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Income Overview

Revenue
$6,883K
Net Income
$33,846K
Net Profit Margin
491.73%
EPS
$1.09
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Revenue from contracts with customers-Products And Services Insurance Commission And Fees
6,883
9,597
2,423*
6,598
Revenue from contracts with customers-Products And Services Deposit Service Fees
5,334
4,951
4,813*
4,965
Other fee income
2,321
2,295
2,128
2,262
Mortgage banking revenue
848
563
680
726
Swap fee income
32
54
58
1,387
Loss (gain) on sales of securities, net
1
-
7,224*
0
Change in fair value of equity investments
-
-
-3,486*
6,972
Equity method investment gain
-612
-1,517
1,859
550
Other income
586
852
1,037
2,668
Total noninterest income
15,393
16,795
16,736
26,128
Interest and fees on loans
121,857
114,161
119,282
120,096
Investment securities-taxable
9,039
8,776
8,991
8,767
Investment securities-nontaxable
1,517
1,486
1,487
1,523
Interest and dividend income on assets held in other financial institutions
3,310
6,873
4,884
5,753
Total interest and dividend income
135,723
131,296
134,644
136,139
Interest-bearing deposits
42,001
43,702
46,510
51,026
Fhlb advances and other borrowings
1,283
111
102
273
Subordinated indebtedness
239
239
1,338
1,136
Total interest expense
43,523
44,052
47,950
52,435
Net interest income
92,200
87,244
86,694
83,704
Provision for credit losses
65
4,965
3,158
36,820
Net interest income after provision for credit losses
92,135
82,279
83,536
46,884
Salaries and employee benefits
40,374
38,397
37,015
37,863
Occupancy and equipment, net
7,201
6,984
6,961
7,079
Data processing
3,738
4,050
3,672
3,526
Office and operations
3,174
2,937
3,243
3,184
Professional services
1,809
2,649
2,703
1,395
Intangible asset amortization
1,484
1,485
1,499
1,583
Electronic banking
935
1,442
1,545
1,470
Advertising and marketing
1,650
1,360
1,746
1,524
Regulatory assessments
1,364
1,335
1,528
1,269
Loan-related expense
1,045
895
787
979
Franchise tax expense
-
-
-
686
Bank share tax expense
-
-
469
-
Other expense
1,638
2,263
1,655
1,470
Total noninterest expense
64,412
63,797
62,823
62,028
Income before income tax expense
43,116
35,277
37,449
10,984
Income tax expense
9,270
7,584
7,933
2,361
Net income
33,846
27,693
29,516
8,623
Basic EPS
1.1
0.89
0.953
0.28
Diluted EPS
1.09
0.89
0.945
0.27
Basic Average Shares
30,848,905
30,942,565
30,961,994
31,183,092
Diluted Average Shares
31,157,927
31,203,348
31,230,453
31,363,571
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Income Statement

Interest and fees on loans$121,857K (0.51%↑ Y/Y)Investmentsecurities-taxable$9,039K (17.51%↑ Y/Y)Interest and dividendincome on assets held in...$3,310K (-22.68%↓ Y/Y)Investmentsecurities-nontaxable$1,517K (6.46%↑ Y/Y)Total interest anddividend income$135,723K (0.81%↑ Y/Y)Net interest income$92,200K (12.25%↑ Y/Y)Revenue from contractswith...$6,883K (3.33%↑ Y/Y)Revenue from contractswith...$5,334K (8.26%↑ Y/Y)Other fee income$2,321K (-17.37%↓ Y/Y)Mortgage banking revenue$848K (-38.06%↓ Y/Y)Other income$586K (11.83%↑ Y/Y)Total interestexpense$43,523K (-17.10%↓ Y/Y)Swap fee income$32K (-97.77%↓ Y/Y)Loss (gain) on salesof securities, net$1K (100.01%↑ Y/Y)Net interest incomeafter provision for...$92,135K (16.22%↑ Y/Y)Total noninterestincome$15,393K (1025.22%↑ Y/Y)Provision for creditlosses$65K (-97.73%↓ Y/Y)Equity methodinvestment gain-$612K (67.94%↑ Y/Y)Interest-bearing deposits$42,001K (-16.25%↓ Y/Y)Fhlb advances andother borrowings$1,283K (5.51%↑ Y/Y)Subordinated indebtedness$239K (-78.91%↓ Y/Y)Income before incometax expense$43,116K (131.07%↑ Y/Y)Total noninterestexpense$64,412K (3.92%↑ Y/Y)Net income$33,846K (131.08%↑ Y/Y)Income tax expense$9,270K (131.06%↑ Y/Y)Salaries and employeebenefits$40,374K (5.47%↑ Y/Y)Occupancy and equipment,net$7,201K (0.19%↑ Y/Y)Data processing$3,738K (8.92%↑ Y/Y)Office and operations$3,174K (-4.88%↓ Y/Y)Professional services$1,809K (40.78%↑ Y/Y)Advertising and marketing$1,650K (42.49%↑ Y/Y)Other expense$1,638K (11.05%↑ Y/Y)Intangible assetamortization$1,484K (-16.06%↓ Y/Y)Regulatory assessments$1,364K (1.41%↑ Y/Y)Loan-related expense$1,045K (56.20%↑ Y/Y)Electronic banking$935K (-31.20%↓ Y/Y)

Origin Bancorp, Inc. (OBK)

Origin Bancorp, Inc. (OBK)