| Balance Sheets | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Cash and due from banks | 1,950 | 2,128 | 2,109 | 2,216 |
| Interest-bearing deposits at banks | 16,751 | 19,297 | 20,656 | 24,417 |
| Trading account | 95 | 93 | 96 | 102 |
| Available for sale (cost 23,000 at september30, 2025 19,054 at december31, 2024) | 23,163 | 21,540 | 20,799 | 16,727 |
| Held to maturity (fair value 11,924 at september30, 2025 12,955 at december31, 2024) | 12,711 | 13,024 | 13,352 | 14,503 |
| Equity and other securities (cost 989 at september30, 2025 1,007 at december31, 2024) | 990 | 1,004 | 986 | 1,097 |
| Total investment securities | 36,864 | 35,568 | 35,137 | 32,327 |
| Loans | 136,974 | 136,116 | 134,574 | 135,920 |
| Allowance for loan losses | 2,161 | 2,197 | 2,200 | 2,204 |
| Net loans | 134,813 | 133,919 | 132,374 | 133,716 |
| Premises and equipment | 1,621 | 1,646 | 1,661 | 1,694 |
| Goodwill | 8,465 | 8,465 | 8,465 | 8,465 |
| Core deposit and other intangible assets | 74 | 84 | 93 | 107 |
| Accrued interest and other assets | 10,644 | 10,384 | 9,730 | 8,741 |
| Total assets | 211,277 | 211,584 | 210,321 | 211,785 |
| Noninterest-bearing deposits | 44,994 | 47,485 | 49,051 | 47,344 |
| Savings and interest-checking deposits | 104,812 | 102,874 | 102,379 | 100,698 |
| Time deposits | 13,620 | 14,094 | 13,979 | 16,512 |
| Total deposits | 163,426 | 164,453 | 165,409 | 164,554 |
| Short-term borrowings | 2,059 | 2,071 | 1,573 | 2,605 |
| Long-term borrowings | 12,928 | 12,380 | 10,496 | 11,583 |
| Accrued interest and other liabilities | 4,136 | 4,155 | 3,852 | 4,167 |
| Total liabilities | 182,549 | 183,059 | 181,330 | 182,909 |
| Preferred stock | 2,394 | 2,394 | 2,394 | 2,394 |
| Common stock, 0.50 par, 250,000,000 shares authorized, 179,436,779 shares issued at september30, 2025 and december31, 2024 | 90 | 90 | 90 | 90 |
| Common stock issuable, 7,846 shares at september30, 2025 11,642 shares at december31, 2024 | 1 | 1 | 1 | 1 |
| Additional paid-in capital | 9,995 | 9,981 | 9,968 | 9,986 |
| Retained earnings | 20,392 | 19,870 | 19,405 | 18,659 |
| Accumulated other comprehensive income (loss), net | 277 | 215 | 90 | -27 |
| Treasury stock common, at cost 24,926,404 shares at september30, 2025 13,922,820 shares at december31, 2024 | 4,421 | 4,026 | 2,957 | 2,227 |
| Total shareholders equity | 28,728 | 28,525 | 28,991 | 28,876 |
| Total liabilities and shareholders equity | 211,277 | 211,584 | 210,321 | 211,785 |
M&T BANK CORP (MTB)
M&T BANK CORP (MTB)