NWFL: the balance sheet

MyFinsight

For the year ending 2025-12-31, NWFL has $2,424,842K in assets. $2,182,685K in debts.

Balance Sheets	2025-12-31
Cash and due from banks	32,118
Interest-bearing deposits with banks	12,318
Cash and cash equivalents	44,436
Securities available for sale	408,782
Total loans	1,853,875
Deferred fees, net	453
Total loans receivable	1,853,422
Allowance for credit losses	19,882
Loans receivable (net of allowance for credit losses 2025 19,882 2024 19,843)	1,833,540
Regulatory stock, at cost	6,623
Premises and equipment, net	22,971
Bank owned life insurance	46,089
Accrued interest receivable	9,250
Foreclosed real estate owned	771
Deferred tax assets, net	14,654
Goodwill	29,266
Other intangibles	98
Other assets	8,362
Total assets	2,424,842

Noninterest-bearing demand	419,597
Interest-bearing demand	404,079
Money market deposit accounts	188,215
Savings	201,388
Time	865,366
Total deposits	2,078,645
Short-term borrowings	14,714
Other borrowings	59,419
Accrued interest payable	12,138
Other liabilities	17,769
Total liabilities	2,182,685
Common stock, 0.10 par value, authorized 20,000,000 shares, issued 2025 9,516,503 shares, 2024 9,487,068 shares	952
Surplus	127,426
Retained earnings	141,130
Treasury stock at cost 2025 222,645 shares 2024 214,161 shares	6,008
Accumulated other comprehensive loss	-21,343
Total stockholders' equity	242,157
Total liabilities and stockholders' equity	2,424,842

Unit: Thousand (K) dollars (except for numbers of shares and EPS).