For the year ending 2025-12-31, OCFC has $14,564,317K in assets. $12,901,767K in debts.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 135,130 | |||
| Debt securities available-for-sale, at estimated fair value (encumbered 897,491 at december 31, 2025 and 470,844 at december 31, 2024) | 1,231,827 | |||
| Debt securities held-to-maturity, net of allowance for securities credit losses of 811 at december 31, 2025 and 967 at december 31, 2024 (estimated fair value of 825,790 at december 31, 2025 and 952,917 at december 31, 2024) (encumbered 543,425 at december 31, 2025 and 599,200 at december 31, 2024) | 881,568 | |||
| Equity investments (encumbered 4,975 at december 31, 2025 and 0 at december 31, 2024) | 91,882 | |||
| Restricted equity investments, at cost | 129,329 | |||
| Commercial Portfolio Segment | 7,634,976 | |||
| Residential Mortgage | 3,194,264 | |||
| Consumer Other | 202,763 | |||
| Consumer Portfolio Segment | 3,397,027 | |||
| Total loans receivable | 11,032,003 | |||
| Deferred origination costs, net of fees | 22,389 | |||
| Allowance for loan credit losses | 83,726 | |||
| Loans receivable, net of allowance for loan credit losses of 83,726 at december 31, 2025 and 73,607 at december 31, 2024 | 10,970,666 | |||
| Loans held-for-sale | 5,768 | |||
| Interest and dividends receivable | 49,010 | |||
| Other real estate owned | 10,266 | |||
| Premises and equipment, net | 112,743 | |||
| Bank owned life insurance | 270,301 | |||
| Goodwill | 517,481 | |||
| Intangibles | 9,046 | |||
| Other assets | 149,300 | |||
| Total assets | 14,564,317 | |||
| Non-interest-bearing | 1,741,958 | |||
| Interest-bearing checking | 4,354,485 | |||
| Money market deposit | 1,412,917 | |||
| Savings | 986,195 | |||
| Time deposits | 2,468,850 | |||
| Deposits | 10,964,405 | |||
| Fhlb advances | 1,397,179 | |||
| Securities sold under agreements to repurchase with customers | 54,434 | |||
| Other borrowings | 255,233 | |||
| Advances by borrowers for taxes and insurance | 21,245 | |||
| Other liabilities | 209,271 | |||
| Total liabilities | 12,901,767 | |||
| Common stock, 0.01 par value, 150,000,000 shares authorized, 62,942,427 and 62,673,192 shares issued at december 31, 2025 and december 31, 2024, respectively and 57,390,569 and 58,554,871 shares outstanding at december 31, 2025 and december 31, 2024, respectively | 625 | |||
| Additional paid-in capital | 1,118,331 | |||
| Retained earnings | 662,616 | |||
| Accumulated other comprehensive loss | -2,159 | |||
| Less unallocated common stock held by esop | 1,301 | |||
| Treasury stock, 5,551,858 and 4,118,321 shares at december 31, 2025 and december 31, 2024, respectively | 115,562 | |||
| Oceanfirst financial corp. stockholders equity | 1,662,550 | |||
| Non-controlling interest | 0 | |||
| Total stockholders equity | 1,662,550 | |||
| Total liabilities and stockholders equity | 14,564,317 | |||
OCEANFIRST FINANCIAL CORP (OCFC)
OCEANFIRST FINANCIAL CORP (OCFC)