For the year ending 2025-12-31, MFA made $1,508,358K in revenue. $136,465K in net income. Net profit margin of 9.05%.
| Income Statement | 2025-12-31 | |||
|---|---|---|---|---|
| Residential whole loans | 605,611 | |||
| Securities, at fair value | 121,258 | |||
| Other interest-earning assets | 1,964 | |||
| Cash and cash equivalent investments | 16,231 | |||
| Interest income | 745,064 | |||
| Asset-backed and other collateralized financing arrangements | 495,549 | |||
| Other interest expense | 18,431 | |||
| Interest expense | 513,980 | |||
| Net interest income | 231,084 | |||
| Reversal/(provision) for credit losses on residential whole loans | 936 | |||
| Reversal/(provision) for credit losses on other assets | 0 | |||
| Net interest income after reversal/(provision) for credit losses | 230,148 | |||
| Net gain/(loss) on residential whole loans measured at fair value through earnings | 133,689 | |||
| Impairment and other net gain/(loss) on securities and other portfolio investments | -61,543 | |||
| Net gain/(loss) on real estate owned | -6,760 | |||
| Net gain/(loss) on derivatives used for risk management purposes | -35,544 | |||
| Net gain/(loss) on securitized debt measured at fair value through earnings | -55,216 | |||
| Lima one mortgage banking income | 22,848 | |||
| Net realized gain/(loss) on residential whole loans held at carrying value | -882 | |||
| Other, net | -18,723 | |||
| Other income/(loss), net | 100,955 | |||
| Compensation and benefits | 77,669 | |||
| Other general and administrative expense | 41,740 | |||
| Loan servicing, financing and other related costs | 33,446 | |||
| Amortization of intangible assets | 2,200 | |||
| Operating and other expense | 155,055 | |||
| Income/(loss) before income taxes | 176,048 | |||
| Provision for/(benefit from) income taxes | -735 | |||
| Net income/(loss) | 176,783 | |||
| Less preferred stock dividend requirement | 40,318 | |||
| Net income/(loss) available to common stock and participating securities | 136,465 | |||
| Basic earnings/(loss) per common share (in dollars per share) | 1.31 | |||
| Basic weighted average common shares outstanding (in shares) | 103,554,000 | |||
| Diluted earnings/(loss) per common share (in dollars per share) | 1.3 | |||
| Diluted weighted average common shares outstanding (in shares) | 103,981,000 | |||
MFA FINANCIAL, INC. (MFA)
MFA FINANCIAL, INC. (MFA)