Financial insights of OBK

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$27,693K
EPS
$0.89
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Change in fair value of equity investments	-	-3,486*	6,972	0
Revenue from contracts with customers-Products And Services Insurance Commission And Fees	9,597	2,423*	6,598	6,661
Gain on sales of securities, net	-	7,224*	0	-14,448
Revenue from contracts with customers-Products And Services Deposit Service Fees	4,951	4,813*	4,965	4,927
Other fee income	2,295	2,128	2,262	2,809
Mortgage banking revenue	563	680	726	1,369
Swap fee income	54	58	1,387	1,435
Equity method investment gain	-1,517	1,859	550	-1,909
Other income	852	1,037	2,668	524
Total noninterest income	16,795	16,736	26,128	1,368
Interest and fees on loans	114,161	119,282	120,096	121,239
Investment securities-taxable	8,776	8,991	8,767	7,692
Investment securities-nontaxable	1,486	1,487	1,523	1,425
Interest and dividend income on assets held in other financial institutions	6,873	4,884	5,753	4,281
Total interest and dividend income	131,296	134,644	136,139	134,637
Interest-bearing deposits	43,702	46,510	51,026	50,152
Fhlb advances and other borrowings	111	102	273	1,216
Subordinated indebtedness	239	1,338	1,136	1,133
Total interest expense	44,052	47,950	52,435	52,501
Net interest income	87,244	86,694	83,704	82,136
Provision for credit losses	4,965	3,158	36,820	2,862
Net interest income after provision for credit losses	82,279	83,536	46,884	79,274
Salaries and employee benefits	38,397	37,015	37,863	38,280
Occupancy and equipment, net	6,984	6,961	7,079	7,187
Data processing	4,050	3,672	3,526	3,432
Office and operations	2,937	3,243	3,184	3,337
Professional services	2,649	2,703	1,395	1,285
Franchise tax expense	-	-	686	688
Intangible asset amortization	1,485	1,499	1,583	1,768
Electronic banking	1,442	1,545	1,470	1,359
Advertising and marketing	1,360	1,746	1,524	1,158
Regulatory assessments	1,335	1,528	1,269	1,345
Loan-related expense	895	787	979	669
Bank share tax expense	-	469	-	-
Other expense	2,263	1,655	1,470	1,475
Total noninterest expense	63,797	62,823	62,028	61,983
Income before income tax expense	35,277	37,449	10,984	18,659
Income tax expense	7,584	7,933	2,361	4,012
Net income	27,693	29,516	8,623	14,647

Basic EPS	0.89	0.953	0.28	0.47
Diluted EPS	0.89	0.945	0.27	0.47
Basic Average Shares	30,942,565	30,961,994	31,183,092	31,192,622
Diluted Average Shares	31,203,348	31,230,453	31,363,571	31,327,818

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$27,693K
EPS
$0.89
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$27,693K
EPS
$0.89
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$27,693KEPS$0.89Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$27,693KEPS$0.89Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$27,693K
EPS
$0.89
Unit: Thousand (K) dollars

Net Income
$27,693K
EPS
$0.89
Unit: Thousand (K) dollars