For the year ending 2025-12-31, MTB has $213,510,000K in assets. $184,333,000K in debts.
| Balance Sheets | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and due from banks | 1,701,000 | 1,909,000 | 1,731,000 | 1,517,244 |
| Interest-bearing deposits at banks | 17,068,000 | 18,873,000 | 28,069,000 | 24,958,719 |
| Federal funds sold | - | - | - | 3,000 |
| Trading account | 97,000 | 101,000 | 106,000 | 117,847 |
| Available for sale (cost 22,994 at december31, 2025 19,054 at december31, 2024) | 23,202,000 | 18,849,000 | 10,440,000 | 10,748,961 |
| Held to maturity (fair value 11,715 at december31, 2025 12,955 at december31, 2024) | 12,430,000 | 14,195,000 | 15,330,000 | 13,529,969 |
| Equity and other securities (cost 1,016 at december31, 2025 1,007 at december31, 2024) | 1,017,000 | 1,007,000 | 1,127,000 | 931,941 |
| Total investment securities | 36,649,000 | 34,051,000 | 26,897,000 | 25,210,871 |
| Loans receivable | - | - | 134,936,000 | 132,074,156 |
| Unearned discount | - | - | 868,000 | 509,993 |
| Loans and leases, net of unearned discount | - | - | 134,068,000 | 131,564,163 |
| Loans | 138,702,000 | 135,581,000 | - | - |
| Allowance for credit losses | - | - | 2,129,000 | 1,925,331 |
| Allowance for loan losses | 2,116,000 | 2,184,000 | - | - |
| Loans and leases, net | - | - | 131,939,000 | 129,638,832 |
| Net loans | 136,586,000 | 133,397,000 | - | - |
| Premises and equipment | 1,629,000 | 1,705,000 | 1,739,000 | 1,653,628 |
| Goodwill | 8,465,000 | 8,465,000 | 8,465,000 | 8,490,089 |
| Gross carrying amount | 249,000 | 261,000 | 261,000 | 261,000 |
| Accumulated amortization | 185,000 | 167,000 | 114,000 | 51,626 |
| Core deposit and other intangible assets | 64,000 | 94,000 | 147,000 | 209,374 |
| Accrued interest and other assets | 11,251,000 | 9,510,000 | 9,171,000 | 8,930,237 |
| Total assets | 213,510,000 | 208,105,000 | 208,264,000 | 200,729,841 |
| Noninterest-bearing deposits | 46,509,000 | 46,020,000 | 49,294,000 | 65,501,860 |
| Savings and interest-checking deposits | 107,173,000 | 100,599,000 | 93,221,000 | 87,911,463 |
| Time deposits | 13,227,000 | 14,476,000 | 20,759,000 | 10,101,545 |
| Total deposits | 166,909,000 | 161,095,000 | 163,274,000 | 163,514,868 |
| Short-term borrowings | 2,149,000 | 1,060,000 | 5,316,000 | 3,554,951 |
| Long-term borrowings | 10,911,000 | 12,605,000 | 8,201,000 | 3,964,537 |
| Accrued interest and other liabilities | 4,364,000 | 4,318,000 | 4,516,000 | 4,377,495 |
| Total liabilities | 184,333,000 | 179,078,000 | 181,307,000 | 175,411,851 |
| Preferred stock | 2,834,000 | 2,394,000 | 2,011,000 | 2,010,600 |
| Common stock, 0.50 par, 250,000,000 shares authorized, 179,436,779 shares issued at december31, 2025 and december31, 2024 | 90,000 | 90,000 | 90,000 | 89,718 |
| Common stock issuable, 11,642 shares at december31, 2024 12,217 shares at december31, 2023 | - | 1,000 | 1,000 | 1,112 |
| Additional paid-in capital | 10,011,000 | 9,998,000 | 10,020,000 | 10,002,891 |
| Retained earnings | 20,882,000 | 19,079,000 | 17,524,000 | 15,753,978 |
| Accumulated other comprehensive income (loss), net | 277,000 | -164,000 | -459,000 | -790,030 |
| Treasury stock common, at cost 27,604,513 shares at december31, 2025 13,922,820 shares at december31, 2024 | 4,917,000 | 2,371,000 | 2,230,000 | 1,750,279 |
| Total shareholders equity | 29,177,000 | 29,027,000 | 26,957,000 | 25,317,990 |
| Total liabilities and shareholders equity | 213,510,000 | 208,105,000 | 208,264,000 | 200,729,841 |
M&T BANK CORP (MTB)
M&T BANK CORP (MTB)