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For the quarter ending 2026-03-31, KMPR had -$33,400K decrease in cash & cash equivalents over the period. $77,900K in free cash flow.

Cash Flow Overview

Change in Cash
-$33,400K
Free Cash flow
$77,900K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from the sales, calls a...
    • Insurance reserves
    • Unearned premiums
    • Others
Negative Cash Flow Breakdown
    • Fixed maturities
    • Payments To Acquire
    • Repayment of policyholder contra...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
Net (loss) income
-4,400 -10,000 142,600
Net realized investment gains
400 800 4,700
Impairment losses
-1,700 17,200 -6,400
Depreciation, amortization, and impairments of property, equipment, software and intangible assets acquired
11,600 13,100 61,200
Settlement related to defined benefit pension plan
-0 0
Change in accumulated undistributed earnings of equity method limited liability investments
600 -1,000 -6,000
Change in fair value of equity and convertible securities
-1,300 -1,800 -2,500
Goodwill impairment
-0 -
Pension plan assets reverted to the company
-0 -
Receivables from policyholders
29,200 -58,000 47,500
Reinsurance recoverables
-2,800 3,100 -2,600
Deferred policy acquisition costs
13,900 -3,600 30,300
Insurance reserves
106,600 124,300 251,100
Unearned premiums
38,800 -79,000 48,900
Income taxes
-3,500 -16,500 9,500
Other
22,000 -78,200 38,800
Net cash provided by operating activities
88,800 175,000 409,500
Proceeds from the sales, calls and maturities of fixed maturities
309,400 264,000 902,300
Proceeds From Sale Of
10,200 5,400 19,300
Real estate investments
-0 5,500
Proceeds From Sale And Collection Of
29,000 40,800 83,400
Proceeds From Equity Method Investment Dividends Or Distributions Return Of Capital
5,400 24,400 18,100
Fixed maturities
358,800 373,300 980,700
Payments To Acquire
13,300 10,800 104,300
Real estate investments
800 400 2,100
Corporate-owned life insurance
-1,500 -
Payments To Acquire
41,600 42,400 156,200
Payments To Acquire Interest In Subsidiaries And Affiliates
18,000 37,400 42,600
Net sales of short-term investments
-22,700 -61,500 -685,400
Acquisition of software and long-lived assets
10,900 8,800 21,800
Settlement proceeds from company-owned life insurance
4,700 1,400 2,900
Other
1,100 100 -4,200
Net cash (used in) provided by investing activities
-63,100 -77,200 413,400
Repayment of long-term debt
0 0 450,000
Proceeds from policyholder contract obligations
0 600 30,300
Repayment of policyholder contract obligations
39,900 14,500 51,000
Proceeds from shares issued under employee stock purchase plan
800 1,000 2,700
Common stock repurchases
0 50,600 251,300
Dividends paid
18,300 18,900 60,700
Other
-1,700 3,200 -900
Net cash used in financing activities
-59,100 -79,200 -780,900
Net increase (decrease) in cash
-33,400 18,600 42,000
Cash, beginning of year
126,000 107,400 65,400
Cash, end of period
92,600 126,000 107,400
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Insurance reserves$106,600K Unearned premiums$38,800K Depreciation, amortization,and impairments of...$11,600K Reinsurance recoverables-$2,800K Impairment losses-$1,700K Change in fair value ofequity and convertible...-$1,300K Net cash provided byoperating activities$88,800K Canceled cashflow$74,000K Net increase(decrease) in cash-$33,400K Canceled cashflow$88,800K Proceeds from the sales,calls and maturities...$309,400K Proceeds From Sale AndCollection Of$29,000K Net sales ofshort-term investments-$22,700K Proceeds From Sale Of$10,200K Proceeds From EquityMethod Investment...$5,400K Settlement proceeds fromcompany-owned life insurance$4,700K Proceeds from sharesissued under employee...$800K Receivables frompolicyholders$29,200K Other$22,000K Deferred policyacquisition costs$13,900K Net (loss) income-$4,400K Income taxes-$3,500K Change in accumulatedundistributed earnings of...$600K Net realizedinvestment gains$400K Net cash (used in)provided by investing...-$63,100K Canceled cashflow$381,400K Net cash used infinancing activities-$59,100K Canceled cashflow$800K Fixed maturities$358,800K Payments To Acquire$41,600K Payments To AcquireInterest In Subsidiaries...$18,000K Payments To Acquire$13,300K Acquisition of software andlong-lived assets$10,900K Other$1,100K Real estateinvestments$800K Repayment of policyholdercontract obligations$39,900K Dividends paid$18,300K Other-$1,700K

KEMPER Corp (KMPR)

KEMPER Corp (KMPR)