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Balance Sheets Overview

Debt to Asset Ratio
97.36%
Unit: Million (M) dollars
Assets Breakdown
    • Separate account assets
    • Total investments
    • Deposit assets, net of allowance...
    • Others
Liabilities Breakdown
    • Separate account liabilities
    • Policyholder account balances
    • Future contract benefits
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Fixed maturity available-for-sale securities, at fair value (amortized cost 2026 - 103,761 2025 - 101,462 allowance for credit losses 2026 - 139 2025 - 110)
95,085
94,200
93,448
90,680
Trading securities
1,515
1,552
1,676
1,853
Equity securities
456
475
636
542
Mortgage loans on real estate, gross-Financial Asset Not Past Due
23,095
22,588
22,264
22,057
Mortgage loans on real estate, gross-Financing Receivables30To59Days Past Due
112
93
94
69
Mortgage loans on real estate, gross-Financing Receivables60To89Days Past Due
33
29
39
44
Mortgage loans on real estate, gross-Financing Receivables Equal To Greater Than90Days Past Due
243
204
179
161
Allowance for credit losses
177
180
182
165
Unamortized premium (discount)
133
122
111
98
Mark-to-market gains (losses)
-33
-31
-33
-34
Mortgage loans on real estate, net of allowance for credit losses
23,406
22,825
22,472
22,230
Policy loans
2,596
2,606
2,626
2,584
Derivative investments
11,382
8,337
9,945
10,427
Other investments
8,870
8,742
8,105
7,786
Total investments
143,310
138,737
138,908
136,102
Cash and invested cash
10,165
7,345
9,502
10,668
Deferred acquisition costs, value of business acquired and deferred sales inducements
12,918
12,886
12,827
12,681
Reinsurance recoverables, net of allowance for credit losses
27,225
27,688
28,012
28,665
Deposit assets, net of allowance for credit losses
33,619
33,597
33,690
33,066
Market risk benefit assets
5,077
4,303
4,753
4,694
Accrued investment income
1,169
1,170
1,122
1,172
Goodwill
1,144
1,144
1,144
1,144
Other assets
6,918
7,248
7,154
7,223
Separate account assets
188,252
172,043
180,092
179,860
Total assets
429,797
406,161
417,204
415,275
Policyholder account balances
139,510
135,683
136,245
133,223
Future contract benefits
42,177
42,010
42,077
41,852
Funds withheld reinsurance liabilities
16,808
17,564
17,922
17,559
Market risk benefit liabilities
895
1,127
1,118
1,190
Deferred front-end loads
8,059
7,804
7,586
7,349
Payables for collateral on investments
9,232
6,556
7,954
11,153
Short-term debt
400
400
400
0
Long-term debt
6,465
5,969
5,866
5,772
Other liabilities
6,650
6,793
7,038
6,865
Separate account liabilities
188,252
172,043
180,092
179,860
Total liabilities
418,448
395,949
406,298
404,823
Preferred stock-Series CPreferred Stock
493
493
493
493
Preferred stock-Series DPreferred Stock
493
493
493
493
Common stock
5,619
5,602
5,592
5,574
Retained earnings
9,322
8,091
8,386
7,731
Accumulated other comprehensive income (loss)
-4,578
-4,467
-4,058
-3,839
Total stockholders equity
11,349
10,212
10,906
10,452
Total liabilities and stockholders equity
429,797
406,161
417,204
415,275
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Mortgage loans on realestate,...$23,095M (5.95%↑ Y/Y)Mortgage loans on realestate,...$243M (42.11%↑ Y/Y)Unamortized premium(discount)$133M (44.57%↑ Y/Y)Mortgage loans on realestate,...$112M (21.74%↑ Y/Y)Mortgage loans on realestate,...$33M (-13.16%↓ Y/Y)Fixed maturityavailable-for-sale securities, at...$95,085M (6.38%↑ Y/Y)Mortgage loans on realestate, net of allowance...$23,406M (6.41%↑ Y/Y)Derivative investments$11,382M (36.33%↑ Y/Y)Other investments$8,870M (34.17%↑ Y/Y)Policy loans$2,596M (1.72%↑ Y/Y)Trading securities$1,515M (-20.64%↓ Y/Y)Equity securities$456M (33.72%↑ Y/Y)Allowance for creditlosses$177M (9.26%↑ Y/Y)Mark-to-market gains (losses)-$33M (0.00%↑ Y/Y)Separate account assets$188,252M (8.85%↑ Y/Y)Total investments$143,310M (9.28%↑ Y/Y)Deposit assets, net ofallowance for credit...$33,619M (5.87%↑ Y/Y)Reinsurance recoverables,net of allowance for...$27,225M (-4.27%↓ Y/Y)Deferred acquisitioncosts, value of...$12,918M (2.49%↑ Y/Y)Cash and investedcash$10,165M (42.31%↑ Y/Y)Other assets$6,918M (-15.44%↓ Y/Y)Market risk benefitassets$5,077M (10.92%↑ Y/Y)Accrued investmentincome$1,169M (2.90%↑ Y/Y)Goodwill$1,144M (0.00%↑ Y/Y)Total assets$429,797M (7.70%↑ Y/Y)Total liabilities andstockholders equity$429,797M (7.70%↑ Y/Y)Total liabilities$418,448M (7.43%↑ Y/Y)Total stockholdersequity$11,349M (18.86%↑ Y/Y)Accumulated othercomprehensive income (loss)-$4,578M (-4.23%↓ Y/Y)Separate accountliabilities$188,252M (8.85%↑ Y/Y)Policyholder accountbalances$139,510M (7.97%↑ Y/Y)Future contractbenefits$42,177M (2.74%↑ Y/Y)Funds withheldreinsurance liabilities$16,808M (0.65%↑ Y/Y)Payables for collateralon investments$9,232M (9.05%↑ Y/Y)Deferred front-end loads$8,059M (13.20%↑ Y/Y)Other liabilities$6,650M (-5.75%↓ Y/Y)Long-term debt$6,465M (12.10%↑ Y/Y)Market risk benefitliabilities$895M (-25.73%↓ Y/Y)Short-term debt$400M Retained earnings$9,322M (25.82%↑ Y/Y)Common stock$5,619M (1.33%↑ Y/Y)Preferred stock-SeriesDPreferred Stock$493M (0.00%↑ Y/Y)Preferred stock-SeriesCPreferred Stock$493M (0.00%↑ Y/Y)

LINCOLN NATIONAL CORP (LNC)

LINCOLN NATIONAL CORP (LNC)