Financial insights of NODK

MyFinsight

For the quarter ending 2025-09-30, NODK made $76,568K in revenue. -$1,666K in net income. Net profit margin of -2.18%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2024-12-31	2024-09-30
Total revenues	76,568	76,057	74,207	88,984
Direct losses and loss adjustment expenses	57,828	-	-	-
Assumed losses and loss adjustment expenses	523	-	-	-
Private Passenger Auto	1,550	-	-	-
Home And Farm	-3,527	-	-	-
Crop	2,002	-	-	-
All Other	2,129	-	-	-
Ceded losses and loss adjustment expenses	2,154	-	-	-
Losses and loss adjustment expenses	56,197	66,607	36,504	65,100
Amortization of deferred policy acquisition costs	13,725	16,374	17,176	17,616
Goodwill impairment charge	-	-	657	-
Other underwriting and general expenses	8,504	8,400	7,878	9,724
Total expenses	78,426	91,381	62,871	92,440
Loss from continuing operations before income taxes	-1,858	-15,324	11,336	-3,456
Income tax benefit	-192	-3,273	2,944	-751
Net income (loss) from continuing operations	-	-	8,392	-2,705
Loss from continuing operations	-1,666	-12,051	8,392	-2,705
Loss from discontinued operations, net of income taxes	-	0	-172	-
Loss on sale of discontinued operations, net of taxes	-	0	0	-
Net loss	-1,666	-12,051	8,134	-2,705

Basic (in dollars per share)	-0.08	-0.57	0.39	-0.13
Diluted (in dollars per share)	-0.08	-0.57	0.39	-0.13
Weighted average common shares outstanding used in basic per common share calculations (in shares)	21,001,396	21,039,090	-10,493,526	20,985,213
Weighted average common shares used in diluted per common share calculations (in shares)	21,001,396	21,039,090	-10,433,213	20,985,213