| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Taxable | 731,633 | 658,508 | ||
| Nontaxable | 20,252 | 16,590 | ||
| Taxable | 143,155 | 124,880 | ||
| Nontaxable | 9,945 | 10,192 | ||
| Money market and other interest-earning investments | 12,207 | 14,791 | ||
| Total interest income | 917,192 | 824,961 | ||
| Deposits | 272,601 | 240,088 | ||
| Federal funds purchased and interbank borrowings | 1,816 | 953 | ||
| Securities sold under agreements to repurchase | 731 | 636 | ||
| Federal home loan bank advances | 57,143 | 59,042 | ||
| Other borrowings | 10,292 | 9,452 | ||
| Total interest expense | 342,583 | 310,171 | ||
| Net interest income | 574,609 | 514,790 | ||
| Provision for credit losses | 26,738 | 106,835 | ||
| Net interest income after provision for credit losses | 547,871 | 407,955 | ||
| Wealth and investment services fees | 39,684 | 35,817 | ||
| Service charges on deposit accounts | 27,856 | 23,878 | ||
| Debit card and atm fees | 13,197 | 12,922 | ||
| Mortgage banking revenue | 10,442 | 10,032 | ||
| Capital markets income | 12,629 | 7,114 | ||
| Company-owned life insurance | 7,565 | 6,625 | ||
| Debt securities gains (losses), net | 7 | -41 | ||
| Other income | 19,081 | 36,170 | ||
| Total noninterest income | 130,461 | 132,517 | ||
| Salaries and employee benefits | 211,345 | 202,112 | ||
| Occupancy | 34,442 | 30,432 | ||
| Equipment | 12,703 | 12,566 | ||
| Marketing | 15,093 | 13,759 | ||
| Technology | 36,122 | 31,452 | ||
| Communication | 7,742 | 5,014 | ||
| Professional fees | 13,598 | 21,931 | ||
| Fdic assessment | 14,095 | 13,409 | ||
| Amortization of intangibles | 26,184 | 19,630 | ||
| Amortization of tax credit investments | -7,057 | -5,815 | ||
| Other expense | 67,353 | 28,646 | ||
| Total noninterest expense | 445,734 | 384,766 | ||
| Income before income taxes | 232,598 | 155,706 | ||
| Income tax expense | 50,031 | 30,298 | ||
| Net income | 182,567 | 125,408 | ||
| Preferred dividends | 4,034 | 4,033 | ||
| Net income applicable to common shareholders | 178,533 | 121,375 | ||
| Net income per common share - basic (in dollars per share) | 0.46 | 0.34 | ||
| Net income per common share - diluted (in dollars per share) | 0.46 | 0.34 | ||
| Weighted average number of common shares outstanding - basic (in shares) | 389,038,000 | 360,155,000 | ||
| Weighted average number of common shares outstanding - diluted (in shares) | 390,496,000 | 361,436,000 | ||
OLD NATIONAL BANCORP IN (ONB)
OLD NATIONAL BANCORP IN (ONB)