For the year ending 2025-12-31, MSBIP has $6,513,420K in assets. $5,947,921K in debts. $127,811K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 127,279 | |||
| Federal funds sold | 532 | |||
| Cash and cash equivalents | 127,811 | |||
| Investment securities available for sale, at fair value | 1,523,001 | |||
| Equity securities, at fair value | 4,235 | |||
| Loans | 4,352,004 | |||
| Allowance for credit losses on loans | 69,219 | |||
| Total loans, net | 4,282,785 | |||
| Loans held for sale | 7,781 | |||
| Premises and equipment, net | 85,134 | |||
| Other real estate owned | 606 | |||
| Nonmarketable equity securities | 32,598 | |||
| Accrued interest receivable | 23,824 | |||
| Loan servicing rights, at lower of cost or fair value | 11,932 | |||
| Loan servicing rights, held for sale | 3,661 | |||
| Goodwill | 7,927 | |||
| Other intangible assets, net | 8,876 | |||
| Company-owned life insurance | 218,554 | |||
| Credit enhancement asset | 12,557 | |||
| Other assets | 162,138 | |||
| Total assets | 6,513,420 | |||
| Noninterest-bearing demand deposits | 1,040,411 | |||
| Interest-bearing deposits | 4,383,968 | |||
| Total deposits | 5,424,379 | |||
| Short-term borrowings | 60,181 | |||
| Federal home loan bank advances | 293,000 | |||
| Subordinated debt | 27,019 | |||
| Trust preferred debentures | 51,857 | |||
| Accrued interest payable and other liabilities | 91,485 | |||
| Total liabilities | 5,947,921 | |||
| Preferred stock, 2.00 par value 4,000,000 shares authorized 115,000 series a shares, 1,000 per share liquidation preference, issued and outstanding at december31, 2025 and december 31, 2024, respectively | 110,548 | |||
| Common stock, 0.01 par value 40,000,000 shares authorized 21,169,854 and 21,494,485 shares issued and outstanding at december31, 2025 and december 31, 2024, respectively | 212 | |||
| Capital surplus | 428,247 | |||
| Retained earnings | 86,825 | |||
| Accumulated other comprehensive loss, net of tax | -60,333 | |||
| Total shareholders equity | 565,499 | |||
| Total liabilities and shareholders equity | 6,513,420 | |||
Midland States Bancorp, Inc. (MSBIP)
Midland States Bancorp, Inc. (MSBIP)