The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Net income | 2,851,000 | 2,588,000 | 2,741,000 | 1,991,663 |
| Provision for credit losses | 505,000 | 610,000 | 645,000 | 517,000 |
| Depreciation and amortization of premises and equipment | 323,000 | 316,000 | 304,000 | 282,056 |
| Amortization of capitalized servicing rights | 133,000 | 139,000 | 131,000 | 96,463 |
| Amortization of core deposit and other intangible assets | 42,000 | 53,000 | 62,000 | 55,624 |
| Provision for deferred income taxes | -18,000 | -27,000 | -97,000 | -29,987 |
| Asset write-downs | 18,000 | 40,000 | 4,000 | 8,471 |
| Net gain on sales of assets | 87,000 | 30,000 | 249,000 | 153,491 |
| Net change in accrued interest receivable, payable | 48,000 | 176,000 | -261,000 | 122,755 |
| Net change in other accrued income and expense | -14,000 | -282,000 | -561,000 | 69,993 |
| Net change in loans originated for sale | 372,000 | 128,000 | 192,000 | -771,458 |
| Net change in trading account and other non-hedging derivative assets and liabilities | 358,000 | 57,000 | 266,000 | -1,227,231 |
| Net cash from operating activities | 3,003,000 | 3,610,000 | 3,905,000 | 4,573,740 |
| Investment securities available for sale | 48,000 | 167,000 | - | - |
| Equity and other securities | 578,000 | 610,000 | 1,014,000 | 242,596 |
| Loans | 908,000 | - | - | - |
| Investment securities available for sale | 4,456,000 | 6,072,000 | 743,000 | 795,157 |
| Investment securities held to maturity | 1,766,000 | 1,158,000 | 1,170,000 | 1,515,623 |
| Investment securities available for sale | 8,439,000 | 14,476,000 | 346,000 | 7,221,885 |
| Investment securities held to maturity | 0 | 0 | 2,948,000 | 1,889,954 |
| Equity and other securities | 588,000 | 467,000 | 1,205,000 | 456,024 |
| Loans | 683,000 | - | - | - |
| Net change in loans | 3,688,000 | 2,030,000 | 2,770,000 | 3,639,040 |
| Net (increase) decrease in interest-bearing deposits at banks | - | 9,196,000 | -3,110,000 | 26,106,931 |
| Capital expenditures, net | 143,000 | 216,000 | 256,000 | 214,388 |
| Net change in loan servicing advances | -1,050,000 | -26,000 | 274,000 | 1,578,825 |
| Acquisition, net of cash consideration, bank and bank holding company | - | - | - | 393,923 |
| Bank and bank holding company | - | 0 | - | - |
| Other, net | -19,000 | 538,000 | 440,000 | 619,028 |
| Net cash from investing activities | -6,816,000 | -550,000 | -7,874,000 | 16,592,736 |
| Net change in deposits | 5,814,000 | -2,182,000 | -248,000 | -20,993,952 |
| Net change in short-term borrowings | 1,089,000 | -4,256,000 | 1,761,000 | 2,613,036 |
| Proceeds from long-term borrowings | 3,533,000 | 5,497,000 | 5,035,000 | 998,540 |
| Payments on long-term borrowings | 5,380,000 | 1,009,000 | 824,000 | 907,240 |
| Proceeds from issuance of series j preferred stock-Series JPreferred Stock | 0 | - | - | - |
| Proceeds from issuance of series j preferred stock | - | 733,000 | - | - |
| Proceeds from issuance of series j preferred stock-Series KPreferred Stock | 440,000 | - | - | - |
| Redemption of series e preferred stock | 0 | 350,000 | - | - |
| Purchases of treasury stock | 2,631,000 | 396,000 | 594,000 | 1,800,000 |
| Dividends paid common | 899,000 | 895,000 | 868,000 | 784,089 |
| Dividends paid preferred | 146,000 | 138,000 | 100,000 | 96,927 |
| Other, net | -20,000 | 114,000 | 18,000 | -13,177 |
| Net cash from financing activities | 1,800,000 | -2,882,000 | 4,180,000 | -20,983,809 |
| Net change in cash and cash equivalents | -2,013,000 | 178,000 | 211,000 | 182,667 |
| Cash and cash equivalents at beginning of period | 20,782,000 | 1,731,000 | 1,520,000 | 1,337,577 |
| Cash and cash equivalents at end of period | 18,769,000 | 1,909,000 | 1,731,000 | 1,520,244 |
M&T BANK CORP (MTB-PH)
M&T BANK CORP (MTB-PH)