For the quarter ending 2025-09-30, OBNK had $156,660K increase in cash & cash equivalents over the period. $111,186K in free cash flow.
| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 45,681 |
| Provision for credit losses | 43,126 |
| Depreciation and amortization | 13,098 |
| Net amortization on securities | -1,432 |
| Amortization (accretion) of net premium/discount on purchased loans | -64 |
| Amortization of investments in tax credit funds | 870 |
| Loss on sale of securities, net | -14,448 |
| Equity method investment loss | -3,051 |
| Deferred income tax benefit | -3,727 |
| Stock-based compensation expense | 6,150 |
| Originations of mortgage loans held for sale | 116,772 |
| Proceeds from mortgage loans held for sale | 129,748 |
| Gain on mortgage loans held for sale | 3,273 |
| Msr asset valuation adjustment | 0 |
| Gain on sale of msr asset | 0 |
| Net gain on disposals of premises and equipment | 70 |
| Increase in the cash surrender value of life insurance | 888 |
| Employee retention credit received | -1,863 |
| Gain on equity securities without a readily determinable fair value | 6,972 |
| Net losses on sales and write-downs of other real estate owned | -737 |
| Net change in operating leases | 459 |
| Increase in other assets | 19,257 |
| Increase in other liabilities | 5,724 |
| Net cash provided by operating activities | 115,492 |
| Purchases of securities available for sale | 311,893 |
| Maturities and pay downs of securities available for sale | 118,704 |
| Proceeds from sales and calls of securities available for sale | 232,226 |
| Maturities, pay downs and calls of securities held to maturity | 535 |
| Pay downs of securities carried at fair value | 315 |
| Redemption of non-marketable equity securities held in other financial institutions | 9,658 |
| Purchase of non-marketable equity securities held in other financial institutions | 10,354 |
| Originations of mortgage warehouse loans | 7,451,654 |
| Proceeds from pay-offs of mortgage warehouse loans | 7,327,767 |
| Net decrease (increase) in loans, excluding mortgage warehouse and loans held for sale | -123,269 |
| Purchase of other intangibles | 2,500 |
| Proceeds from sale of the msr asset | 0 |
| Proceeds from bank-owned life insurance | -250 |
| Return of capital and other distributions from equity method investments | 595 |
| Return of capital and other distributions from cost method investments | 48 |
| Capital calls on limited partnership investments | 3,250 |
| Purchase of low-income housing tax credit investments | 376 |
| Purchases of premises and equipment | 4,306 |
| Proceeds from sales of premises and equipment | 111 |
| Proceeds from sales of other real estate owned | 3,042 |
| Net cash provided by (used in) investing activities | 32,187 |
| Net increase in deposits | 108,710 |
| Repayments of long-term fhlb advances | 213 |
| Proceeds from short-term fhlb advances | 1,365,000 |
| Repayments of short-term fhlb advances | 1,365,000 |
| Redemption/repurchase of subordinated debentures | 72,593 |
| Repayments of other short-term borrowings | 116,724 |
| Proceeds from other short-term borrowings | 116,724 |
| Net increase (decrease) in securities sold under agreements to repurchase | 543 |
| Dividends paid | 14,175 |
| Cash received from exercise of stock options | 601 |
| Common stock repurchased | 13,892 |
| Net cash provided by financing activities | 8,981 |
| Net increase in cash and cash equivalents | 156,660 |
| Cash and cash equivalents at beginning of period | 470,249 |
| Cash and cash equivalents at end of period | 626,909 |
Origin Bancorp, Inc. (OBNK)
Origin Bancorp, Inc. (OBNK)