Financial insights of MBIN

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$57,467K
EPS
$1.25
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans	230,269	239,384*	254,101	255,641
Mortgage loans in process of securitization	4,387	5,156*	5,308	5,304
Available for sale	9,942	11,549*	11,880	12,095
Held to maturity	19,479	24,744*	22,427	23,166
Fhlb stock and other equity securities (dividends)	4,394	4,642*	4,265	4,641
Other	2,040	2,995*	3,798	3,552
Total interest income	270,511	288,469*	301,779	304,399
Deposits	109,849	114,670*	139,744	131,375
Short-term borrowings	28,937	36,194*	25,926	36,981
Long-term borrowings	3,077	8,828*	8,051	7,324
Total interest expense	141,863	159,691*	173,721	175,680
Net interest income	128,648	128,778*	128,058	128,719
Provision for credit gaines	15,299	-5,645*	29,239	53,027
Net interest income after provision for credit losses	113,349	134,423*	98,819	75,692
Gain on sale of loans	13,506	13,343*	24,671	23,342
Loan servicing fees, net	15,099	1,183*	7,986	6,138
Mortgage warehouse fees	1,620	1,427*	1,736	2,039
Syndication and asset management fees	3,117	1,784*	4,864	9,707
Other income	13,257	6,412*	3,757	9,254
Total noninterest income	46,599	24,147*	43,014	50,480
Salaries and employee benefits	38,565	34,936*	44,152	43,566
Loan expense	1,185	600*	1,263	1,142
Occupancy and equipment	3,081	3,260*	2,453	2,494
Professional fees	2,767	3,065*	3,371	3,159
Deposit insurance expense	8,408	7,004*	9,376	7,152
Technology expense	2,679	2,458*	2,608	2,446
Credit risk transfer premium expense	5,764	7,580*	4,194	4,767
Other expense	13,193	9,112*	9,833	12,611
Total noninterest expense	75,642	68,013*	77,250	77,337
Income before income taxes	84,306	90,557*	64,583	48,835
Provision for income taxes	16,574	13,926*	9,882	10,854
Net income	67,732	76,631*	54,701	37,981
Dividends on preferred stock	10,265	10,266*	10,265	10,266
Preferred stock redemption	-	1,039*	-	-
Net income allocated to common shareholders	57,467	65,326	44,436	27,715

Basic EPS	1.25	1.425	0.97	0.6
Diluted EPS	1.25	1.422	0.97	0.6
Basic Average Shares	45,929,936	45,844,307	45,887,143	45,883,644
Diluted Average Shares	45,997,744	45,948,411	45,950,216	45,929,563

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$57,467K
EPS
$1.25
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$57,467K
EPS
$1.25
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$57,467KEPS$1.25Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$57,467KEPS$1.25Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$57,467K
EPS
$1.25
Unit: Thousand (K) dollars

Net Income
$57,467K
EPS
$1.25
Unit: Thousand (K) dollars