For the quarter ending 2025-09-30, OCFC has $14,324,664K in assets. $12,671,237K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 274,125 | 170,599 | ||
| Debt securities available-for-sale, at estimated fair value | 1,261,580 | 735,561 | ||
| Debt securities held-to-maturity, net of allowance for securities credit losses of 968 at september 30, 2025 and 967 at december 31, 2024 (estimated fair value of 856,550 at september 30, 2025 and 952,917 at december 31, 2024) | 919,734 | 968,969 | ||
| Equity investments | 90,731 | 87,808 | ||
| Restricted equity investments, at cost | 142,398 | 106,538 | ||
| Commercial Portfolio Segment | 7,207,202 | - | ||
| Residential Mortgage | 3,135,200 | - | ||
| Home Equity Loans And Lines | 215,581 | - | ||
| Consumer Portfolio Segment | 3,350,781 | - | ||
| Total loans receivable | 10,557,983 | - | ||
| Deferred origination costs, net of fees | 13,105 | - | ||
| Allowance for loan credit losses | 81,236 | - | ||
| Loans receivable, net of allowance for loan credit losses of 81,236 at september 30, 2025 and 73,607 at december 31, 2024 | 10,489,852 | 10,119,781 | ||
| Loans held-for-sale | 17,766 | 15,744 | ||
| Interest and dividends receivable | 47,606 | 44,032 | ||
| Other real estate owned | 7,498 | 7,680 | ||
| Premises and equipment, net | 112,449 | 113,474 | ||
| Bank owned life insurance | 269,136 | 271,184 | ||
| Goodwill | 523,308 | 523,308 | ||
| Intangibles | 9,934 | 10,834 | ||
| Other assets | 158,547 | 152,335 | ||
| Total assets | 14,324,664 | 13,327,847 | ||
| Deposits | 10,435,994 | 10,232,442 | ||
| Federal home loan bank (fhlb) advances | 1,705,585 | 938,687 | ||
| Securities sold under agreements to repurchase with customers | 64,869 | 61,490 | ||
| Other borrowings | 198,138 | 198,019 | ||
| Advances by borrowers for taxes and insurance | 23,708 | 18,759 | ||
| Other liabilities | 242,943 | 234,770 | ||
| Total liabilities | 12,671,237 | 11,684,167 | ||
| Common stock, 0.01 par value, 150,000,000 shares authorized, 62,911,177 and 62,182,767 shares issued at september 30, 2025 and december 31, 2024, respectively and 57,388,603 and 58,554,871 shares outstanding at september 30, 2025 and december 31, 2024, respectively | 625 | 625 | ||
| Additional paid-in capital | 1,116,335 | 1,115,441 | ||
| Retained earnings | 660,974 | 655,095 | ||
| Accumulated other comprehensive loss | -8,788 | -11,437 | ||
| Less unallocated common stock held by employee stock ownership plan ('esop') | 1,611 | 1,922 | ||
| Treasury stock, 5,522,574 and 4,118,321 shares at september 30, 2025 and december 31, 2024, respectively | 114,998 | 114,956 | ||
| Oceanfirst financial corp. stockholders equity | 1,652,537 | 1,642,846 | ||
| Non-controlling interest | 890 | 834 | ||
| Total stockholders equity | 1,653,427 | 1,643,680 | ||
| Total liabilities and stockholders equity | 14,324,664 | 13,327,847 | ||
OCEANFIRST FINANCIAL CORP (OCFC)
OCEANFIRST FINANCIAL CORP (OCFC)