| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Interest and fees on loans | 120,096 | 121,239 | 117,075 | 133,195 |
| Investment securities-taxable | 8,767 | 7,692 | 8,076 | 6,536 |
| Investment securities-nontaxable | 1,523 | 1,425 | 968 | 905 |
| Interest and dividend income on assets held in other financial institutions | 5,753 | 4,281 | 6,424 | 3,621 |
| Total interest and dividend income | 136,139 | 134,637 | 132,543 | 144,257 |
| Interest-bearing deposits | 51,026 | 50,152 | 51,779 | 67,051 |
| Fhlb advances and other borrowings | 273 | 1,216 | 96 | 482 |
| Subordinated indebtedness | 1,136 | 1,133 | 2,209 | 1,920 |
| Total interest expense | 52,435 | 52,501 | 54,084 | 69,453 |
| Net interest income | 83,704 | 82,136 | 78,459 | 74,804 |
| Provision for credit losses | 36,820 | 2,862 | 3,444 | 4,603 |
| Net interest income after provision for credit losses | 46,884 | 79,274 | 75,015 | 70,201 |
| Revenue from contracts with customers-Products And Services Insurance Commission And Fees | 6,598 | 6,661 | - | - |
| Revenue from contracts with customers-Products And Services Deposit Service Fees | 4,965 | 4,927 | - | - |
| Revenue from contracts with customers | - | - | 12,643 | 11,592 |
| Other fee income | 2,262 | 2,809 | 2,301 | 2,114 |
| Mortgage banking revenue | 726 | 1,369 | 915 | 1,153 |
| Swap fee income | 1,387 | 1,435 | 533 | 106 |
| (loss) gain on sales of securities, net | 0 | -14,448 | - | 221 |
| Change in fair value of equity investments | 6,972 | 0 | - | - |
| Equity method investment (loss) income | 550 | -1,909 | -1,692 | - |
| Other income | 2,668 | 524 | 902 | 803 |
| Total noninterest income | 26,128 | 1,368 | 15,602 | 15,989 |
| Salaries and employee benefits | 37,863 | 38,280 | 37,731 | 38,491 |
| Occupancy and equipment, net | 7,079 | 7,187 | 8,544 | 6,298 |
| Data processing | 3,526 | 3,432 | 2,957 | 3,470 |
| Office and operations | 3,184 | 3,337 | 2,972 | 2,984 |
| Intangible asset amortization | 1,583 | 1,768 | 1,761 | 1,905 |
| Regulatory assessments | 1,269 | 1,345 | 1,392 | 1,791 |
| Advertising and marketing | 1,524 | 1,158 | 1,133 | 1,449 |
| Professional services | 1,395 | 1,285 | 1,250 | 2,012 |
| Electronic banking | 1,470 | 1,359 | 1,354 | 1,308 |
| Loan-related expense | 979 | 669 | 599 | 751 |
| Franchise tax expense | 686 | 688 | 675 | 721 |
| Other expense | 1,470 | 1,475 | 1,700 | 1,341 |
| Total noninterest expense | 62,028 | 61,983 | 62,068 | 62,521 |
| Income before income tax expense | 10,984 | 18,659 | 28,549 | 23,669 |
| Income tax expense | 2,361 | 4,012 | 6,138 | 5,068 |
| Net income | 8,623 | 14,647 | 22,411 | 18,601 |
| Basic earnings per common share (in dollars per share) | 0.28 | 0.47 | 0.72 | 0.6 |
| Diluted earnings per common share (in dollars per share) | 0.27 | 0.47 | 0.71 | 0.6 |
| Weighted average common shares outstanding (in shares) | 31,183,092 | 31,192,622 | 31,205,752 | 31,130,293 |
| Weighted average diluted common shares outstanding (in shares) | 31,363,571 | 31,327,818 | 31,412,010 | 31,239,877 |
Origin Bancorp, Inc. (OBK)
Origin Bancorp, Inc. (OBK)