MyFinsight

HomeBlogAboutContact

MyFinsight

Making company financials insightful for everyone

Quick Links

  • About
  • Blog
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

For the quarter ending 2026-03-31, LMND has $1,957,900K in assets. $1,439,900K in debts.

Balance Sheets Overview

Debt to Asset Ratio
73.54%
Unit: Thousand (K) dollars
Assets Breakdown
    • Premium receivable, net of allow...
    • Reinsurance recoverable
    • Prepaid reinsurance premium
    • Others
Liabilities Breakdown
    • Additional paid-in capital
    • Accumulated deficit
    • Unearned premium
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Fixed maturities available-for-sale, at fair value (amortized cost 733.4 million and 706.0 million as of march31, 2026 and december31, 2025, respectively)
731,800 708,800 681,800 624,500
Total investments
751,300 722,900 705,300 645,800
Cash, cash equivalents and restricted cash
386,500 396,800 355,500 386,000
Premium receivable, net of allowance for credit losses of 4.5 million and 4.1 million as of march31, 2026 and december31, 2025, respectively
449,100 402,300 395,300 346,700
Reinsurance recoverable
145,500 153,400 167,700 177,800
Prepaid reinsurance premium
123,900 147,900 203,400 281,600
Deferred acquisition costs
14,200 12,100 13,500 12,600
Property and equipment, net
16,700 15,800 15,300 16,000
Gross carrying amount
-37,800 --
Accumulated amortization
-29,700 --
Intangible assets
8,100 8,100 8,100 8,800
Goodwill
19,000 19,000 19,000 19,000
Other assets
43,600 47,400 35,700 40,300
Total assets
1,957,900 1,925,700 1,918,800 1,934,600
Unpaid loss and loss adjustment expense
308,800 303,100 312,100 309,800
Unearned premium
614,200 577,000 567,900 509,500
Trade payables
2,400 500 5,100 2,300
Funds held for reinsurance treaties
151,600 169,500 202,500 240,100
Deferred ceding commission
33,300 38,200 50,000 68,400
Ceded premium payable
21,100 23,900 19,000 29,700
Borrowings under financing agreement
179,600 158,100 139,000 123,500
Other liabilities and accrued expenses
128,900 121,800 107,000 124,200
Total liabilities
1,439,900 1,392,100 1,402,600 1,407,500
Additional paid-in capital
2,017,400 1,991,500 1,953,600 1,928,000
Accumulated deficit
-1,500,100 -1,464,300 -1,442,600 -1,405,100
Accumulated other comprehensive income
700 6,400 5,200 4,200
Total stockholders' equity
518,000 533,600 516,200 527,100
Total liabilities and stockholders' equity
1,957,900 1,925,700 1,918,800 1,934,600
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Fixed maturitiesavailable-for-sale, at fair value...$731,800K (11.62%↑ Y/Y)Total investments$751,300K (11.12%↑ Y/Y)Premium receivable, netof allowance for...$449,100K (41.32%↑ Y/Y)Cash, cashequivalents and restricted...$386,500K (20.89%↑ Y/Y)Reinsurance recoverable$145,500K (-20.19%↓ Y/Y)Prepaid reinsurancepremium$123,900K (-52.98%↓ Y/Y)Other assets$43,600K (10.66%↑ Y/Y)Goodwill$19,000K (0.00%↑ Y/Y)Property and equipment,net$16,700K (3.09%↑ Y/Y)Deferred acquisitioncosts$14,200K (24.56%↑ Y/Y)Intangible assets$8,100K (-27.68%↓ Y/Y)Total assets$1,957,900K (5.46%↑ Y/Y)Total liabilities andstockholders' equity$1,957,900K (5.46%↑ Y/Y)Total liabilities$1,439,900K (9.82%↑ Y/Y)Total stockholders'equity$518,000K (-5.04%↓ Y/Y)Accumulated deficit-$1,500,100K (-10.20%↓ Y/Y)Unearned premium$614,200K (28.98%↑ Y/Y)Unpaid loss and lossadjustment expense$308,800K (0.49%↑ Y/Y)Borrowings under financingagreement$179,600K (76.25%↑ Y/Y)Funds held forreinsurance treaties$151,600K (-32.65%↓ Y/Y)Other liabilities andaccrued expenses$128,900K (17.18%↑ Y/Y)Deferred cedingcommission$33,300K (-45.41%↓ Y/Y)Ceded premium payable$21,100K (-19.47%↓ Y/Y)Trade payables$2,400K (-29.41%↓ Y/Y)Additional paid-in capital$2,017,400K (5.62%↑ Y/Y)Accumulated othercomprehensive income$700K (120.59%↑ Y/Y)

lemonade-svg copy-svg

Lemonade, Inc. (LMND)

lemonade-svg copy-svg

Lemonade, Inc. (LMND)