurance | 307,055 |
| Proceeds from stock offering | 79,350,000 |
| Stock offering costs | 3,655,887 |
| Purchase of esop shares | 6,477,550 |
| Net cash flows from financing activities | 33,782,454 |
| Net change in cash and cash equivalents | 32,268,404 |
| Beginning of the year | 15,327,048 |
| End of the year | 47,595,452 |
Hoyne Bancorp, Inc. (HYNE)
Hoyne Bancorp, Inc. (HYNE)