For the year ending 2025-12-31, OPRT made $956,685K in revenue. $25,246K in net income. Net profit margin of 2.64%.
| Income Statement | 2025-12-31 | 2024-12-31 | ||
|---|---|---|---|---|
| Total revenue | 956,685 | 1,001,775 | ||
| Interest expense | 231,503 | 238,158 | ||
| Net decrease in fair value | -319,345 | -468,413 | ||
| Net revenue | 405,837 | 295,204 | ||
| Technology and facilities | 142,441 | 166,177 | ||
| Sales and marketing | 70,596 | 66,973 | ||
| Personnel | 79,949 | 87,166 | ||
| Outsourcing and professional fees | 34,795 | 36,847 | ||
| General, administrative and other | 33,980 | 53,218 | ||
| Total operating expenses | 361,761 | 410,381 | ||
| Income (loss) before taxes | 44,076 | -115,177 | ||
| Income tax expense (benefit) | 18,830 | -36,495 | ||
| Net income (loss) | 25,246 | -78,682 | ||
| Basic EPS | 0.54 | -1.95 | ||
| Diluted EPS | 0.53 | -1.95 | ||
| Basic Average Shares | 46,418,934 | 40,356,025 | ||
| Diluted Average Shares | 47,858,631 | 40,356,025 | ||
Oportun Financial Corp (OPRT)
Oportun Financial Corp (OPRT)