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For the year ending 2026-02-28, KMX has $26,367,903K in assets. $20,479,047K in debts. $122,826K in cash and cash equivalents.

Balance Sheets Overview

Current Ratio
219.91%
Quick Ratio
48.59%
Cash Ratio
5.09%
Debt to Asset Ratio
77.67%
Unit: Thousand (K) dollars
Assets Breakdown
    • Auto loans held for investment, ...
    • Inventory
    • Restricted cash from collections...
    • Others
Liabilities Breakdown
    • Non-recourse notes payable, excl...
    • Retained earnings
    • Long-term debt, excluding curren...
    • Others

Balance Sheets
2026-02-28
2025-02-28
2024-02-29
2023-02-28
Cash and cash equivalents
122,826 246,960 574,142 314,758
Restricted cash from collections on auto loans held for investment
592,033 559,118 506,648 470,889
Accounts receivable, net
204,453 188,733 221,153 298,783
Financing receivable, held-for-sale, not part of disposal group, after valuation allowance
100,491 ---
Inventory
4,137,005 3,934,622 3,678,070 3,726,142
Other current assets
153,594 148,203 246,581 230,795
Total current assets
5,310,402 5,077,636 5,226,594 5,041,367
Auto loans held for investment, net of allowance for loan losses of 453,027 and 458,730 as of february 28, 2026 and february 28, 2025, respectively
15,952,291 17,242,789 17,011,844 16,341,791
Property and equipment, net
4,070,293 3,841,833 3,665,530 3,430,914
Deferred income taxes
78,479 140,332 98,790 80,740
Operating lease assets
459,514 493,355 520,717 545,677
Goodwill
0 141,258 141,258 141,258
Other assets
496,924 467,003 532,064 600,989
Total assets
26,367,903 27,404,206 27,196,797 26,182,736
Accounts payable
1,117,976 977,845 933,708 826,592
Accrued expenses and other current liabilities
475,495 529,926 523,971 478,964
Accrued income taxes
2,019 87,526 --
Current portion of operating lease liabilities
57,341 59,335 57,161 53,287
Current portion of long-term debt
217,323 16,821 313,282 111,859
Current portion of non-recourse notes payable
544,651 526,518 484,167 467,609
Total current liabilities
2,414,805 2,197,971 2,312,289 1,938,311
Long-term debt, excluding current portion
2,006,217 1,570,296 1,602,355 1,909,361
Non-recourse notes payable, excluding current portion
15,254,330 16,567,044 16,357,301 15,865,776
Operating lease liabilities, excluding current portion
464,696 481,963 496,210 523,828
Other liabilities
338,999 343,944 354,902 332,383
Total liabilities
20,479,047 21,161,218 21,123,057 20,569,659
Common stock, 0.50 par value 350,000,000 shares authorized 141,799,070 and 153,319,678 shares issued and outstanding as of february 28, 2026 and february 28, 2025, respectively
70,900 76,660 78,806 79,040
Capital in excess of par value
1,810,223 1,891,012 1,808,746 1,713,074
Accumulated other comprehensive (loss) income
-34,126 3,080 59,279 97,869
Retained earnings
4,041,859 4,272,236 4,126,909 3,723,094
Total shareholders equity
5,888,856 6,242,988 6,073,740 5,613,077
Total liabilities and shareholders equity
26,367,903 27,404,206 27,196,797 26,182,736
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Inventory$4,137,005K (5.14%↑ Y/Y)Restricted cash fromcollections on auto loans...$592,033K (5.89%↑ Y/Y)Accounts receivable, net$204,453K (8.33%↑ Y/Y)Other current assets$153,594K (3.64%↑ Y/Y)Cash and cashequivalents$122,826K (-50.26%↓ Y/Y)Financing receivable,held-for-sale, not part of...$100,491K Auto loans held forinvestment, net of allowance...$15,952,291K (-7.48%↓ Y/Y)Total current assets$5,310,402K (4.58%↑ Y/Y)Property and equipment,net$4,070,293K (5.95%↑ Y/Y)Other assets$496,924K (6.41%↑ Y/Y)Operating lease assets$459,514K (-6.86%↓ Y/Y)Deferred income taxes$78,479K (-44.08%↓ Y/Y)Total assets$26,367,903K (-3.78%↓ Y/Y)Total liabilities andshareholders equity$26,367,903K (-3.78%↓ Y/Y)Total liabilities$20,479,047K (-3.22%↓ Y/Y)Total shareholdersequity$5,888,856K (-5.67%↓ Y/Y)Accumulated othercomprehensive (loss) income-$34,126K (-1207.99%↓ Y/Y)Non-recourse notes payable,excluding current portion$15,254,330K (-7.92%↓ Y/Y)Total currentliabilities$2,414,805K (9.87%↑ Y/Y)Long-term debt, excludingcurrent portion$2,006,217K (27.76%↑ Y/Y)Operating leaseliabilities, excluding...$464,696K (-3.58%↓ Y/Y)Other liabilities$338,999K (-1.44%↓ Y/Y)Retained earnings$4,041,859K (-5.39%↓ Y/Y)Capital in excess of parvalue$1,810,223K (-4.27%↓ Y/Y)Common stock, 0.50 parvalue 350,000,000...$70,900K (-7.51%↓ Y/Y)Accounts payable$1,117,976K (14.33%↑ Y/Y)Current portion ofnon-recourse notes payable$544,651K (3.44%↑ Y/Y)Accrued expenses andother current...$475,495K (-10.27%↓ Y/Y)Current portion oflong-term debt$217,323K (1191.97%↑ Y/Y)Current portion ofoperating lease...$57,341K (-3.36%↓ Y/Y)Accrued income taxes$2,019K (-97.69%↓ Y/Y)