| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 5,011,844 | 3,168,205 |
| Accretion of commercial mortgage loans held-for-investment discounts | 1,537,970 | 1,181,563 |
| Accretion of deferred loan fees | 2,120,794 | 1,192,902 |
| Depreciation | - | 138,777 |
| Amortization of deferred offering costs | 0 | 0 |
| Amortization of deferred financing costs | 946,596 | 627,596 |
| Provision for credit losses, net | 5,810,769 | 5,842,433 |
| Depreciation and amortization | 483,562 | - |
| Unrealized loss on mortgage servicing rights | -83,674 | -58,974 |
| Non-cash compensation expense | 137,484 | 84,987 |
| Accrued interest receivable | -1,532,284 | -310,299 |
| Other assets | 1,673,400 | 542,998 |
| Accrued interest payable | -680,020 | -515,352 |
| Fees and expenses payable to manager | -122,893 | 231,869 |
| Other liabilities | 977,314 | 675,136 |
| Net cash provided by operating activities | 8,848,450 | 7,705,461 |
| Purchase and funding of commercial mortgage loans held-for-investment | 3,605,000 | 3,605,000 |
| Principal payments from commercial mortgage loans held-for-investment | 156,526,714 | 118,376,467 |
| Restricted cash assumed from acquisition of real estate owned | 1,717,750 | - |
| Capital expenditures on real estate owned, held-for-investment | 861,706 | - |
| Deferred loan fees | -1,801,036 | -1,186,611 |
| Net cash provided by investing activities | 155,578,794 | 115,958,078 |
| Payment of collateralized loan obligations and secured financings | 159,375,110 | 119,031,157 |
| Dividends paid on common stock | 16,218,986 | 13,078,523 |
| Dividends paid on preferred stock | 3,551,250 | 2,370,000 |
| Net cash (used in) financing activities | -179,145,346 | -134,479,680 |
| Net (decrease) increase in cash, cash equivalents and restricted cash | -14,718,102 | -10,816,141 |
| Cash and cash equivalents at beginning of period | 71,564,098 | - |
| Cash and cash equivalents at end of period | 56,845,996 | - |
Lument Finance Trust, Inc. (LFT-PA)
Lument Finance Trust, Inc. (LFT-PA)