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Loans, including fees
$8,193K
(5.99%↑ Y/Y)
Interest-earning deposits
$793K
Investment securities,
tax-exempt
$199K
(-8.29%↓ Y/Y)
Investment securities,
taxable
$166K
(-11.70%↓ Y/Y)
Total interest income
$9,351K
(5.65%↑ Y/Y)
Net interest income
$6,355K
(18.06%↑ Y/Y)
Credit to provision for
credit losses
-$269K
(-17.47%↓ Y/Y)
Earnings on bank-owned
life insurance
$469K
(63.41%↑ Y/Y)
Service charges and fees
$276K
(-44.35%↓ Y/Y)
Debit card fees
$198K
Unrealized gain (loss) on
equity securities
$79K
(2075.00%↑ Y/Y)
Earnings on annuity
assets
$24K
Other
$18K
(63.64%↑ Y/Y)
Recovery on previously
impaired investment...
$1K
(0.00%↑ Y/Y)
Total interest
expense
$2,996K
(-13.61%↓ Y/Y)
Net interest income
after credit to...
$6,624K
(18.03%↑ Y/Y)
Total non-interest
income
$1,065K
(34.64%↑ Y/Y)
Deposits
$2,966K
(-10.64%↓ Y/Y)
Long-term debt
$18K
(-87.05%↓ Y/Y)
Finance lease and other
$12K
(20.00%↑ Y/Y)
Income before income
taxes
$2,846K
(78.99%↑ Y/Y)
Total non-interest
expense
$4,843K
(0.62%↑ Y/Y)
Net income
$2,359K
(77.10%↑ Y/Y)
Income tax expense
$487K
(88.76%↑ Y/Y)
Salaries and employee
benefits
$2,855K
(4.12%↑ Y/Y)
Occupancy and equipment
$630K
(-7.35%↓ Y/Y)
Data processing
$514K
(17.89%↑ Y/Y)
Professional services
$303K
(-16.07%↓ Y/Y)
Other
$275K
(-29.67%↓ Y/Y)
Postage and supplies
$94K
(51.61%↑ Y/Y)
Fdic insurance
$78K
(-40.00%↓ Y/Y)
Telephone and
communications
$76K
Advertising
$18K
(63.64%↑ Y/Y)
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Income Statement
source: myfinsight.com
Lake Shore Bancorp, Inc. MD (LSBK)
Lake Shore Bancorp, Inc. MD (LSBK)