Financial insights of OPBK

MyFinsight

For the year ending 2025-12-31, OPBK made $3,204K in revenue. $35,327K in net income. Net profit margin of 1102.59%.

Income Statement	2025-12-31
Service charges on deposits	3,204
Loan servicing fees, net of amortization	3,281
Gains on sale of loans	7,070
Other income	2,777
Total noninterest income	16,332
Interest and fees on loans	136,874
Interest on afs debt securities	6,312
Other interest income	7,142
Total interest income	150,328
Interest on deposits	68,849
Interest on borrowings	2,853
Interest on subordinated note	278
Total interest expense	71,980
Net interest income	78,348
Provision for credit losses	3,580
Net interest income after provision for credit losses	74,768
Salaries and employee benefits	35,987
Occupancy and equipment	6,760
Data processing and communication	1,456
Professional fees	1,793
Fdic insurance and regulatory assessments	1,783
Promotion and advertising	505
Directors fees	677
Foundation donation and other contributions	2,570
Other expenses	4,242
Total noninterest expense	55,773
Income before income tax expense	35,327

Basic EPS	1.72
Diluted EPS	1.72
Basic Average Shares	14,872,429
Diluted Average Shares	14,906,054