NWFL: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, NWFL has $2,411,951K in assets. $2,177,046K in debts.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30	2025-06-30
Cash and due from banks	50,348	32,052
Interest-bearing deposits with banks	24,382	20,993
Cash and cash equivalents	74,730	53,045
Securities available for sale, at fair value (net of allowance for credit losses of 0)	403,989	402,460
Total loans	1,815,138	-
Deferred fees, net	456	-
Total loans receivable	1,814,682	-
Allowance for credit losses	19,911	-
Loans receivable (net of allowance for credit losses of 19,911 and 19,843)	1,794,771	1,769,666
Regulatory stock, at cost	6,163	7,538
Bank premises and equipment, net	22,292	21,608
Bank owned life insurance	45,821	46,099
Accrued interest receivable	8,686	8,642
Deferred tax assets, net	16,528	17,693
Goodwill	29,266	29,266
Other intangibles	109	121
Other assets	9,596	9,212
Total assets	2,411,951	2,365,350

Non-interest bearing demand	424,027	406,358
Interest-bearing	1,649,941	1,591,476
Total deposits	2,073,968	1,997,834
Other borrowings	72,071	85,350
Short-term borrowings	-	26,500
Accrued interest payable	9,823	10,975
Other liabilities	21,184	19,266
Preferred stock, no par value per share, authorized 5,000,000 shares issued none	-	0
Total liabilities	2,177,046	2,139,925
Common stock, 0.10 par value per share, authorized 20,000,000 shares, issued 2025 9,491,558 shares, 2024 9,487,068 shares	949	949
Surplus	127,190	126,990
Retained earnings	136,662	131,199
Treasury stock at cost 2025 229,233 shares 2024 214,161 shares	6,188	6,208
Accumulated other comprehensive loss	-23,708	-27,505
Total stockholders equity	234,905	225,425
Total liabilities and stockholders equity	2,411,951	2,365,350