Financial insights of NIC

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$15,196K
EPS
$0.81
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Fees and commissions-Investment Advisory Management And Administrative Service	10,655	7,951*	7,629	6,811
Fees and commissions-Deposit Account	3,149	2,060*	2,000	1,962
Fees and commissions-Credit And Debit Card	4,228	3,384*	3,752	3,699
Mortgage income, net	3,539	2,342*	3,568	2,907
Boli income	1,882	1,736*	1,654	1,429
Deferred compensation plan asset market valuations	-277	-694*	972	1,437
Lsr income, net	711	892*	668	950
Asset losss (gaines), net	-867	-479*	1,294	-199
Other noninterest income	2,274	2,000*	2,082	1,637
Total noninterest income	25,294	19,189*	23,619	20,633
Loans, including loan fees	139,784	100,293*	107,930	105,976
Taxable	11,955	5,740*	6,201	6,027
Tax-exempt	1,358	1,014*	998	1,017
Other interest income	5,115	6,948*	5,204	4,618
Total interest income	158,212	113,994*	120,333	117,638
Deposits	46,656	37,195*	39,312	40,472
Short-term borrowings	-	1*	0	-
Long-term borrowings	1,997	1,884*	1,757	2,057
Total interest expense	48,653	39,080*	41,069	42,529
Net interest income	109,559	74,914*	79,264	75,109
Provision for credit losses	6,050	1,250*	950	1,050
Net interest income after provision for credit losses	103,509	73,664*	78,314	74,059
Personnel	38,159	28,946*	29,437	29,114
Occupancy, equipment and office	12,375	9,433*	9,028	9,104
Business development and marketing	2,337	2,285*	2,223	1,593
Data processing	6,185	4,540*	4,671	4,682
Intangibles amortization	4,096	1,398*	1,414	1,481
Fdic assessments	1,275	956*	1,005	1,029
Merger-related expense	40,686	489*	-	-
Other noninterest expense	4,682	2,777*	2,310	2,916
Total noninterest expense	109,795	50,823*	50,088	49,919
Income before income tax expense	19,008	42,030*	51,845	44,773
Income tax expense	3,812	7,999*	10,110	8,738
Net income	15,196	34,031	41,735	36,035

Basic EPS	0.83	2.258	2.81	2.4
Diluted EPS	0.81	2.199	2.73	2.34
Basic Average Shares	18,231,501	15,074,343	14,835,670	15,029,000
Diluted Average Shares	18,748,933	15,477,362	15,303,440	15,431,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$15,196K
EPS
$0.81
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$15,196K
EPS
$0.81
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$15,196KEPS$0.81Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$15,196KEPS$0.81Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$15,196K
EPS
$0.81
Unit: Thousand (K) dollars

Net Income
$15,196K
EPS
$0.81
Unit: Thousand (K) dollars