For the year ending 2025-12-31, ITIC had -$3,816K decrease in cash & cash equivalents over the period. $25,383K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income (loss) | 35,180 |
| Depreciation | 3,624 |
| Accretion of investments, net | 1,472 |
| Amortization of other intangible assets, net | 797 |
| Share-based compensation expense related to stock appreciation rights | 543 |
| Net gains on disposals of property | 45 |
| Net investment (gains) losses | 3,177 |
| Net earnings from other investments | 2,269 |
| Net (gain) loss on sale of other assets | 2,768 |
| Provision for claims | 4,607 |
| Provision for deferred income taxes | 2,877 |
| (increase) decrease in premium and fees receivable | 1,072 |
| (increase) decrease in other assets | 7,697 |
| (increase) decrease in lease assets | 1,628 |
| Decrease (increase) in current income taxes recoverable | 1,678 |
| Increase (decrease) in lease liabilities | 1,694 |
| Increase (decrease) in accounts payable and accrued liabilities | 7,274 |
| (decrease) increase in current income taxes payable | -276 |
| Payments of claims, net of recoveries | 3,575 |
| Net cash provided by (used in) operating activities | 30,939 |
| Purchases of fixed maturity securities | 60,378 |
| Purchases of equity securities | 14,360 |
| Purchases of short-term investments | 100,821 |
| Purchases of other investments | 3,937 |
| Purchase of subsidiary | 4,536 |
| Proceeds from sales and maturities of fixed maturity securities | 57,000 |
| Proceeds from sales of equity securities | 16,405 |
| Proceeds from sales and maturities of short-term investments | 91,905 |
| Proceeds from sales and distributions of other investments | 8,940 |
| Purchases of property, equipment and software | 5,556 |
| Proceeds from disposals of property | 515 |
| Net cash provided by (used in) investing activities | -14,823 |
| Net cash provided by (used in) financing activities | -19,932 |
| Net increase (decrease) in cash and cash equivalents | -3,816 |
| Cash and cash equivalents, beginning of period | 24,654 |
| Cash and cash equivalents, end of period | 20,838 |
INVESTORS TITLE CO (ITIC)
INVESTORS TITLE CO (ITIC)