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Interest and fees on loans$35,731K (4.28%↑ Y/Y)Interest on afs debtsecurities$1,824K (26.93%↑ Y/Y)Other interest income$638K (-67.53%↓ Y/Y)Total interest income$38,193K (1.40%↑ Y/Y)Net interest income$20,068K (1.76%↑ Y/Y)(reversal of) provisionfor credit losses-$149K (-112.35%↓ Y/Y)Gains on sale of loans$3,370K (133.87%↑ Y/Y)Loan servicing fees,net of amortization$974K (8.22%↑ Y/Y)Other income$792K (29.84%↑ Y/Y)Service charges ondeposits$515K (-49.36%↓ Y/Y)Total interestexpense$18,125K (1.01%↑ Y/Y)Net interest incomeafter provision for...$20,217K (9.19%↑ Y/Y)Total noninterestincome$5,651K (42.41%↑ Y/Y)Interest on deposits$16,891K (-3.34%↓ Y/Y)Interest on borrowings$744K (58.64%↑ Y/Y)Interest on subordinatednote$490K Income before incometax expense$11,042K (30.74%↑ Y/Y)Total noninterestexpense$14,826K (5.62%↑ Y/Y)Net income$7,978K (25.98%↑ Y/Y)Income tax expense$3,064K (45.01%↑ Y/Y)Salaries and employeebenefits$9,733K (7.25%↑ Y/Y)Occupancy and equipment$1,901K (20.01%↑ Y/Y)Other expenses$892K (-17.56%↓ Y/Y)Foundation donation andother contributions$811K (27.52%↑ Y/Y)Professional fees$454K (8.61%↑ Y/Y)Fdic insurance andregulatory assessments$387K (-23.52%↓ Y/Y)Data processing andcommunication$380K (24.18%↑ Y/Y)Directors fees$164K (-17.17%↓ Y/Y)Promotion and advertising$104K (-55.17%↓ Y/Y)
Income Statement

OP Bancorp (OPBK)

OP Bancorp (OPBK)

source: myfinsight.com