For the quarter ending 2025-09-30, OPBK has $2,614,214K in assets. $2,392,715K in debts. $166,748K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 10,931 | 16,592 | ||
| Interest-bearing deposits with banks | 155,817 | 188,796 | ||
| Cash and cash equivalents | 166,748 | 205,388 | ||
| Available-for-sale ('afs') debt securities, at fair value | 200,760 | 175,000 | ||
| Other investments | 17,164 | 17,101 | ||
| Loans held-for-sale | 6,480 | 20,016 | ||
| Gross loans | 2,151,217 | - | ||
| Allowance for credit losses | 27,299 | - | ||
| Net loans (net of allowance for credit losses on loans of 27,299 and 24,796) | 2,123,918 | 2,045,294 | ||
| Premises and equipment, net | 6,995 | 6,852 | ||
| Accrued interest receivable | 10,337 | 9,991 | ||
| Servicing assets | 10,429 | 10,572 | ||
| Company owned life insurance | 23,437 | 23,259 | ||
| Deferred tax assets, net | 12,099 | 12,633 | ||
| Other real estate owned ('oreo') | 845 | 1,237 | ||
| Operating right-of-use assets | 9,347 | 9,887 | ||
| Other assets | 25,655 | 26,365 | ||
| Total assets | 2,614,214 | 2,563,595 | ||
| Noninterest-bearing | 543,972 | 565,683 | ||
| Money market and others | 402,891 | 431,252 | ||
| Time deposits greater than 250 | 667,883 | 643,350 | ||
| Other time deposits | 658,671 | 614,443 | ||
| Total deposits | 2,273,417 | 2,254,728 | ||
| Federal home loan bank ('fhlb') advances | 75,000 | 50,000 | ||
| Accrued interest payable | 15,968 | 15,720 | ||
| Operating lease liabilities | 11,826 | 12,243 | ||
| Other liabilities | 16,504 | 17,186 | ||
| Total liabilities | 2,392,715 | 2,349,877 | ||
| Preferred stock no par value 10,000,000 shares authorized no shares issued or outstanding | 0 | 0 | ||
| Common stock no par value 50,000,000 shares authorized 14,885,614 and 14,819,866 shares issued and outstanding | 72,984 | 72,984 | ||
| Additional paid-in capital | 11,658 | 11,484 | ||
| Retained earnings | 148,031 | 143,114 | ||
| Accumulated other comprehensive loss, net of tax | -11,174 | -13,864 | ||
| Total shareholders equity | 221,499 | 213,718 | ||
| Total liabilities and shareholders' equity | 2,614,214 | 2,563,595 | ||
OP Bancorp (OPBK)
OP Bancorp (OPBK)