OPBK: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Cash Flow Overview

No enough data to generate the overview

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Amortization of servicing assets	-	1,513
Net income	18,596	11,893
Provision for credit losses	3,117	1,942
Deferred income tax expense (benefit)	755	1,287
Net change in fair value of equity investment with readily determinable fair value	-	64
Depreciation, amortization and accretion, net	5,633	741
Amortization of low income housing partnerships	-	1,062
Gains on sale of loans	5,497	3,460
Accretion of net discounts on loans	-	724
Stock-based compensation	487	313
Earnings on company owned life insurance	525	347
Valuation of oreo	-39	-
Origination of loans held-for-sale	98,457	73,911
Proceeds from sales of loans held-for-sale	99,961	60,685
Amortization of net premiums on securities	-	4
Accrued interest receivable and other assets	3,155	2,402
Accrued interest payable and other liabilities	1,652	129
Net cash provided by operating activities	22,606	-1,339
Net change in loans receivable	193,705	114,456
Proceeds from matured, called, or paid-down afs debt securities	21,682	14,118
Purchase of loans	0	-
Purchase of afs debt securities	29,623	0
Purchase of fhlb stock	541	540
Purchase of premises and equipment, net	2,698	2,144
Net change in investments in low-income housing partnerships	5,232	2,607
Net cash used in investing activities	-210,117	-105,629
Net change in deposits	246,132	227,443
Cash received from stock option exercises	0	0
Proceeds from fhlb advances	125,000	50,000
Repayment of fhlb advances	145,000	95,000
Repurchase of common stock	713	713
Cash dividend paid on common stock	5,346	3,560
Payments related to tax-withholding for vested restricted stock awards	757	757
Net cash provided by financing activities	219,316	177,413
Net change in cash and cash equivalents	31,805	70,445
Cash and cash equivalents at beginning of period	134,943	-
Cash and cash equivalents at end of period	166,748	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

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OPBK: the cashflow