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For the year ending 2025-12-31, KNSL has $6,043,561K in assets. $4,083,978K in debts.

Balance Sheets Overview

Debt to Asset Ratio
67.58%
Assets Breakdown
    • Fixed-maturity securities availa...
    • Equity securities, at fair value...
    • Reinsurance recoverables, net of...
    • Others
Liabilities Breakdown
    • Gross reserves for unpaid losses...
    • Retained earnings
    • Unearned premiums
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-12-31
Fixed-maturity securities available-for-sale, at fair value (amortized cost 4,382,725 allowance for credit loss 29 2025 3,663,031 and 27 2024)
4,341,450
Equity securities, at fair value (cost 482,926 2025 313,722 2024)
626,399
Real estate investments, net
55,236
Short-term investments
3,864
Total investments
5,026,949
Cash, cash equivalent, restricted cash, and restricted cash equivalent, continuing operation
163,361
Investment income due and accrued
30,971
Premiums and fees receivable, net of allowance for credit losses of 27,328 in 2025 and 26,926 in 2024
124,593
Reinsurance recoverables, net of allowance for credit losses of 1,072 in 2025 and 932 in 2024
394,329
Ceded unearned premiums
44,506
Deferred policy acquisition costs, net of ceding commissions
118,737
Intangible assets
3,538
Deferred income tax asset, net
42,191
Other assets
94,386
Total assets
6,043,561
Gross reserves for unpaid losses and loss adjustment expenses, beginning of year
2,890,870
Unearned premiums
860,394
Payable to reinsurers
34,385
Accounts payable and accrued expenses
66,301
Long-term debt
224,397
Other liabilities
7,631
Total liabilities
4,083,978
Common stock, 0.01 par value, 400,000,000 shares authorized, 23,380,413 shares issued and 23,145,751 shares outstanding at december31, 2025 23,294,783 shares issued and 23,272,157 shares outstanding at december31, 2024
234
Additional paid-in capital
373,681
Retained earnings
1,716,945
Accumulated other comprehensive loss
-30,692
Treasury stock, value
100,585
Stockholders' equity
1,959,583
Total liabilities and stockholders' equity
6,043,561
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Short-term investments$3,864K Real estateinvestments, net$55,236K Equity securities, atfair value (cost...$626,399K Fixed-maturity securitiesavailable-for-sale, at fair value...$4,341,450K Other assets$94,386K Deferred income taxasset, net$42,191K Intangible assets$3,538K Deferred policyacquisition costs, net of...$118,737K Ceded unearnedpremiums$44,506K Reinsurance recoverables,net of allowance for...$394,329K Premiums and feesreceivable, net of allowance...$124,593K Investment income due andaccrued$30,971K Cash, cashequivalent, restricted...$163,361K Total investments$5,026,949K Total assets$6,043,561K Total liabilities andstockholders' equity$6,043,561K Stockholders' equity$1,959,583K Total liabilities$4,083,978K Treasury stock, value$100,585K Accumulated othercomprehensive loss-$30,692K Retained earnings$1,716,945K Additional paid-in capital$373,681K Other liabilities$7,631K Long-term debt$224,397K Accounts payable andaccrued expenses$66,301K Payable to reinsurers$34,385K Unearned premiums$860,394K Gross reserves forunpaid losses and loss...$2,890,870K Common stock, 0.01 parvalue, 400,000,000...$234K

Kinsale Capital Group, Inc. (KNSL)

Kinsale Capital Group, Inc. (KNSL)