Origin Bancorp, Inc. (OBK)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Revenue from contracts with customers-Products And Services Deposit Service Fees | 4,927 | - | - | - |
| Revenue from contracts with customers-Products And Services Insurance Commission And Fees | 6,661 | - | - | - |
| Other income | 524 | 902 | 803 | 1,424 |
| Limited partnership investment (loss) income | -1,909 | -1,692 | - | - |
| Swap fee income | 1,435 | 533 | 106 | 44 |
| Change in fair value of equity investments | - | - | - | 5,188 |
| Loss on sales of securities, net | -14,448 | - | 221 | - |
| Mortgage banking revenue | 1,369 | 915 | 1,153 | 1,878 |
| Other fee income | 2,809 | 2,301 | 2,114 | 2,404 |
| Revenue from contracts with customers | - | 12,643 | 11,592 | 11,527 |
| Total noninterest income | 1,368 | 15,602 | 15,989 | 22,465 |
| Professional services | 1,285 | 1,250 | 2,012 | 1,303 |
| Other expense | 1,475 | 1,700 | 1,341 | 2,990 |
| Advertising and marketing | 1,158 | 1,133 | 1,449 | 1,328 |
| Loan-related expense | 669 | 599 | 751 | 1,077 |
| Salaries and employee benefits | 38,280 | 37,731 | 38,491 | 38,109 |
| Data processing | 3,432 | 2,957 | 3,470 | 3,468 |
| Regulatory assessments | 1,345 | 1,392 | 1,791 | 1,842 |
| Intangible asset amortization | 1,768 | 1,761 | 1,905 | 2,137 |
| Office and operations | 3,337 | 2,972 | 2,984 | 3,072 |
| Occupancy and equipment, net | 7,187 | 8,544 | 6,298 | 7,009 |
| Franchise tax expense | 688 | 675 | 721 | 815 |
| Electronic banking | 1,359 | 1,354 | 1,308 | 1,238 |
| Total noninterest expense | 61,983 | 62,068 | 62,521 | 64,388 |
| Provision for credit losses | 2,862 | 3,444 | 4,603 | 5,231 |
| Subordinated indebtedness | 1,133 | 2,209 | 1,920 | 1,921 |
| Fhlb advances and other borrowings | 1,216 | 96 | 482 | 514 |
| Interest-bearing deposits | 50,152 | 51,779 | 67,051 | 65,469 |
| Total interest expense | 52,501 | 54,084 | 69,453 | 67,904 |
| Investment securities-nontaxable | 1,425 | 968 | 905 | 893 |
| Investment securities-taxable | 7,692 | 8,076 | 6,536 | 6,606 |
| Interest and fees on loans | 121,239 | 117,075 | 133,195 | 129,879 |
| Interest and dividend income on assets held in other financial institutions | 4,281 | 6,424 | 3,621 | 4,416 |
| Total interest and dividend income | 134,637 | 132,543 | 144,257 | 141,794 |
| Net interest income | 82,136 | 78,459 | 74,804 | 73,890 |
| Net interest income after provision for credit losses | 79,274 | 75,015 | 70,201 | 68,659 |
| Income before income tax expense | 18,659 | 28,549 | 23,669 | 26,736 |
| Income tax expense | 4,012 | 6,138 | 5,068 | 5,747 |
| Net income | 14,647 | 22,411 | 18,601 | 20,989 |
| Basic earnings per common share (in dollars per share) | 0.47 | 0.72 | 0.6 | 0.68 |
| Diluted earnings per common share (in dollars per share) | 0.47 | 0.71 | 0.6 | 0.67 |
| Weighted average common shares outstanding (in shares) | 31,192,622 | 31,205,752 | 31,130,293 | 31,042,527 |
| Weighted average diluted common shares outstanding (in shares) | 31,327,818 | 31,412,010 | 31,239,877 | 31,131,829 |