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Interest on loans
$216,918K
Fees on loans
$2,356K
Subscription revenue
$5,164K
(6.65%↑ Y/Y)
Interest on member
accounts
$4,134K
(-9.46%↓ Y/Y)
Gain on loan sales and
other
$3,125K
(2.36%↑ Y/Y)
Servicing fees
$1,531K
(-57.52%↓ Y/Y)
Interest income
$219,274K
(0.45%↑ Y/Y)
Non-interest income
$13,954K
(-13.14%↓ Y/Y)
Total revenue
$233,228K
(-0.48%↓ Y/Y)
Net revenue
$105,632K
(1.03%↑ Y/Y)
Net decrease in fair
value
-$85,663K
(-21.93%↓ Y/Y)
Interest expense
$41,933K
(-29.57%↓ Y/Y)
Income before taxes
$15,620K
(54.53%↑ Y/Y)
Total operating
expenses
$90,012K
(-4.69%↓ Y/Y)
Net income
$8,536K
(24.12%↑ Y/Y)
Income tax expense
$7,084K
(119.25%↑ Y/Y)
Technology and facilities
$32,293K
(-11.89%↓ Y/Y)
Personnel
$24,510K
(21.05%↑ Y/Y)
Sales and marketing
$17,593K
(-2.68%↓ Y/Y)
Outsourcing and
professional fees
$9,650K
(-0.53%↓ Y/Y)
General, administrative
and other
$5,966K
(-38.93%↓ Y/Y)
Net income
attributable to common...
$8,536K
(24.12%↑ Y/Y)
Net income
attributable to common...
$8,536K
(24.12%↑ Y/Y)
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Income Statement
Oportun Financial Corp (OPRT)
Oportun Financial Corp (OPRT)
source: myfinsight.com