For the quarter ending 2025-09-30, OPRT made $238,688K in revenue. $5,198K in net income. Net profit margin of 2.18%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|
| Total revenue | 238,688 | 234,346 | 250,714 | 249,951 |
| Interest expense | 56,620 | 59,538 | 64,083 | 55,749 |
| Net decrease in fair value | -77,018 | -70,257 | -100,354 | -131,585 |
| Net revenue | 105,050 | 104,551 | 86,277 | 62,617 |
| Technology and facilities | 35,380 | 36,649 | 42,496 | 40,561 |
| Sales and marketing | 16,502 | 18,077 | 16,656 | 17,403 |
| Personnel | 19,015 | 20,247 | 22,110 | 21,038 |
| Outsourcing and professional fees | 9,405 | 9,701 | 9,192 | 10,088 |
| General, administrative and other | 10,504 | 9,769 | 9,106 | 12,991 |
| Total operating expenses | 90,806 | 94,443 | 99,559 | 102,081 |
| Income (loss) before taxes | 14,244 | 10,108 | -13,282 | -39,464 |
| Income tax expense (benefit) | 9,046 | 3,231 | -4,431 | -9,508 |
| Net income (loss) | 5,198 | 6,877 | -8,850 | -29,956 |
| Net Income Loss Available To Common Stockholders Basic | 5,198 | 6,877 | - | - |
| Net income (loss) attributable to common stockholders | 5,198 | 6,877 | - | - |
| Basic (in shares) | 46,711,134 | 46,571,524 | -19,712,646.5 | 39,964,322 |
| Basic (in usd per share) | 0.11 | 0.15 | -0.21 | -0.75 |
| Diluted (in shares) | 48,310,110 | 47,893,172 | -19,712,646.5 | 39,964,322 |
| Diluted (in usd per share) | 0.11 | 0.14 | -0.21 | -0.75 |
Oportun Financial Corp (OPRT)
Oportun Financial Corp (OPRT)