For the quarter ending 2025-09-30, NIC made $235,109K in revenue. $41,735K in net income. Net profit margin of 17.75%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|
| Loans, including loan fees | 107,930 | 105,976 | 97,127 | 100,824 |
| Taxable | 6,201 | 6,027 | 4,963 | 5,211 |
| Tax-exempt | 998 | 1,017 | 1,156 | 1,095 |
| Other interest income | 5,204 | 4,618 | 5,188 | 5,492 |
| Total interest income | 120,333 | 117,638 | 108,433 | 112,622 |
| Deposits | 39,312 | 40,472 | 39,064 | 42,060 |
| Short-term borrowings | 0 | - | 0 | 2 |
| Long-term borrowings | 1,757 | 2,057 | 2,190 | 2,194 |
| Total interest expense | 41,069 | 42,529 | 41,254 | 44,256 |
| Net interest income | 79,264 | 75,109 | 67,179 | 68,366 |
| Provision for credit losses | 950 | 1,050 | 963 | 750 |
| Fees and commissions | - | - | 11,895 | 12,562 |
| Net interest income after provision for credit losses | 78,314 | 74,059 | 66,304 | 67,616 |
| Fees and commissions-Investment Advisory Management And Administrative Service | 7,629 | 6,811 | - | - |
| Mortgage income, net | 3,568 | 2,907 | 2,345 | 2,853 |
| Fees and commissions-Deposit Account | 2,000 | 1,962 | - | - |
| Fees and commissions-Credit And Debit Card | 3,752 | 3,699 | - | - |
| Boli income | 1,654 | 1,429 | 1,384 | 1,455 |
| Deferred compensation plan asset market valuations | 972 | 1,437 | -66 | 1,162 |
| Lsr income, net | 668 | 950 | 1,099 | 1,090 |
| Asset gains (losses), net | 1,294 | -199 | 1,210 | 1,177 |
| Other noninterest income | 2,082 | 1,637 | 2,274 | 2,079 |
| Total noninterest income | 23,619 | 20,633 | 20,140 | 22,378 |
| Personnel | 29,437 | 29,114 | 26,596 | 28,937 |
| Occupancy, equipment and office | 9,028 | 9,104 | 8,815 | 8,826 |
| Business development and marketing | 2,223 | 1,593 | 2,234 | 1,823 |
| Data processing | 4,671 | 4,682 | 4,469 | 4,535 |
| Intangibles amortization | 1,414 | 1,481 | 1,710 | 1,694 |
| Fdic assessments | 1,005 | 1,029 | 1,012 | 990 |
| Other noninterest expense | 2,310 | 2,916 | 2,842 | 2,343 |
| Total noninterest expense | 50,088 | 49,919 | 47,676 | 49,148 |
| Income before income tax expense | 51,845 | 44,773 | 38,768 | 40,846 |
| Income tax expense | 10,110 | 8,738 | 7,633 | 8,330 |
| Net income | 41,735 | 36,035 | 31,015 | 32,516 |
| Basic (in dollars per share) | 2.81 | 2.4 | 2.06 | 2.16 |
| Basic (in shares) | 14,835,670 | 15,029,137 | -7,470,323 | 15,052,524 |
| Diluted (in dollars per share) | 2.73 | 2.34 | 2.015 | 2.1 |
| Diluted (in shares) | 15,303,440 | 15,431,127 | -7,669,753 | 15,479,395 |
NICOLET BANKSHARES INC (NIC)
NICOLET BANKSHARES INC (NIC)