Financial insights of LARK

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$5,066K
EPS
$0.83
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans	17,260	16,769*	17,783	17,186
Taxable	2,334	2,227*	2,198	2,163
Tax-exempt	595	700*	700	701
Interest-bearing deposits at banks	59	66*	58	48
Total interest income	20,248	19,761*	20,739	20,098
Deposits	4,611	5,097*	5,410	5,144
Federal home loan bank and other borrowings	277	256*	857	861
Subordinated debentures	322	342*	361	358
Repurchase agreements	15	47*	17	52
Total interest expense	5,225	5,741*	6,645	6,415
Net interest income	15,023	14,020*	14,094	13,683
Provision for credit gaines	570	-425*	850	1,000
Net interest income after provision for credit losses	14,453	14,445*	13,244	12,683
Fees and service charges	2,363	2,491*	2,660	2,476
Gains on sales of loans, net	885	643*	948	740
Losses on sales of investment securities, net	-	-103*	-	0
Increase in cash surrender value of bank-owned life insurance	373	278*	283	278
Other	143	102*	177	132
Total non-interest income	3,764	3,410*	4,068	3,626
Compensation and benefits	6,323	6,967*	6,304	6,234
Occupancy and equipment	1,450	1,241*	1,364	1,244
Data processing	554	390*	476	629
Amortization of mortgage servicing rights and other intangibles	228	221*	247	238
Professional fees	764	1,021*	746	540
Valuation allowance on assets held for sale	-	89*	-	-
Valuation allowance on real estate held for sale	-	-	-	0
Other	2,579	1,987*	2,114	2,076
Total non-interest expense	11,898	11,915*	11,251	10,961
Earnings before income taxes	6,319	5,940*	6,061	5,348
Income tax expense	1,253	1,166*	1,131	944
Net earnings	5,066	4,774	4,930	4,404

Basic EPS	0.83	0.001	0.85	0.76
Diluted EPS	0.83	0.001	0.85	0.75
Basic Average Shares	6,083,271,000	6,645,702,000	5,783,729,000	5,782,555,000
Diluted Average Shares	6,139,357,000	6,686,019,000	5,829,641,000	5,840,923,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$5,066K
EPS
$0.83
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$5,066K
EPS
$0.83
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$5,066KEPS$0.83Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$5,066KEPS$0.83Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$5,066K
EPS
$0.83
Unit: Thousand (K) dollars

Net Income
$5,066K
EPS
$0.83
Unit: Thousand (K) dollars