For the year ending 2025-12-31, LNKB had -$113,807K decrease in cash & cash equivalents over the period. $23,805K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Interest income | 164,589 |
| Other revenues | 21,915 |
| Total consolidated revenues | 186,504 |
| Interest expense | 60,299 |
| Segment net interest income and noninterest income | 126,205 |
| Provision for credit losses | 8,169 |
| Salaries and employee benefits | 43,144 |
| Other expenses | 41,381 |
| Net income | 33,511 |
| Gain on sale of branches | 11,093 |
| Provision for credit losses | 8,169 |
| Depreciation | 1,648 |
| Amortization of intangible assets | 4,291 |
| Accretion of discounts, net | 10,496 |
| Origination of loans to be sold | 22,096 |
| Proceeds from loan sales | 22,815 |
| Gain on sale of loans | 719 |
| Share-based and deferred compensation | 2,301 |
| Bank-owned life insurance income | 1,772 |
| Gain on sale of debt securities, available for sale | 0 |
| Change in accrued interest receivable and other assets | 1,097 |
| Change in accrued interest payable and other liabilities | 281 |
| Other, net | -477 |
| Net cash provided by operating activities | 25,266 |
| Proceeds from sales | 0 |
| Proceeds from calls and maturities | 3,245 |
| Principal Repayments On Loans And Leases Held For Investment | 22,464 |
| Available For Sale Securities Debt | 137,564 |
| Sale And Maturity Of Held To Maturity Securities | 6,134 |
| Held To Maturity Securities | 0 |
| Purchase of restricted investment in bank stocks | 12,363 |
| Redemption of restricted investment in bank stocks | 9,837 |
| Increase in loans, net | 298,085 |
| Purchase of bank-owned life insurance | 0 |
| Payment of death benefit under bank owned life insurance | 143 |
| Cash paid to buy-out minority interest | 0 |
| Proceeds from disposal of premises and equipment | 1,358 |
| Purchase of premises and equipment | 1,461 |
| Proceeds from sale of branches, net | 26,194 |
| Net cash provided by (used in) investing activities | -380,098 |
| Increase in deposits, net | 186,895 |
| Change in short-term borrowings, net | 65,000 |
| Proceeds from long-term borrowings | 0 |
| Issuance of shares from exercise of stock options | 79 |
| Dividends paid | 11,158 |
| Net proceeds from issuance of common stock | 209 |
| Net cash provided by (used in) financing activities | 241,025 |
| (decrease) increase in cash and cash equivalents | -113,807 |
| Cash and cash equivalents at beginning of period | 166,100 |
| Cash and cash equivalents at end of period | 52,293 |
LINKBANCORP, Inc. (LNKB)
LINKBANCORP, Inc. (LNKB)