For the quarter ending 2025-09-30, LNKB had $39,070K increase in cash & cash equivalents over the period. $23,205K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 7,839 | 22,730 |
| Gain on sale of branches | 0 | 11,093 |
| Provision for credit losses | 1,003 | 572 |
| Depreciation | 408 | 823 |
| Amortization of intangible assets | 1,083 | 2,167 |
| Accretion of discounts, net | 2,588 | 5,510 |
| Origination of loans to be sold | 8,242 | 6,545 |
| Proceeds from loan sales | 8,398 | 6,750 |
| Gain on sale of loans | 156 | 205 |
| Share-based and deferred compensation | 559 | 1,112 |
| Bank-owned life insurance income | 463 | 864 |
| Gain on sale of debt securities, available for sale | 0 | 0 |
| Change in accrued interest receivable and other assets | 592 | 1,166 |
| Change in accrued interest payable and other liabilities | 16,325 | 548 |
| Other, net | 0 | -477 |
| Net cash provided by operating activities | 23,574 | 8,842 |
| Proceeds from sales | 0 | 0 |
| Proceeds from calls and maturities | 2,000 | 430 |
| Proceeds from principal repayments | 4,984 | 8,935 |
| Purchases | 102,401 | 31,873 |
| Proceeds from principal repayments | 314 | 4,703 |
| Purchase of restricted investment in bank stocks | 3,001 | 6,062 |
| Redemption of restricted investment in bank stocks | 3,031 | 6,450 |
| Increase in loans, net | 98,040 | 102,833 |
| Purchase of bank-owned life insurance | 0 | - |
| Payment of death benefit under bank owned life insurance | 143 | - |
| Cash paid to buy-out minority interest | 0 | 0 |
| Proceeds from disposal of premises and equipment | 0 | 1,326 |
| Purchase of premises and equipment | 369 | 508 |
| Proceeds from sale of branches, net | 0 | 26,194 |
| Net cash used in investing activities | -193,339 | -93,238 |
| Increase in deposits, net | 211,572 | 88,775 |
| Change in short-term borrowings, net | 0 | -10,000 |
| Proceeds from long-term borrowings | 0 | 0 |
| Issuance of shares from exercise of stock options | 2 | 73 |
| Dividends paid | 2,789 | 5,570 |
| Net proceeds from issuance of common stock | 50 | 101 |
| Net cash provided by financing activities | 208,835 | 73,379 |
| Increase in cash and cash equivalents | 39,070 | -11,017 |
| Cash and cash equivalents at beginning of period | 166,100 | - |
| Cash and cash equivalents at end of period | 194,153 | - |
LINKBANCORP, Inc. (LNKB)
LINKBANCORP, Inc. (LNKB)