Financial insights of NODK

MyFinsight

For the quarter ending 2025-09-30, NODK made $76,568K in revenue. -$1,666K in net income. Net profit margin of -2.18%.

Income Statement	2025-09-30	2025-06-30	2024-12-31	2024-09-30
Total revenues	76,568	76,057	60,017.5	88,984
Direct losses and loss adjustment expenses	57,828	-	-	-
Assumed losses and loss adjustment expenses	523	-	-	-
Private Passenger Auto	1,550	-	-	-
Home And Farm	-3,527	-	-	-
Crop	2,002	-	-	-
All Other	2,129	-	-	-
Ceded losses and loss adjustment expenses	2,154	-	-	-
Losses and loss adjustment expenses	56,197	66,607	5,778*	65,100
Amortization of deferred policy acquisition costs	13,725	16,374	17,868*	17,616
Goodwill impairment charge	-	-	657*	-
Other underwriting and general expenses	8,504	8,400	6,780*	9,724
Total expenses	78,426	91,381	31,082.5	92,440
Loss from continuing operations before income taxes	-1,858	-15,324	28,935*	-3,456
Income tax benefit	-192	-3,273	7,060*	-751
Net income (loss) from continuing operations	-	-	21,875	-2,705
Loss from continuing operations	-1,666	-12,051	21,875*	-2,705
Gain from discontinued operations, net of income taxes	-	0	1,476*	-
Gain on sale of discontinued operations, net of taxes	-	0	4,081*	-
Net gain	-1,666	-12,051	27,431	-2,705

Basic EPS	-0.08	-0.57	1.309	-0.13
Diluted EPS	-0.08	-0.57	1.287	-0.13
Basic Average Shares	21,001,396	21,039,090	20,950,038	20,985,213
Diluted Average Shares	21,001,396	21,039,090	21,311,916	20,985,213

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.