| Income Statement | 2025-09-30 | 2025-06-30 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|
| Loans, including loan fees | 107,930 | 105,976 | 100,824 | 97,975 |
| Taxable | 6,201 | 6,027 | 5,211 | 5,056 |
| Tax-exempt | 998 | 1,017 | 1,095 | 1,152 |
| Other interest income | 5,204 | 4,618 | 5,492 | 4,695 |
| Total interest income | 120,333 | 117,638 | 112,622 | 108,878 |
| Deposits | 39,312 | 40,472 | 42,060 | 41,386 |
| Short-term borrowings | 0 | - | 2 | - |
| Long-term borrowings | 1,757 | 2,057 | 2,194 | 2,150 |
| Total interest expense | 41,069 | 42,529 | 44,256 | 43,536 |
| Net interest income | 79,264 | 75,109 | 68,366 | 65,342 |
| Provision for credit losses | 950 | 1,050 | 750 | 1,350 |
| Net interest income after provision for credit losses | 78,314 | 74,059 | 67,616 | 63,992 |
| Fees and commissions-Investment Advisory Management And Administrative Service | 7,629 | 6,811 | - | - |
| Mortgage income, net | 3,568 | 2,907 | 2,853 | 2,634 |
| Fees and commissions-Deposit Account | 2,000 | 1,962 | - | - |
| Fees and commissions-Credit And Debit Card | 3,752 | 3,699 | - | - |
| Boli income | 1,654 | 1,429 | 1,455 | 1,225 |
| Fees and commissions | - | - | 12,562 | 11,945 |
| Deferred compensation plan asset market valuations | 972 | 1,437 | 1,162 | 169 |
| Lsr income, net | 668 | 950 | 1,090 | 1,117 |
| Asset gains (losses), net | 1,294 | -199 | 1,177 | 616 |
| Other noninterest income | 2,082 | 1,637 | 2,079 | 1,903 |
| Total noninterest income | 23,619 | 20,633 | 22,378 | 19,609 |
| Personnel | 29,437 | 29,114 | 28,937 | 26,285 |
| Occupancy, equipment and office | 9,028 | 9,104 | 8,826 | 8,681 |
| Business development and marketing | 2,223 | 1,593 | 1,823 | 2,040 |
| Data processing | 4,671 | 4,682 | 4,535 | 4,281 |
| Intangibles amortization | 1,414 | 1,481 | 1,694 | 1,762 |
| Fdic assessments | 1,005 | 1,029 | 990 | 990 |
| Other noninterest expense | 2,310 | 2,916 | 2,343 | 2,814 |
| Total noninterest expense | 50,088 | 49,919 | 49,148 | 46,853 |
| Income before income tax expense | 51,845 | 44,773 | 40,846 | 36,748 |
| Income tax expense | 10,110 | 8,738 | 8,330 | 7,475 |
| Net income | 41,735 | 36,035 | 32,516 | 29,273 |
| Basic (in dollars per share) | 2.81 | 2.4 | 2.16 | 1.96 |
| Basic (in shares) | 14,835,670 | 15,029,000 | 15,052,524 | 14,937,347 |
| Diluted (in dollars per share) | 2.73 | 2.34 | 2.1 | 1.92 |
| Diluted (in shares) | 15,303,440 | 15,431,000 | 15,479,395 | 15,275,933 |
NICOLET BANKSHARES INC (NIC)
NICOLET BANKSHARES INC (NIC)