Financial insights of OPBK

MyFinsight

For the quarter ending 2026-03-31, OPBK made $463K in revenue. $7,234K in net income. Net profit margin of 1562.42%.

Income Overview

Revenue
$463K
Net Income
$7,234K
Net Profit Margin
1562.42%
EPS
$0.48
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Service charges on deposits	463	591*	725	1,017
Loan servicing fees, net of amortization	722	845*	724	900
Gains on sale of loans	2,050	1,853*	2,037	1,441
Other income	797	896*	644	610
Total noninterest income	4,032	4,185*	4,130	3,968
Interest and fees on loans	34,879	40,602*	35,001	34,263
Interest on afs debt securities	1,761	1,608*	1,699	1,437
Other interest income	1,897	1,462*	1,822	1,965
Total interest income	38,537	43,671*	38,522	37,665
Interest on deposits	16,845	16,682*	17,442	17,475
Interest on borrowings	679	1,049*	734	469
Interest on subordinated note	490	70*	-	-
Total interest expense	18,014	17,800*	18,176	17,944
Net interest income	20,523	25,871*	20,346	19,721
Provision for credit losses	412	9*	1,175	1,206
Net interest income after provision for credit losses	20,111	25,862*	19,171	18,515
Salaries and employee benefits	9,276	9,037*	8,892	9,075
Occupancy and equipment	1,811	1,870*	1,676	1,584
Data processing and communication	411	603*	263	306
Professional fees	399	538*	419	418
Fdic insurance and regulatory assessments	418	382*	428	506
Promotion and advertising	120	-32*	126	232
Directors fees	144	154*	151	198
Foundation donation and other contributions	725	610*	671	636
Other expenses	929	1,115*	1,003	1,082
Total noninterest expense	14,233	14,274*	13,629	14,037
Income before income tax expense	9,910	15,773	9,672	8,446
Income tax expense	2,676	-	2,969	2,113
Net income	7,234	-	6,703	6,333

Basic EPS	0.49	1.061	0.45	0.42
Diluted EPS	0.48	1.056	0.45	0.42
Basic Average Shares	14,890,929	14,871,955	14,885,614	14,859,718
Diluted Average Shares	14,930,173	14,938,970	14,919,474	14,859,718

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$463K
Net Income
$7,234K
Net Profit Margin
1562.42%
EPS
$0.48
Unit: Thousand (K) dollars

Time Plot

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Income Statement

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Income Overview

Revenue
$463K
Net Income
$7,234K
Net Profit Margin
1562.42%
EPS
$0.48
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$463KNet Income$7,234KNet Profit Margin1562.42%EPS$0.48Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$463KNet Income$7,234KNet Profit Margin1562.42%EPS$0.48Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$463K
Net Income
$7,234K
Net Profit Margin
1562.42%
EPS
$0.48
Unit: Thousand (K) dollars

Revenue
$463K
Net Income
$7,234K
Net Profit Margin
1562.42%
EPS
$0.48
Unit: Thousand (K) dollars