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Kinsale Capital Group, Inc. (KNSL)

Kinsale Capital Group, Inc. (KNSL)

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Balance Sheets Overview

Debt to Asset Ratio
68.34%
Unit: Thousand (K) dollars
Assets Breakdown
    • Equity securities, at fair value...
    • Cash and cash equivalent
    • Premiums and fees receivable, ne...
    • Others
Liabilities Breakdown
    • Retained earnings
    • Unearned premiums
    • Additional paid-in capital
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Fixed-maturity securities, available for sale, at fair value (amortized cost 4,566,942, allowance for credit losses 56 2026 4,382,725 and 29 2025)
4,470,546
4,402,650
4,341,450
4,171,238
Equity securities, at fair value (cost 581,805 2026 482,926 2025)
773,118
644,541
626,399
571,123
Real estate investments, net
54,668
54,952
55,236
15,045
Short-term investments
0
0
3,864
10,932
Total investments
5,298,332
5,102,143
5,026,949
4,768,338
Cash, cash equivalent, restricted cash, and restricted cash equivalent, continuing operation
-
-
163,361
-
Cash and cash equivalent
210,511
223,263
-
170,162
Investment income due and accrued
33,486
29,999
30,971
30,619
Premiums and fees receivable, net of allowance for credit losses of 27,328 in 2025 and 26,926 in 2024
-
-
124,593
-
Premiums and fees receivable, net of allowance for credit losses of 29,922 2026 27,328 2025
148,047
128,574
-
124,061
Reinsurance recoverables, net
415,096
413,242
394,329
391,164
Ceded unearned premiums
44,398
43,866
44,506
48,774
Deferred policy acquisition costs, net of ceding commissions
124,743
119,165
118,737
124,416
Intangible assets
3,538
3,538
3,538
3,538
Deferred income tax assets, net
46,297
53,725
42,191
36,735
Other assets
104,382
97,955
94,386
135,498
Total assets
6,428,830
6,215,470
6,043,561
5,833,305
Reserves for unpaid losses and loss adjustment expenses
3,192,552
3,063,156
2,890,870
2,765,187
Unearned premiums
891,575
856,157
860,394
909,592
Payable to reinsurers
32,437
33,454
34,385
34,766
Accounts payable and accrued expenses
36,526
22,354
66,301
50,855
Debt
224,535
224,466
224,397
199,328
Other liabilities
16,091
48,537
7,631
8,360
Total liabilities
4,393,716
4,248,124
4,083,978
3,968,088
Common stock, 0.01 par value, 400,000,000 shares authorized, 23,500,184 and 22,778,425 shares issued and outstanding at june 30, 2026 23,380,413 and 23,145,751 shares issued and outstanding at december 31, 2025
235
235
234
-
Common stock, 0.01 par value, 400,000,000 shares authorized, 23,376,270 and 23,261,360 shares issued and outstanding at september 30, 2025 23,294,783 and 23,272,157 shares issued and outstanding at december 31, 2024
-
-
-
234
Additional paid-in capital
379,502
372,439
373,681
368,963
Retained earnings
1,993,917
1,823,733
1,716,945
1,582,259
Accumulated other comprehensive loss
-74,216
-65,605
-30,692
-36,240
Treasury stock, value
264,324
163,456
100,585
49,999
Total stockholders equity
2,035,114
1,967,346
1,959,583
1,865,217
Total liabilities and stockholders equity
6,428,830
6,215,470
6,043,561
5,833,305
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Fixed-maturity securities,available for sale, at fair...$4,470,546K (14.10%↑ Y/Y)Equity securities, atfair value (cost...$773,118K (50.45%↑ Y/Y)Real estateinvestments, net$54,668K (263.36%↑ Y/Y)Total investments$5,298,332K (18.23%↑ Y/Y)Reinsurance recoverables,net$415,096K (7.18%↑ Y/Y)Cash and cashequivalent$210,511K (52.43%↑ Y/Y)Premiums and feesreceivable, net of allowance...$148,047K (-12.07%↓ Y/Y)Deferred policyacquisition costs, net of...$124,743K (0.54%↑ Y/Y)Other assets$104,382K (-15.41%↓ Y/Y)Deferred income taxassets, net$46,297K (2.66%↑ Y/Y)Ceded unearnedpremiums$44,398K (-18.42%↓ Y/Y)Investment income due andaccrued$33,486K (8.24%↑ Y/Y)Intangible assets$3,538K (0.00%↑ Y/Y)Total assets$6,428,830K (15.70%↑ Y/Y)Total liabilities andstockholders equity$6,428,830K (15.70%↑ Y/Y)Total liabilities$4,393,716K (14.60%↑ Y/Y)Total stockholdersequity$2,035,114K (18.14%↑ Y/Y)Treasury stock, value$264,324K (781.11%↑ Y/Y)Accumulated othercomprehensive loss-$74,216K (-31.66%↓ Y/Y)Reserves for unpaidlosses and loss...$3,192,552K (21.68%↑ Y/Y)Unearned premiums$891,575K (-3.21%↓ Y/Y)Debt$224,535K (21.86%↑ Y/Y)Accounts payable andaccrued expenses$36,526K (-4.46%↓ Y/Y)Payable to reinsurers$32,437K (-22.06%↓ Y/Y)Other liabilities$16,091K (-35.77%↓ Y/Y)Retained earnings$1,993,917K (38.03%↑ Y/Y)Additional paid-in capital$379,502K (4.22%↑ Y/Y)Common stock, 0.01 parvalue, 400,000,000...$235K