For the quarter ending 2026-03-31, OCFC has $14,556,336K in assets. $12,886,968K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 136,981 | 135,130 | 274,125 | 170,599 |
| Debt securities available-for-sale, at estimated fair value | 1,181,087 | 1,231,827 | 1,261,580 | 735,561 |
| Debt securities held-to-maturity, net of allowance for securities credit losses of 754 at march 31, 2026 and 811 at december 31, 2025 (estimated fair value of 793,409 at march 31, 2026 and 825,790 at december 31, 2025) | 852,917 | 881,568 | 919,734 | 968,969 |
| Equity investments | 88,239 | 91,882 | 90,731 | 87,808 |
| Restricted equity investments, at cost | 119,503 | 129,329 | 142,398 | 106,538 |
| Commercial Portfolio Segment | 7,797,872 | 7,634,976 | 7,207,202 | - |
| Residential Mortgage | 3,128,023 | 3,194,264 | 3,135,200 | - |
| Home Equity Loans And Lines | - | - | 215,581 | - |
| Consumer Other | 198,048 | 202,763 | - | - |
| Consumer Portfolio Segment | 3,326,071 | 3,397,027 | 3,350,781 | - |
| Total loans receivable | 11,123,943 | 11,032,003 | 10,557,983 | - |
| Deferred origination costs, net of fees | 21,442 | 22,389 | 13,105 | - |
| Allowance for loan credit losses | 86,110 | 83,726 | 81,236 | - |
| Loans receivable, net of allowance for loan credit losses of 86,110 at march 31, 2026 and 83,726 at december 31, 2025 | 11,059,275 | 10,970,666 | 10,489,852 | 10,119,781 |
| Loans held-for-sale | 0 | 5,768 | 17,766 | 15,744 |
| Interest and dividends receivable | 49,588 | 49,010 | 47,606 | 44,032 |
| Other real estate owned | 10,393 | 10,266 | 7,498 | 7,680 |
| Premises and equipment, net | 112,066 | 112,743 | 112,449 | 113,474 |
| Bank owned life insurance | 271,650 | 270,301 | 269,136 | 271,184 |
| Goodwill | 517,481 | 517,481 | 523,308 | 523,308 |
| Intangibles | 8,198 | 9,046 | 9,934 | 10,834 |
| Other assets | 148,958 | 149,300 | 158,547 | 152,335 |
| Total assets | 14,556,336 | 14,564,317 | 14,324,664 | 13,327,847 |
| Non-interest-bearing | - | 1,741,958 | - | - |
| Interest-bearing checking | - | 4,354,485 | - | - |
| Money market deposit | - | 1,412,917 | - | - |
| Savings | - | 986,195 | - | - |
| Time deposits | - | 2,468,850 | - | - |
| Deposits | 11,155,916 | 10,964,405 | 10,435,994 | 10,232,442 |
| Fhlb advances | 1,180,179 | 1,397,179 | 1,705,585 | 938,687 |
| Securities sold under agreements to repurchase with customers | 67,249 | 54,434 | 64,869 | 61,490 |
| Other borrowings | 255,518 | 255,233 | 198,138 | 198,019 |
| Advances by borrowers for taxes and insurance | 25,851 | 21,245 | 23,708 | 18,759 |
| Other liabilities | 202,255 | 209,271 | 242,943 | 234,770 |
| Total liabilities | 12,886,968 | 12,901,767 | 12,671,237 | 11,684,167 |
| Common stock, 0.01 par value, 150,000,000 shares authorized, 63,329,377 and 62,942,427 shares issued at march 31, 2026 and december 31, 2025, respectively and 57,600,069 and 57,390,569 shares outstanding at march 31, 2026 and december 31, 2025, respectively | 629 | 625 | 625 | 625 |
| Additional paid-in capital | 1,121,646 | 1,118,331 | 1,116,335 | 1,115,441 |
| Retained earnings | 671,657 | 662,616 | 660,974 | 655,095 |
| Accumulated other comprehensive loss | -4,573 | -2,159 | -8,788 | -11,437 |
| Less unallocated common stock held by esop | 991 | 1,301 | 1,611 | 1,922 |
| Treasury stock, 5,729,308 and 5,551,858 shares at march 31, 2026 and december 31, 2025, respectively | 119,000 | 115,562 | 114,998 | 114,956 |
| Oceanfirst financial corp. stockholders equity | - | 1,662,550 | 1,652,537 | 1,642,846 |
| Non-controlling interest | - | 0 | 890 | 834 |
| Total stockholders equity | 1,669,368 | 1,662,550 | 1,653,427 | 1,643,680 |
| Total liabilities and stockholders equity | 14,556,336 | 14,564,317 | 14,324,664 | 13,327,847 |
OCEANFIRST FINANCIAL CORP (OCFC)
OCEANFIRST FINANCIAL CORP (OCFC)